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UNIFY Financial Credit Union Credit Cards

UNIFY Financial Credit Union was founded as an airline credit union based in California. Presently, it is one of the top credit unions in the United States, with physical branches across the country. It is dedicated to you, the consumer, and strives to make banking stress free no matter where you are.  Browse credit cards today.

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Showing 8 Cards

Date Reviewed: December 10, 2019

UNIFY Variable-Rate Visa® Platinum Credit Card

UNIFY Variable-Rate Visa® Platinum Credit Card
  • Regular Purchase APR 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Low Variable APR
  • No fees on cash advances and balance transfers
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $15 at 5 days past due date
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 10, 2019

UNIFY Variable-Rate Visa® Gold Credit Card

UNIFY Variable-Rate Visa® Gold Credit Card
  • Regular Purchase APR 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer or cash advance fees
  • Low Variable APR
  • Optional Debt Protection
Rates & Fees
  • Regular Purchase APR: 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25 at 5 days past due
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 10, 2019

UNIFY Variable-Rate Visa® Classic Credit Card

UNIFY Variable-Rate Visa® Classic Credit Card
  • Regular Purchase APR 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No fees on balance transfers and cash advances
  • No foreign transaction fees
  • Low variable rates
Rates & Fees
  • Regular Purchase APR: 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.99% to 17.24% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: none
  • Late Payment Penalty Fee: Up to $25 at 5 days past due date
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 10, 2019

UNIFY Fixed-Rate Visa® Platinum Credit Card

UNIFY Fixed-Rate Visa® Platinum Credit Card
  • Regular Purchase APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 5.49% to 13.99% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Low Introductory APR for purchases and balance transfers
  • No fees on balance transfers and cash advances
  • No foreign transaction fees
Rates & Fees
  • Intro Purchase APR: 5.49% to 13.99% for 6 months from account opening date
  • Regular Purchase APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 5.49% to 13.99% for 12 months from balance transfer date
  • Cash Advance APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: none
  • Late Payment Penalty Fee: Up to $25 at 5 days past due date
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 10, 2019

UNIFY Fixed-Rate Visa® Gold Credit Card

UNIFY Fixed-Rate Visa® Gold Credit Card
  • Regular Purchase APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 5.49% to 13.99% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No fees for balance transfers and cash advances
  • Optional debt protection feature
  • Take advantage of Visa® travel benefits
Rates & Fees
  • Intro Purchase APR: 5.49% to 13.99% for 6 months from account opening date
  • Regular Purchase APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 5.49% to 13.99% for 12 months from balance transfer date
  • Cash Advance APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25 at 5 days past due date
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 10, 2019

UNIFY Fixed-Rate Visa® Classic Credit Card

UNIFY Fixed-Rate Visa® Classic Credit Card
  • Regular Purchase APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate.
  • Cash Advance APR 9.49% to 17.99% variable based on creditworthiness and the Prime Rate.
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 5.49% to 13.99% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Low Introductory APR on purchases and balance transfers
  • No fees on balance transfers and cash advances
  • No foreign transaction fee
Rates & Fees
  • Intro Purchase APR: 5.49% to 13.99% for 6 months from account opening date
  • Regular Purchase APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate.
  • Intro Balance Transfer APR: 5.49% to 13.99% for 12 months from balance transfer date
  • Cash Advance APR: 9.49% to 17.99% variable based on creditworthiness and the Prime Rate.
  • Late Payment Penalty Fee: Up to $25 at 5 days past due date
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 10, 2019

UNIFY Visa® Share Secured Card

UNIFY Visa® Share Secured Card
  • Regular Purchase APR 11.49%
  • Cash Advance APR 11.49%
  • Annual Fee None
  • Credit Needed Fair , Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Optional debt protection feature
  • Auto rental collision damage waiver through Visa®
  • No fees for balance transfers and cash advances
Rates & Fees
  • Regular Purchase APR: 11.49%
  • Cash Advance APR: 11.49%
  • Late Payment Penalty Fee: Up to $25 at 5 days past due date
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $500

Date Reviewed: December 10, 2019

UNIFY Engage Rewards Visa® Signature Credit Card

UNIFY Engage Rewards Visa® Signature Credit Card
  • Regular Purchase APR 12.49% to 17.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 12.49% to 17.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Get 5,000 bonus points after spending $2,000 within the first 90 days of opening an account
  • Earn 1 point for every dollar you spend, no matter the purchase
  • Redeem your points for travel, cash back, gift cards, and more
Rates & Fees
  • Regular Purchase APR: 12.49% to 17.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 12.49% to 17.24% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25 at 5 days
  • Return Payment Penalty Fee: Up to $25

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