Randolph-Brooks Credit Union Credit Cards

Randolph-Brooks Credit Union offers a variety of credit cards aimed towards students, businesses, and everyday spenders. Browse credit cards below.

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Randolph-Brooks CashBack Rewards Mastercard

Randolph-Brooks CashBack Rewards Mastercard
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Randolph-Brooks CashBack Rewards Mastercard

  • 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Randolph-Brooks CashBack Rewards Mastercard is a cashback reward credit card from the Randolph-Brooks Federal Credit Union. The card offers a flat rate of 2% cashback on all purchases made with the card, as well as an exceptionally low typical APR of around 12% for those with excellent credit. The card also features no foreign transaction fees and 0% introductory APR on balance transfers and cash advances for the first 12 months after opening an account.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • 0% introductory APR for the first 12 months after opening account
  • No foreign transaction fees
  • Earn 2% cash back on all purchases
  • Regular Purchase APR: 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Up to 2% of the amount of each cash advance
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $24
  • You live in either Austin, Corpus Christi, Dallas, or San Antonio and are a member of the Randolph-Brookes FCU
  • You want an exceptional APR
  • You want to earn 2% cashback on all purchases
  • You don’t want to pay foreign transaction fees

Randolph-Brooks Premier Rate Mastercard

Randolph-Brooks Premier Rate Mastercard
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Mastercard Processing Network
None Annual Fee

Randolph-Brooks Premier Rate Mastercard

  • 11.95% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 11.95% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 11.95% to 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Randolph-Brooks Premier Rate Credit Card is designed for those that want an exceptionally low APR for conducting balance transfers, paying down existing credit card balances, or making purchases and spreading the cost over time. The card features a typical APR of around 10% for those with excellent credit, as well as 0% introductory APR on cash advances and balance transfers for the first 12 months. The card also features no annual fees or foreign transaction fees.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Excellent low APR
  • No foreign transaction fees
  • 0% introductory APR for 12 months from account opening
  • Regular Purchase APR: 11.95% to 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.95% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 11.95% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Up to 2% of the amount of each cash advance
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $24
  • You live in either Austin, Corpus Christi, Dallas, or San Antonio
  • You want an exceptional APR
  • You don’t want to pay an annual fee

Randolph-Brooks Business Select Mastercard

Randolph-Brooks Business Select Mastercard
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Randolph-Brooks Business Select Mastercard

  • 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Randolph-Brooks Business Select Mastercard is an ideal tool for Texas-based companies that want to earn 2% cash back for all their purchases. The card also benefits from no foreign transaction fees, no annual fees, and no fees for cash advances or balance transfers. Companies can also provide additional authorized users and monitor their spending habits.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • 0% introductory APR for the first 12 months after opening account on balance transfers and cash advances
  • 2% cash back on all purchases
  • Regular Purchase APR: 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Up to 2% of the amount of each cash advance
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $24
  • You own or operate a business based in either Austin, Corpus Christi, Dallas, or San Antonio
  • You want the ability to earn 2% cashback on all purchases
  • You don’t want to pay an annual fee
  • You don’t want to pay foreign transaction fees

About Randolph-Brooks Federal Credit Union

Randolph-Brooks Federal Credit Union is a federally chartered credit union with its headquarters in Live Oak, Texas. The credit union is one of the largest credit unions in the United States, with more than 850,000 members and over $10 billion in assets as of 2019.

Randolph-Brooks FCU began in 1952 with $45 in initial deposits. In 1959, the credit union’s charter was amended to included Brooks Air Force Base, with the name changing to Randolph-brooks Federal Credit Union. 

Today, RBFCU (as it is also known) is the second-largest credit union in Texas, and the 11th largest credit union in the country, in terms of total assets.  The credit union offers a full selection of products and services for individuals and small businesses. These products include credit cards, savings and checking accounts, loans, HELOCs, retirement and investment services, and more.

Membership Criteria

Randolph-Brooks advertises more than 3,000 ways for individuals to become a member of the credit union. Those eligible for membership include:

  • Anyone who lives, works, worships or attends school in any of the communities where Randolph-Brooks FCU operates and serves.
  • Those who volunteer with charities aligned with the credit union in the communities they serve. Examples of charities and associations include the Texas PTA, Knights of Columbus and San Antonio Food Bank, and more.
  • Anyone with access to Joint Base San Antonio-Randolph, Joint Base San Antonio-Fort Sam Houston, or Joint Base San Antonio-Lackland
  • The immediate family of an existing RBFCU member.

Credit Union Branch Locations

Randolph-brooks Federal Credit Union currently operates 15 branches in the greater Austin, TX and San Antonio, TX areas. For more information on Randolph-Brooks Federal Credit Union, including ATM locations, shared branches, and hours of operation, please visit the credit union’s dedicated locations page. 

FAQs About Randolph-Brooks

Here are some common questions about Randolph-Brooks Federal Credit Union – and their answers:

  • The ABA routing number for Randolph-Brooks is 314089681.
  • You will need your banking details for the other bank, including the routing number and account number.
  • While Randolph-Brooks is only in Texas, members exist across the U.S. thanks to shared branches and ATMs.

Randolph-brooks Federal Credit Union currently operates 15 branches in the greater Austin, TX and San Antonio, TX areas. These locations include the following branches:

Austin, TX

  • 6911 Ranch Road 620 North
  • 5300 S. Mopac Expressway
  • 3110 North Lamar Blvd
  • 205 West Ben White Blvd. (Next to Exxon Tiger Mart)
  • 10135 Lake Creek Pkwy
  • 315 W. Slaughter Lane
  • 10712 Burnet Road (Braker Lane)
  • 14001 Owen Tech Blvd (IH-35 South of Wells Branch Pkwy)

Buda, TX

  • 5045 East Goforth Street (Exit 220)

Cedar Park, TX

  • 3201 E. Whitestone Blvd. (Next to Kwik Kar)
  • 1110 N Bell Blvd

Dripping Springs, TX

  • 1040 Rob Shelton Blvd. (Across from H-E-B)

Kyle, TX

  • 20613 IH-35 North (near Wal-Mart)

Pflugerville, TX

  • 19001 Limestone Commercial Drive (Next to Firestone)

Round Rock, TX

  • 101 University Oaks Blvd.

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