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Last updated on October 21st, 2021
WESTconsin Platinum Visa Credit Card
- Regular Purchase APR 9% to 17.5% variable based on creditworthiness and relationship status
- Balance Transfer APR 9% to 17.5% variable based on creditworthiness and relationship status
- Cash Advance APR 9% to 17.5% variable based on creditworthiness and relationship status
- Annual Fee None
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Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Processing Network Visa
- No annual fee
- Earn 1 point for every dollar spent
- Security and fraud protections
- Regular Purchase APR: 9% to 17.5% variable based on creditworthiness and relationship status
- Balance Transfer APR: 9% to 17.5% variable based on creditworthiness and relationship status
- Cash Advance APR: 9% to 17.5% variable based on creditworthiness and relationship status
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25









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At a Glance
The WESTconsin Platinum Visa Credit Card is a straightforward-yet-solid rewards credit card from Wisconsin lender WESTconsin Credit Union. The card offers a highly competitive APR, making it a great choice as a balance transfer card, or for financing more significant purchases. The card earns one point for every dollar spent; points which are applicable towards the CURewards program and rewards such as travel, vacations, cruises, and more. The card has no annual fee and no fees for balance transfers or cash advances.
Ideal for Those Who:
- Are a member of the WESTconsin Credit Union
- Want to earn reward points for your everyday purchases
- Don’t want to pay an annual fee
- Are looking for a reliable balance transfer card
WESTconsin Platinum Visa Card Review
If you are a Wisconsin resident looking for a straightforward, no-nonsense rewards credit card, the WESTconsin Platinum Visa Credit Card may be right up your alley. The card, a product of the WESTconsin Credit Union, offers basic rewards through the CURewards program, as well as benefits through WESTconsin’s MVP program.
The WESTconsin Platinum Visa Credit Card earns one point for every dollar spent with the card. CURewards is a credit union-owned and operated rewards program, with points redeemable for travel, rental cards, hotels, vacations, cruises, or more. There’s no limit to the number of points you can earn through the program but be wary: points expire after 5 years.
WESTconsin Credit Union’s MVP program (Membership Value Pricing) rewards WESTconsin members who prove their loyalty through having multiple services through the union. To thank these loyal people, WESTconsin provides savings and complimentary services. Gold MVP members – those with a first mortgage loan or $30,000 in accounts or deposits, receive no fees on checking accounts, transfer fees, or money orders, as well as savings on safety deposit boxes and other services. For a complete listing of the services and perks available, visit the WESTconsin MVP Rewards page.
The WESTconsin Platinum Visa Credit Card offers far more than decent rewards, however. The card is also a reliable balance transfer credit card, as the typical APR is highly competitive with other similar cards on offer. While APR will vary depending on both creditworthiness and the Prime Rate, for those with excellent credit, they can expect an APR of around 9%. This strong APR means the card is good for combining existing credit card debt to pay a lower monthly charge, or for financing a large purchase over several months.
Should You Apply for the WESTconsin Platinum Visa Credit Card?
The WESTconsin Platinum Visa Credit Card may not be the most exciting credit card out there, but overall it is a very good card for what it offers. The WESTconsin Credit Union may not be a national name, but for local Wisconsin residents, this is a card you should overlook. The great APR, decent rewards points on offer, and the WESTconsin CU customer service all combine to make a very solid credit card in an unassuming package.