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Safe 1 Credit Union Mastercard Platinum Rewards Card


Safe 1 Credit Union Mastercard Platinum Rewards Card
- 14.00% to 21.75% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 14.00% to 21.75% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 14.00% to 21.75% variable based on creditworthiness and the Prime Rate Cash Advance APR
- 0% for 12 months from account opening date Intro Purchase APR
At a Glance
The Safe 1 Mastercard Platinum Rewards Card offers several features that make it stand out from many competitors. It provides cardholders many of the same benefits as the regular Platinum credit card, including no annual fee and a 0% introductory APR for 12 months. On top of that, cardholders can earn points for every purchase and redeem those for merchandise or travel vouchers. Keep reading for more information on this credit card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- 0% intro APR for 12 months on purchases and cash advances
- Earn 1 point for ever $1 you spend with your credit card
- No balance transfer fees
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 14.00% to 21.75% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 14.00% to 21.75% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 14.00% to 21.75% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
- Penalty APR: 27.5%
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: $15
- Return Payment Penalty Fee: $25
- You want a credit card that earns rewards points
- You don’t want to pay an annual fee
- You want to take advantage of 0% interest on purchases and balance transfers for the first 12 months
- You don’t want to pay balance transfer fees
Safe 1 Credit Union Mastercard Platinum Card


Safe 1 Credit Union Mastercard Platinum Card
- 12.00% to 19.75% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 12.00% to 19.75% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 12.00% to 19.75% variable based on creditworthiness and the Prime Rate Cash Advance APR
- 0% for 12 months from account opening date Intro Purchase APR
At a Glance
The Safe 1 Mastercard Platinum Card offers cardholder’s Safe 1’s lowest interest rates coupled with no annual fee. Cardholders can also take advantage of 0% APR for the first 12 months on purchases and balance transfers made within 90 days of opening an account. Keep reading to learn more about the features of this credit card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- 0% Introductory APR on purchases and cash advances for 12 months
- No balance transfer fees
- Low interest rates
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 12.00% to 19.75% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 12.00% to 19.75% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 12.00% to 19.75% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
- Penalty APR: 27.5%
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: $15
- Return Payment Penalty Fee: $25
- You don’t want to pay an annual fee for a credit card
- You want a credit card with a lower interest rate
- You want to take advantage of 0% APR for the first 12 months
- You don’t want to pay balance transfer fees
You’ve viewed 5 of 2 credit cards
Who Can Join Safe 1 Credit Union?
Membership with Safe 1 Credit Union is very straightforward. Membership is open to all residents of the following California counties:
- Kern
- Kings
- Fresno
- Tulare
FAQs About Safe 1 Credit Union
Here are answers to some of the most frequently asked questions about Safe 1 CU and their credit card offers:
- Safe 1 Credit Union’s routing number is 322273609.
- Yes. Safe 1 currently has an app that members can download through the Google Play and Apple stores.
- No. Credit unions are insured through the National Credit Union Administration. This agency provides the same level of protection ($250,000) for accounts, meaning you don’t have to worry when joining a credit union.
Safe 1 Credit Union operates the following branches:
- Bakersfield, CA
- 1400 Mill Rock Way (Administrative Offices) – (661) 327-3818
- 3601 Panama Lane – (661) 327-3818
- 8200 Granite Falls Drive – (661) 327-3818
- 400 Oak Street – (661) 327-3818
- Delano, CA
- 1101 Cecil Avenue – (661) 725-9429
- Porterville, CA
- 680 No. Prospect Avenue – (559) 784-6105
- 1092 W Kern Street – (661) 765-2334
- Tehachapi, CA
- 20141 Valley Boulevard – (661) 822-8000
- Visalia, CA
- 1407 East Noble Ave – (559) 733-3545
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