BBVA Select Credit Card
Earn 20,000 Bonus Points ($200 Value)
- Regular Purchase APR 13.24% to 17.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 13.24% to 17.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 22.24% variable based on the Prime Rate
- Annual Fee $0 for the first year. After that, $99
- Credit Needed Excellent , Good
- Processing Network Visa
- 3X points in category of your choice with BBVA Build Your Own Rewards®
- 2X points in two categoies of your choice
- Earn 1,000 bonus points each month for purchases of $5,000 or more
- Earn $100 account credit after spending $20,000 within one year of opening account
- Annual fee is waived the first year
- No foreign transaction fees
- Regular Purchase APR: 13.24% to 17.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 13.24% to 17.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
- Cash Advance APR: 22.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Annual Fee: $0 for the first year. After that, $99
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $27
At a Glance
Earn unlimited points with special rewards in the categories you choose with the BBVA Select℠ Credit Card. Earn 20,000 bonus points when you make $2000 or more in purchases within the first 90 days of account opening, and up the ante with an additional 1,000 points every month that you spend $5,000 with this rewards card.
Ideal for Those Who:
- You want custom rewards with more benefits
- You want to earn unlimited 2x and 3x points in categories that you select
- You’ll spend $2,000 in the first 90 days of account opening to earn 20,000 bonus points
- You’d like the potential to earn monthly bonus points
BBVA Select℠ Credit Card Review
The BBVA Select Credit Card, with its Build Your Own Rewards program, gives you flexibility coupled with the potential to earn unlimited rewards. Build your own rewards by selecting two categories to earn double points per $1 spent on purchases and one category to earn 3x points per dollar spent; all other purchases will earn 1 point per 1 spent. If you choose not to select a category, your rewards will default to 2x points for gas and travel, and 3x points for groceries – but don’t worry, the categories you select can be changed at any time during the first 90 days after you enroll and updated prior to each quarter going forward.
Rotating your rewards is a versatile way of maximizing points by focusing on spending on categories that reflect your changing needs. Is it holiday season? You can opt to earn 3x points on retail purchases when you buy gifts. Planning a trip? You can earn those points on travel instead – the flexibility is there and using your BBVA Select Credit Card to earn these rewards is easy.
In addition to these rewards, BBVA Compass Select℠ Credit Card holders can enjoy other benefits including 1,000 additional points each month that they spend $5,000 or more in net purchases. Other benefits include exclusive travel benefits like a membership to the Visa Signature Luxury Hotel Collection program, 24/7 Concierge Assistance, Roadside Dispatch, an easy-to-access online account and much more. Plus, your $125 annual fee will be waived for the first year once you sign up and there are no foreign transaction fees. All in all, these perks add up; you won’t see similar credit card offers often.