NASA Federal Credit Union Credit Cards

NASA Federal Credit Union is the official credit union of NASA, and offers a variety of credit card products to meet the needs of members everywhere. Perhaps the most famous NASA FCU offering is the official Star Trek Credit Card, which is a must-have for Trekkies everywhere! Browse NASA FCU credit card offerings below.

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About NASA Federal Credit Union

NASA Federal Credit Union is a leading credit union with over 17,000 members throughout Florida, Texas, and the United States.

The history of NASA Federal Credit Union (NASA FCU) dates to 1949, and seven scientists. With just $2 in deposits, the federal credit union now has over $2.8 billion in assets, making it one of the largest credit unions in the United States.

Who Can Join NASA Federal Credit Union?

While you might think membership in NASA Federal is limited to astronauts and ground control, almost anyone can join the credit union. Membership is currently available to the following individuals:

  • Current NASA employees, including anyone employed at any NASA facility
  • Retired NASA employees or retired employees at a NASA facility
  • Members of the National Academy of Sciences
  • Employees or members of any NASA FCU partner company or associations
  • Relatives or household members of any NASA Federal member

The easiest way to join NASA Federal Credit Union is by becoming a member of the National Space Society – one of the affiliated partners. Joining NASA FCU provides a free one-year membership in the group and instantly opens membership. After the first year, membership is just $12.50 per year after that.

Branch Locations

Features of NASA Federal Credit Union Credit Cards

While some NASA FCU cards offer unique perks, like 0% APR, secured cards, and rewards credit cards, most cards from the credit union have some of the same benefits. These perks include no hidden fees, such as no:

  • Annual fee
  • Balance transfer fees
  • Foreign transaction fees

While almost every NASA credit card has no annual fee, the NASA FCU Visa Star Trek™ Credit Card does have a yearly fee of $39.

All NASA credit cards (including the Star Trek Card), however, do feature the following benefits and protections:

  • Complimentary access to your FICO scores every month
  • Zero Fraud Liability
  • Freeze/Unfreeze your card
  • Comprehensive fraud alerts and notifications

FAQs About NASA Federal Credit Union

Here are some of the most frequently asked questions about NASA Federal Credit Union and their credit card offers:

  • Yes. NASA FCU has a long history of serving its members with excellent rates and products. NASA credit cards have exceptionally low interest rates, with even the higher APR considerably below the national average.
  • While you might think NASA Federal Credit Union would be in Cape Canaveral, the headquarters is in Upper Marlboro, Maryland. All the credit unions’ solo branches are in the Washington, D.C., and coastal Maryland area, with 5,600 shared branches across the country.
  • Yes. Outside of the 14 branches and 5,600 branches it shares with other credit unions, NASA members can access over 30,000 fee-free ATMs via the CO-OP partnership.
  • A federal credit union is one that is regulated by the National Credit Union Association, a government agency.
  • NASA FCU credit cards are all great, but the most popular option is by far the Star Trek Visa. The card’s popularity stems from the Star Trek name, the exclusive Star Trek designs (including the Star Trek Enterprise), and the combination of that brand with the NASA name for science fiction fans. Fans of the Star Trek Voyager, Next Generation, or even Star Trek (the original series), will get a kick out of the card.
  • Most NASA credit cards require a good credit score to qualify. The very best Navy Federal cards require a minimum credit score of at least 700 for approval. Fortunately, there are bad credit options for people looking to fix their credit score (the NASA FCU Visa Classic offers a secured option).
  • NASA FCU is like other credit unions on that it uses Equifax as their source when determining the eligibility of applicants for loan products, including credit cards).
  • No. Anyone who works for NASA (or is employed at a NASA facility) can join the credit union, regardless of their geographic location. Retirees who worked for NASA — or at a NASA facility are also eligible, as are family members of those individuals. Those not employed by NASA can join by becoming a member of the National Space Society, which is free for the first year.

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