USF Federal Credit Union

USF Federal Credit Union is the official credit union of the University of South Florida employees. Browse offers below.

Advertiser Disclosure Editorial Disclosure

Showing 3 Cards

Sort By Column Name:

USF Secured Visa®

USF Secured Visa®
  • Regular Purchase APR 9.24% variable based on the Prime Rate
  • Balance Transfer APR 9.24% variable based on the Prime Rate
  • Cash Advance APR 9.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • Digital-wallet compatible
  • No penalty APR
  • Travel and accident Insurance
  • Travel and emergency assistance
  • Auto rental insurance
Rates & Fees
  • Regular Purchase APR: 9.24% variable based on the Prime Rate
  • Balance Transfer APR: 9.24% variable based on the Prime Rate
  • Cash Advance APR: 9.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $30
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $500
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

Green & Gold Visa®

Green & Gold Visa®
  • Regular Purchase APR 8.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • USF FCU's lowest APR credit card
  • No balance transfer fee
  • No annual fee
  • Digital wallet compatible
Rates & Fees
  • Regular Purchase APR: 8.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 4.99% for 36 months from account opening date
  • Balance Transfer APR: 8.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $30
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

USF Rewards Visa®

USF Rewards Visa®
  • Regular Purchase APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • 1X point per dollar
  • No balance transfer fee
  • No annual fee
  • Digital wallet compatible
  • Choose from 3 card designs
Rates & Fees
  • Regular Purchase APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $30
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

About USF Federal Credit Union

University of South Florida Federal Credit Union (also known as USF Federal Credit Union or USF FCU) is a Tampa-based credit union for employees, faculty, and students of the University of South Florida, and affiliated companies in the Tampa Bay metropolitan area.

Branch Locations

USF Federal Credit Union currently operates branches in the following locations:

  • Tampa, FL
    • 13302 USF Palm Drive (Tampa Campus)
    • 4103 USF Cedar Circle (Marshall Student Center)
    • 20610 Bruce B Downs Blvd.
  • Sarasota, FL
    • 510 3rd Street South
  • Petersburg, FL
    • 510 3rd Street South (St. Petersburg Campus)
  • Orlando, FL
    • 1000 Darden Center Drive (Darden Restaurant Support Center)

For a complete listing of branch locations, including hours, directions, contact information, and standalone ATM access, please visit USF FCU’s locations page.

Membership Eligibility

Membership in USF Federal Credit Union depends on an individual’s eligibility. The following groups and individuals are eligible to join the credit union:

  • University of South Florida staff, faculty, and students on any USF campus
  • Employees of all companies housed on the USF campus or the USF Research Park
  • Current members of the USF Alumni Association
  • Retired persons receiving a pension from USF
  • Immediate family and household members of current USF FCU members
  • Employees and retirees of the credit union
  • Employees of any USF Federal Credit Union affiliated business sin the Tampa Bay area
  • Officials and employees of the Municipal, State and Federal Government in Sarasota, Manatee, Pinellas, Desoto, Charlotte, and Lee County, FL
  • Military personnel (active or Veteran) stationed or working in Sarasota, Manatee, Pinellas, Desoto, Charlotte or Lee County, FL
  • Members of any Anabaptist congregation in Sarasota, Manatee, Pinellas, Desoto, Charlotte or Lee County, FL
  • Employees of Darden and Red Lobster (through affiliated credit unions)

Applicants will need the following to join:

  • A copy of their current government-issued ID (passport, driver’s license, ID card, etc.)
  • An initial $5 deposit to fund a primary savings account

Additional information may be required, depending on the applicant’s current standing at the university:

  • Proof of school/local address (if applicable)
  • Proof of eligibility (paystub, school ID, etc.)
  • International Students will also need to provide a J-1 Visa, F-1 Visa, or Form I-20.

FAQs About USF Federal Credit Union

Here are answers to some of the most commonly asked questions about the University of South Florida Federal Credit Union:

What is the routing number for USF Federal Credit Union?

  • USF’s routing number is 263183159.

Who can join USF Credit Union?

  • Membership is open to USF faculty, staff, students, and alumni. Membership is also open to employees of select Tampa Bay area companies and their families.

What is the email address for USF Federal Credit Union?

Is USF FCU FDIC insured?

  • Credit Unions are insured through the National Credit Union Administration (NCUA) for up to $250,000 per account.