State Street Bank Credit Cards

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State Street Visa Rewards Credit Card

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• Regular Purchase APR 11.25% variable based on the Prime Rate
• Balance Transfer APR 11.25% variable based on the Prime Rate
• Cash Advance APR 11.25% variable based on the Prime Rate
• Annual Fee None
• Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
  Excellent , Good
• Intro Purchase APR 3.99% for 12 months from account opening date
• Processing Network Visa

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Date Reviewed: September 06, 2022

Best Benefits ×

• No annual fee
• Earn SCORECard rewards with every purchase
• Redeem rewards from as low as 500 points
• Visa travel protections

Rates & Fees ×

• Intro Purchase APR: 3.99% for 12 months from account opening date
• Regular Purchase APR: 11.25% variable based on the Prime Rate
• Intro Balance Transfer APR: 3.99% for 12 months from account opening date
• Balance Transfer APR: 11.25% variable based on the Prime Rate
• Cash Advance APR: 11.25% variable based on the Prime Rate
• Cash Advance Transaction Fee: Either $5 or 1% of the amount of the cash advance, whichever is greater
• Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
• Late Payment Penalty Fee: Up to $25
• Return Payment Penalty Fee: Up to $25

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Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About State Street Bank

State Street Bank is an Illinois-based bank that is one of the oldest banks in its community. Founded in 1890, State Street is the oldest bank in Quincy, IL – the city where it was founded and still resides today.

For the last 130 years, the aim of State Street Bank has been the same: to provide exceptional service and support to the Quincy – and surrounding – communities in which the bank operates.

State Street Bank offers a full suite of products and services, including home loans, HELOC home equity loans, auto loans, checking and savings accounts, credit cards, and more. The bank also offers small business banking services, including loans, savings and checking accounts, and credit cards.

Branch Locations

The small-town feel of State Street Bank carries over to the small footprint the bank features. The bank operates four locations: three in Quincy, IL, and one in Payson, IL.  These locations and their contact phone numbers are:

• Payson, IL
  • 401 West State – 1-217-6563244
• Quincy, IL
  • 801 State Street (Main Branch) – 1-217-233-6480
  • 4820 Broadway – 1-217-223-6480
  • 24^th & Sprint (Inside County Market) – 1-217-223-6877

Please visit the bank’s website for more information on branch operating hours.