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University Credit Union Credit Cards

University Credit Union is a South Florida credit union and card issuer that offers a variety of credit cards aimed towards students, businesses, and everyday spenders. University Credit Union’s  products are rich on rewards and ideal for those who want a straightforward, no-fuss rewards card. Browse credit cards below.

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Showing 3 Cards

Date Reviewed: August 02, 2019

University Credit Union Secured Mastercard

University Credit Union Secured Mastercard
  • Regular Purchase APR 9.0% variable based on the Prime Rate
  • Balance Transfer APR 9.0% variable based on the Prime Rate
  • Cash Advance APR 9.0% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Build credit without any hidden fees
  • Low fixed APR
Rates & Fees
  • Regular Purchase APR: 9.0% variable based on the Prime Rate
  • Balance Transfer APR: 9.0% variable based on the Prime Rate
  • Cash Advance APR: 9.0% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $500

Date Reviewed: August 02, 2019

University Credit Union Rewards Mastercard

University Credit Union Rewards Mastercard
  • Regular Purchase APR 12.24% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.24% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 3.99% for the first 6 months; 12.24% to 17.99% variable based on creditworthiness and the Prime Rate after that
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 3.99% for the first 180 days
  • Processing Network Mastercard
Best Benefits
  • Earn 2,500 bonus points when you spend $1,000 in the first 3 months
  • No annual fee
  • Earn 2x points for grocery, gas, and pharmacy purchases
  • Intro 3.99% APR for 6 months
Rates & Fees
  • Intro Purchase APR: 3.99% for the first 180 days
  • Regular Purchase APR: 12.24% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 3.99% for the first 180 days
  • Balance Transfer APR: 12.24% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 3.99% for the first 6 months; 12.24% to 17.99% variable based on creditworthiness and the Prime Rate after that
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: August 02, 2019

University Credit Union Traditional Mastercard

University Credit Union Traditional Mastercard
  • Regular Purchase APR 8.9% variable based on the Prime Rate
  • Balance Transfer APR 8.9% variable based on the Prime Rate
  • Cash Advance APR 8.9% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • $250,000.00 travel accident insurance
  • No annual fee
  • Low APR for purchases, balance transfers, and cash advances
Rates & Fees
  • Regular Purchase APR: 8.9% variable based on the Prime Rate
  • Balance Transfer APR: 8.9% variable based on the Prime Rate
  • Cash Advance APR: 8.9% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25

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