BBVA Selectâ„  Credit Card

Advertiser Disclosure Editorial Disclosure

Last updated on September 21st, 2023

Advertiser Disclosure Editorial Disclosure

BBVA Select Credit Card

BBVA Select Credit Card
No Credit Required
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: No Credit Required
Visa Processing Network
$0 for the first year. After that, $99 Annual Fee

BBVA Select Credit Card

  • 13.24% to 17.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 13.24% to 17.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 22.24% variable based on the Prime Rate Cash Advance APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 4% Cash Back on Entertainment purchases
  • 3% Cash Back on Dining purchases
  • 2% Cash Back on Travel purchases
  • Annual fee is waived the first year
  • No foreign transaction fees
  • Regular Purchase APR: 13.24% to 17.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.24% to 17.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 22.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 for the first year. After that, $99
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $27
  • N/A

At a Glance

Earn unlimited points with special rewards in the categories you choose with the BBVA Select℠ Credit Card. Earn 50,000 bonus points when you make $4,000 or more in purchases within the first 90 days of account opening, and enjoy no foreign transaction fees or annual fee for the first year.

Ideal for Those Who:

  • You want custom rewards with more benefits
  • You want to earn up to 4% cash back on select purchases
  • You’ll spend $4,000 in the first 90 days of account opening to earn 50,000 bonus points

BBVA Selectâ„  Credit Card Review

The BBVA Select Credit Card, with its Build Your Own Rewards program, gives you flexibility coupled with the potential to earn unlimited rewards. The card offers up to 4% cash back on purchases with exclusive Visa Signature perks and more – all for a $99 annual fee (waived for the first year).

Earn Up to 4% Cash Back

The BBVA Select is a versatile cash back credit card. The card earns 4% cash back on entertainment purchases, 3% back on dining, 2% back on travel, and 1% back on all other purchases. That cash back potential is impressive, placing the card firmly in the sights of the Capital One Savor – one of the premier dining and entertainment credit cards in the marketplace.

If you’re planning a night out on the town, the Select is up to the task. Planning a trip? You can earn those impressive rewards on travel instead – the flexibility is there and using your BBVA Select Credit Card to earn these rewards is easy.

Sign-Up Bonus

In addition to these rewards, BBVA Compass Select℠ Credit Card holders can earn a 50,000 bonus points (a $500 value) when making $4,000 in qualified purchases in the first 90 days of account opening. That bonus is an impressive offer for those who want a statement credit or even to put some savings towards their next trip.

Other Card Features

Other benefits include exclusive travel benefits like a membership to the Visa Signature Luxury Hotel Collection program, 24/7 Concierge Assistance, Roadside Dispatch, an easy-to-access online account and much more. Plus, there are no foreign transaction fees. All in all, these perks add up; you won’t see similar credit card offers often.

Should You Apply for the BBVA Selectâ„  Credit Card?

Overall, the BBVA Selectâ„  Credit Card is a versatile cash back card that more than holds its own with much bigger competitor. The card compares favorably with the Capital One Savor Card and even features a similar annual fee.

The sign-up bonus with the Select is attractive, though the $4,000 minimum spend is rather steep. Still, for a 90-day spending requirement it is realistic – especially as the card earns up to 4% cash back.

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Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.