Amex Plan It® Launches for

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Last updated on May 21st, 2021

Amex cardholders can now use Plan It® to book flights through and buy now, pay later. The rollout of the popular feature occurred last week and offers Amex cardholders the chance to spread their wings and travel – while spreading their payments out over time.

Amex Plan It® Lets Cardholders Buy Now, Pay Later

American Express offers cardholders the option to buy now, pay later through the Amex Plan It® feature.  The program allows Amex cardholders to split up large purchases over time and pay them back at a fixed, monthly fee – with no interest.

American Express first introduced Plan It® in 2017. The feature provides Amex consumer cardholders the ability to pay for purchases of $100 or more in monthly installments with a fixed monthly fee. Plan It® is available wherever cardholders’ shop and is controlled through the dedicated Amex mobile app. Cardholders simply log on to their account and select the Plan It® option when reviewing their posted transactions.

Amex Extending Plan It® Feature to Flight Bookings

Now, Amex allows cardholders to use the Plan It® feature with flight bookings through This new feature makes it even easier for eligible cardholders to escape the coronavirus pandemic lockdowns with the flexibility to buy now – and pay later.

As of May 13, American Express cardholders can use their U.S. consumer card to book flights through and then select Plan It® at checkout. Amex says that integrating Plan It® directly into the checkout experience will offer more flexibility with up to three plans to pay for flight purchases of $100 or more in monthly installments with a fixed monthly fee and no interest.

Trendex Study Shows Popularity of Buy Now, Pay Later Services

The addition of Amex Plan It® to flight bookings comes on the heels of the publication of the most recent Amex Trendex study. The latest report shows that over 40% of millennials have used a buy now, pay later service in the past year, with 82% saying that these offerings help them feel in control of their finances.

Additional findings from the Trendex study include:

  • 62% of millennials say they will use a buy now, pay later feature for their next trip.
  • 36% of people are looking for deals or flexible payment flexibility options to help with paying for their next trip, including buy now, pay later features.
  • 22% of all respondents have used a buy now, pay later service.
  • 82% of respondents that use buy now, pay later programs agree that those programs help them feel in control of their finances.
  • 79% of millennials feel more in control of their finances when they can spread their payments over time.
plan it

The Amex Trendex study is a monthly trend report from American Express that tracks how consumers, small businesses, and merchants feel about spending, saving, traveling, and more. The company offers regionally specific reports for consumers in the United States, U.K., Australia, Japan, Mexico, India, and Canada.

About American Express

American Express is a globally integrated payments company, providing customers with access to products, insights and experiences that enrich lives and build business success. Amex issues a variety of credit and charge cards for businesses and personal use, including the Platinum Card, the Gold Card, and co-branded cards with Hilton, Marriott, Delta, and more.

Related Article: Amex Waives “Pay It Plan It” Fees for Some Users

Featured photo by  Dan Gold / Burst

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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