BankUnited Visa® Platinum Card

Advertiser Disclosure Editorial Disclosure

Last updated on January 20th, 2023

OFFER NOT AVAILABLE

Please note that this credit card offer is currently unavailable. To view more credit card options like this one, please click the link below. 

At a Glance

The BankUnited Visa® Platinum Card is an uncomplicated balance transfer card that benefits from a 20-month 0% introductory APR period. The card offers no-frill balance transfers and an uninspiring APR, but the long initial APR period more than makes up for these lackluster features, as does the lack of annual fee.

Ideal for Those Who:

  • Want a balance transfer card to pay down your existing credit card balances
  • Don’t want to have to worry about interest rates for 20 months
  • Don’t want to pay an annual fee

BankUnited Visa® Platinum Card

The BankUnited Visa® Platinum Card is a balance transfer card designed to help you pay down existing credit card balances faster. The card, a product of BankUnited, a leading U.S. commercial bank and credit card lender, offers a typical low APR, allowing cardholders to transfer over higher interest balances for improved savings.

The BankUnited Visa® Platinum doesn’t offer an APR that is exceptional, instead offering interest rates that are comparable with other similar balance transfer and low APR cards from larger lenders. While the APR available from BankUnited for the Platinum Visa certainly will beat many rewards credit cards, it likely will struggle when matched up with balance transfer and low APR offerings from credit unions.

What makes the BankUnited Visa® Platinum Card great, however, is the extended introductory 0% APR it offers. Many balance transfer cards offer 0% intro APR for the first 6 to 12 months. The BankUnited Platinum, on the other hand, offers 0% introductory APR for an impressive 20 months, meaning cardholders have a large window for paying making transfers and paying down those balances before the typical rates kick in.

Should You Apply for the BankUnited Visa® Platinum Card?

The BankUnited Visa® Platinum Card is a no-frills balance transfer card that is sure to have a few fans, thanks in part to its excellent introductory 0% APR period. Coupled with no annual fees, the card is a decent offering from BankUnited that is worth considering.

Browse Other BankUnited Credit Cards:

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

Get the Best Credit Card Content in Your Inbox

Sign up for our newsletter to receive the latest credit card articles and news so you can stay on top of your financial wellbeing.