Credit Card Tips

Your credit utilization ratio is one of the most important factors that affect your credit score. Learn how to manage it wisely so you can live worry-free.

Applying for a credit card shouldn’t be a decision acted out on a whim. Learn how to properly prepare beforehand so you’ll have a smooth experience and avoid unnecessary hassles.

If you’re paying off multiple credit card balances, there’s more than one method to use. Learn the difference between the “avalanche” and “snowball” approaches to determine which is best for you.

Learn how to protect yourself from becoming a victim of credit card fraud. Follow our pro-tips to ensure that your information is always secure.

Transferring your account to a new card isn’t always in your best interest, and you’ll want to consider certain factors before you make your decision.

Knowing what interest charges actually are and how credit card interest is calculated can give you the knowledge to get out of debt faster.

Prequalifying for a credit card gives you a great chance of getting approved. Learn how to determine whether you prequalify for your next credit card.

If you find that your current line of credit has grown a bit small for your spending, requesting an increase from your credit card issuer might be in order.

Unpaid collections can remain on your credit report for years and cause incredible damage to your FICO score, but not irreparable damage. In time and with the right tactics, there are ways to have these records removed from your credit report and turn your bad credit around.

If you want the feeling of traveling abroad this summer while saving a ton of money, a budget-friendly staycation may be the answer you’re looking for.

Credit cards are powerful financial tools, but the interest charges you pay on them can be overwhelming unless you know a few workarounds to avoid paying interest altogether.

Aside from making purchases, credit cards can also come in handy when you need to cover regular expenses. Learn how paying bills with a credit card can help you (or hurt you).