Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.
Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.
Last updated on March 24th, 2021
At a Glance
For AARP® members, this credit card from Chase offers a $100 signup bonus, 3% cash back at gas stations and restaurants with unlimited earning potential.
Ideal for Those Who:
- Are a current or future member of AARP®
- Make frequent credit card purchases at restaurants and gas stations
- Are looking for cash back rewards from every purchase, from everyday to exceptional
Chase AARP® Credit Card Review
The AARP® Credit Card from Chase is offered with the established group’s members in mind, going where they go as they make purchases across any desired category. The card encourages immediate use with its signup bonus: $100 in cash back after spending at least $500 within the first 90 days of opening an account. Be it everyday purchases or a splurge buy, all expenses contribute towards hitting this goal.
For consumers who do most of their credit card shopping at restaurants, the AARP® Credit Card from Chase will return 3% of every purchase. This includes everything from fast food and takeout to fine dining, so regardless of where you like to eat out, it’s worthwhile to pay with this card. You’ll also get 3% back on purchases at gas stations, so if you plan to, say, spend your retirement years sightseeing on cross-country trips, the AARP® Credit Card would be a close ally.
For all other purchases, you’ll earn 1% cash back. Once you choose to redeem your accumulated rewards, Chase gives you the options of a statement credit; direct deposit to a checking or savings account; gift cards from multiple merchants; travel booking such as flights, hotel stays, and cruises; and renewal of your AARP® membership.
Should You Apply for the AARP® Credit Card from Chase?
While you would do well to pay with the AARP® Credit Card on dining simply because of the cash back earnings, you will also be actively helping feed others who suffer from lack of food. In partnership with AARP Foundation’s Drive to End Hunger®, Chase donates $0.10 of every purchase made at restaurants towards the campaign. It’s a noble effort that has amassed almost $9 million in donations just from cardmembers.