Wescom Credit Union Credit Cards

Wescom Credit Union is a Southern California credit union that offers a variety of credit cards aimed towards students and everyday spenders. Browse credit cards below.

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Wescom Bruin Choice Visa® Credit Card

Wescom Bruin Choice Visa® Credit Card
Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Fair
Visa Processing Network
None Annual Fee

Wescom Bruin Choice Visa® Credit Card

  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The Wescom Bruin Choice Visa® Credit Card helps UCLA students build credit and earn rewards at the same time. The card is a credit union and student credit card that offers 0% intro APR, no foreign transaction fees, and up to 5X point son purchases – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No foreign transaction fees
  • Earn 5X points on select UCLA purchases
  • Earn 1.5X points on all other purchases
  • 0% intro APR for 6 months on purchases and balance transfers
  • Credit limits of up to $1,000
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $2 or 2% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $2 or 2% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $15
  • Return Payment Penalty Fee: Up to $25
  • You attend UCLA
  • You're new to credit cards
  • You want to earn savings at a selection of campus dining options
  • You do't want to pay an annual fee

Wescom Bruin Edge Visa® Credit Card

Wescom Bruin Edge Visa® Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
None Annual Fee

Wescom Bruin Edge Visa® Credit Card

  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The Wescom Bruin Edge Visa® Credit Card offers Bruin fans the chance to earn lucrative rewards on select UCLA purchases, including campus eateries and single event UCLA ticket purchases. The card also offers two 0% intro APR periods, a 50,000-point sign-up bonus, and more – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No foreign transaction fees
  • Earn 5X points on select UCLA purchases
  • Earn 1.5X points on all other purchases
  • 0% intro APR for 6 months on purchases and balance transfers
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $2 or 2% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $2 or 2% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $15
  • Return Payment Penalty Fee: Up to $25
  • You want a card with no annual fee
  • You don’t want to pay a foreign transaction fee
  • You expect to make at least $2,500 in purchases in the first three months
  • You want to pay down a small balance in the first six months
  • You frequently attend UCLA Bruin sporting events

About Wescom Credit Union

Wescom Credit Union is a Southern California credit union dating back to the 1930s. The original credit union, Telephone Employees Credit Union, was founded in 1934 by 13 Pacific Telephone employees to help fellow employees gain access to fair loan rates.

The first physical branch of the credit union was opened in Santa Ana in the 1960s, as the credit union continued to enjoy impressive growth. By 1980, Telephone Employees Credit Union had grown to almost $500 million in assets, 80,000 members, and ten branch locations across Southern California. This continued growth saw the credit union expand its membership reach, inviting select employers to join the union for the first time.

Telephone Employees Credit Union changed to Wescom in 1996 to better reflect the credit union’s changing focus – and wider scope of membership. Today, Wescom Credit Union operates 24 branches across Southern California, with many of its locations in Los Angeles County, Orange County, San Bernardino County, and Riverside County.  

Wescom offers a full suite of banking and lending products for members, including checking and savings accounts, money market accounts, youth banking, home, auto, and personal loans, insurance, investment accounts, and credit cards.

Wescom Credit Union Membership Eligibility

Are you interested in joining Wescom but not sure if you qualify? Fortunately, membership eligibility in Wescom is broad, making it easy to join the credit union. Anyone who lives, works, worships, or attends school in Southern California can open an account at Wescom.

Branch Locations

As noted, Wescom currently operates 24 branches throughout much of Southern California – all of which offer coin counting machines for members’ use. These locations also include 47 Wescom ATMs, with most locations in and around Pasadena and Alhambra. The credit union also operates drive-up ATMs at the Anaheim, Hawthorne, Redlands, and Signal Hill locations.

Wescom Branches open Monday to Friday, 9 a.m. to 6 p.m., Saturday 9 a.m. to 4 p.m., closed Sunday. The Wescom UCLA Campus Branch is open Monday to Friday, 10 a.m. to 5 p.m.

FAQs About Wescom Credit Union

Here are some commonly asked questions about Wescom Credit Union and their answers:

  • Wescom Credit Union’s routing number is 322079353.
  • Wescom members can send and receive money through Zelle by logging into the Wescom mobile app and selecting the Zelle icon.
  • Credit unions are not FDIC insured but offer the same protection as regular banks. Credit unions, like Wescom, insure accounts for up to $250,000 through the National Credit Union Administration. NCUSIF insurance is backed by the full faith and credit of the United States government.
  • Signature Membership is available to all Wescom members age 18 and over. Youth Accounts are not eligible for Signature Membership. To be eligible, you must be a member in good standing with the Credit Union and keep at least $1.00 in your Regular Share Account.

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