Advertiser Disclosure Editorial Disclosure

BankUnited Visa® Platinum Card

BankUnited Visa® Platinum Card

Enjoy a longer intro APR

BankUnited Visa® Platinum Card
  • Regular Purchase APR 11.99% to 20.99% based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.99% to 20.99% based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for the first 15 months
  • Processing Network Visa
Best Benefits
  • 0% intro APR for the first 15 months
  • No annual fee
  • No foreign transaction fees
Rates & Fees
  • Intro Purchase APR: 0% for the first 15 months
  • Regular Purchase APR: 11.99% to 20.99% based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 15 months
  • Balance Transfer APR: 11.99% to 20.99% based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

Add cards to start comparing.

  

At a Glance

The BankUnited Visa® Platinum Card is an uncomplicated balance transfer card that benefits from a 15-month 0% introductory APR period. The card offers no-frill balance transfers and an uninspiring APR, but the long initial APR period more than makes up for these lackluster features, as does the lack of annual fee.

Ideal for Those Who:

  • Want a balance transfer card to pay down your existing credit card balances
  • Don’t want to have to worry about interest rates for 15 months
  • Don’t want to pay an annual fee

BankUnited Visa® Platinum Card

The BankUnited Visa® Platinum Card is a balance transfer card designed to help you pay down existing credit card balances faster. The card, a product of BankUnited, a leading U.S. commercial bank and credit card lender, offers a typical low APR, allowing cardholders to transfer over higher interest balances for improved savings.

The BankUnited Visa® Platinum doesn’t offer an APR that is exceptional, instead offering interest rates that are comparable with other similar balance transfer and low APR cards from larger lenders. While the APR available from BankUnited for the Platinum Visa certainly will beat many rewards credit cards, it likely will struggle when matched up with balance transfer and low APR offerings from credit unions.

What makes the BankUnited Visa® Platinum Card great, however, is the extended introductory 0% APR it offers. Many balance transfer cards offer 0% intro APR for the first 6 to 12 months. The BankUnited Platinum, on the other hand, offers 0% introductory APR for an impressive 15 months, meaning cardholders have a large window for paying making transfers and paying down those balances before the typical rates kick in.

Should You Apply for the BankUnited Visa® Platinum Card?

The BankUnited Visa® Platinum Card is a no-frills balance transfer card that is sure to have a few fans, thanks in part to its excellent introductory 0% APR period. Coupled with no annual fees, the card is a decent offering from BankUnited that is worth considering