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BBVA Visa® Business Rewards Credit Card

BBVA Visa® Business Rewards Credit Card

Earn Up to 3X Points on Purchases

BBVA Visa® Business Rewards Credit Card
  • Regular Purchase APR 9.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 22.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 9 months from account opening date
  • Processing Network Visa
Best Benefits
  • 3X points at office supply stores
  • 2X points at gas stations and restaurants
  • 1X point for every $1 in all other purchases
  • Free employee cards
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 9 months from account opening date
  • Regular Purchase APR: 9.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% or 3.99% on transfers made within 90 days of account open date for one year, based on creditworthiness
  • Balance Transfer APR: 9.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 22.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 27.24% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $49
  • Return Payment Penalty Fee: $25
  • Over Limit Penalty Fee: $39

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At a Glance

For the small business owner who’s in the market for a business credit card that will allow them to maximize their rewards when making purchases for their business, the BBVA Visa® Business Rewards Credit Card is a recommended place to start. Earn 3x points at office supply stores for each dollar spent, 2x points at gas stations and restaurants per dollar, and 1 point for every $1 on all other purchases.

Ideal for Those Who:

  • You own a business and want to earn points for it
  • You want a card that will earn up to 3 points for everyday business purchases
  • Want employee cards at no additional cost
  • Want to earn rewards while building credit with a secured business card

BBVA Visa® Business Rewards Credit Card Review

The BBVA Visa® Business Rewards Credit Card offers many perks for business owners. There is no annual fee, and no fee to add employee cards to your account. You’ll have the flexibility to set individual spending limits for each employee along with convenient itemization of all their purchases on your statement. Cardholders can take advantage of easy-to-use online account services that allow you to easily track expenses and pay bills online.

The BBVA Visa® Business Rewards Credit Card offers competitive interest rates; your APR for purchases could be as low as 11.24% depending on your creditworthiness and the Prime Rate, and for the first 9 months that your account is active you’ll enjoy an introductory rate of 0%. Your credit scores will affect how high or low this APR is once the introductory period has finished.

Earning rewards from everyday business purchases is easy with the BBVA Visa® Business Rewards Card. You’ll earn 1 point for every $1 in purchases and 2x points per dollar spent at gas stations and restaurants. Finally, you’ll receive compensation of 3x points at office supply stores for every dollar you spend on supplies for your office or business. Additionally, when you enroll your card with Visa® SavingsEdge you’ll save up to 15% on your purchases at participating merchants. Redeem points for an account credit or gift cards.