BB&T Bright for Business Credit Card

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Last updated on March 25th, 2021

BB&T Bright for Business Credit Card

0% Intro APR for 12 Months

BB&T Bright for Business Credit Card
  • Regular Purchase APR 10.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • 0% introductory APR for 12 months on purchases, no annual fee
  • Manage your card activity easily through BB&T Credit Card Connection
  • Get overdraft protection on up to two business deposit accounts
  • Get no-cost employee cards
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 10.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 10.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 25.15% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $39
  • Over Limit Penalty Fee: $39
Credit Card Deals
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • View All Deals -

Please Note: This review is in the process of being updated by the BestCards team

At a Glance

Featuring no annual fee and 0% interest for 12 months, the BB&T Bright for Business Credit Card is a versatile business credit card and a key component in helping companies to keep their spending in check.

Ideal for Those Who:

  • Do not want to pay interest for 12 months or an annual fee, ever
  • Want the ability to monitor and manage the spending habits of your employees
  • Enjoy saving cash with a low APR following your intro period

BB&T Bright for Business Credit Card Review

The margin of error for growing businesses is often razor-thin, and any unexpected expenditures can have a rippling effect on all departments in the operation. Not only is there no annual fee to worry about with the BB&T Bright for Business Credit Card, but all the purchases that you and your employees make are also interest-free for the first year. Even after the initial 12-month period with the card, its low annual percentage rate makes it a favorite for anyone responsible for watching the bottom line.

Speaking of budgetary concerns, managing the activity on your BB&T Bright for Business Credit Cards is a snap thanks to online monitoring via BB&T Credit Card Connection. Extra employee cards can be obtained for the account at no cost, and overdraft protection on up to two business deposit accounts is available as well. Should an unauthorized purchase be made using your BB&T Bright for Business Credit Card, the Visa® Zero Liability policy has you covered.

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