Last updated on September 12th, 2023
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BBVA Rewards Card
BBVA Rewards Card
- 11.24% to 29.24% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 11.24% to 29.24% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 22.24% to 29.24% variable based on creditworthiness and the Prime Rate Cash Advance APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn unlimited 2% rewards on all purchases with a monthly direct deposit to a BBVA deposit account
- 0% Intro APR on Balance Transfers for 13 months made within 60 days of account opening
- Earn a $100 account credit after making $1,500 in purchases in the first 90 days of account opening
- No annual fee
- Regular Purchase APR: 11.24% to 29.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 13 months on transfers made within 60 days from account opening date
- Balance Transfer APR: 11.24% to 29.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
- Cash Advance APR: 22.24% to 29.24% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $20
At a Glance
Make life more rewarding with unlimited 2% rewards on all purchases, across all categories. The BBVA Rewards Card offers no annual fee, a generous introductory APR on balance transfers, and the flexibility to decide how and when you redeem your points.
Ideal for Those Who:
- Want to earn up to unlimited, 2% rewards on any and all purchases
- Don’t want to pay an annual fee
- Want flexibility when it comes to redeeming your rewards
- Will take advantage of introductory balance transfer APR of 0% for the first 13 months
BBVA Rewards Card Review
If you’re a member of the BBVA banking family and are searching for a card that offers unlimited rewards, on any and all purchases, the BBVA Rewards Card might be the card you’re looking for. You’ll earn unlimited 2% rewards on all purchases when you make a minimum of $1,000 in monthly direct deposits to a BBVA checking, savings or money market account; if you opt to forgo the monthly direct deposit to BBVA, those rewards will decrease to 1.5% – but will still be earned without limit.
One of the things that sets the BBVA Rewards Card apart from many other card offers is a generous introductory period: You’ll enjoy an introductory APR of 0% for all balance transfers for 13 months when the transfer is made within 60 days of opening your account, and there’s no annual fee so you can maximize your rewards without spending any more money than you’d prefer.
For a limited time, you can even earn a $100 account credit when you open a new BBVA Rewards Card and make $1,500 in purchases in the first 90 days of opening your account.
In addition to these great offers, you’ll have the peace of mind that comes with easy access to mobile banking and other online services, 24/7 security features, and Visa Zero Liability.
Should You Apply for the BBVA Rewards Card?
The BBVA Rewards Card is a lucrative cash back card for BBVA customers who plan on investing their cash back rewards into an eligible bank account. The 2% back with the card is impressive when redeemed for an account credit from BBVA. The 1.5% back without opting into the BBVA deposit offer is still impressive, but not nearly as much as the BBVA offer.