State Employees’ Credit Union Credit Cards

State Employees’ Credit Union is a members-only credit union open to past and present state employees, public school employees, or N.C. National Guard members and their families. Browse a selection of credit card offers from State Employees’ Credit Union below.

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State Employees' Visa Credit Card

State Employees' Visa Credit Card
  • Regular Purchase APR 7.75% variable based on the Prime Rate
  • Balance Transfer APR 7.75% variable based on the Prime Rate
  • Cash Advance APR 7.75% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer fees
  • Great low APR rates apply to purchases, cash advances, and balance transfers
Rates & Fees
  • Regular Purchase APR: 7.75% variable based on the Prime Rate
  • Balance Transfer APR: 7.75% variable based on the Prime Rate
  • Cash Advance APR: 7.75% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $5
  • Return Payment Penalty Fee: $5
Credit Card Deals
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Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
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Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
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Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
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Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
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Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
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Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
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$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
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Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
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Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
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Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

About State Employees Credit Union

State Employees Credit Union (SECU) is a North Carolina state-chartered credit union – and the second-largest natural member credit union in the United States. The credit union has its headquarters in Raleigh, NC, where it was founded nearly 90 years ago.

The history of State Employees CU dates to 1937 and 17 government employees at the North Carolina Agriculture Building in Raleigh. From just $437 in total assets in 1937, today, the credit union has over $40 billion in assets – and over two million members.

Who Can Join SECU?

As the second largest “natural member” credit union in the country, membership in SECU is open to employees of the State of North Carolina and their immediate families.

The following individuals and groups also qualify for membership:

  • Federal employees assigned to N.C. state agencies
  • Employees of public boards of education
  • Members of N.C. National Guard
  • County employees of Social Services, Health, Mental Health, and Civil Defense
  • Employees of agencies or departments whose employees are subject to the State Personnel Act
  • Employees of associations formed for the benefit of the state of North Carolina employees
  • Individuals who are retired from the above associations and are currently pensioners or annuitants of those associations (including those who are “vested”)
  • Immediate family members and household members of current members
  • Un-remarried spouses of members who died

Branch Locations

State Employees Credit Union currently operates more than 265 branches across the State of North Carolina. The credit union ahs a presence in each of the one hundred counties in the state, meaning no matter where you live in North Carolina, SECU is just around the corner.

For a co0mplete listing of SECUn branch locations, standalone ATMs, directions, and more, please visit the credit union’s official website.

FAQs About State Employees Credit Union

Here are answers to common questions about SECU of North Carolina:

What is the routing number of State Employees Credit Union?

  • The routing number of SECU is 253177049.

Does SECU still do taxes for free?

  • State Employees Credit Union formerly offered free tax preparation for members. This program no longer exists, however.

Is SECU FDIC insured?

  • Credit Unions are insured through the National Credit Union Administration (NCUA) for up to $250,000 per account.