Publix Employees Federal Credit Union

Publix Employees Federal Credit Union serves all Publix employees past and present, their families, and a variety of other associates from companies in the Central Florida area. Browse a selection of PEFCU credit cards and other offers below.

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PEFCU VISA Secured Card

PEFCU VISA Secured Card
  • Regular Purchase APR 10.90%
  • Balance Transfer APR 10.90%
  • Cash Advance APR 10.90%
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Build credit with financial responsibility
  • Enjoy Visa cardholder protections
Rates & Fees
  • Regular Purchase APR: 10.90%
  • Balance Transfer APR: 10.90%
  • Cash Advance APR: 10.90%
  • Cash Advance Transaction Fee: See terms
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: See terms
  • Minimum Deposit Required: See terms
Credit Card Deals

PEFCU Visa Card

PEFCU Visa Card
  • Regular Purchase APR 9.90%, 10.50%, or 10.90%
  • Balance Transfer APR 9.90%, 10.50%, or 10.90%
  • Cash Advance APR 9.90%, 10.50%, or 10.90%
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer fees
  • Visa Platinum benefits
Rates & Fees
  • Regular Purchase APR: 9.90%, 10.50%, or 10.90%
  • Balance Transfer APR: 9.90%, 10.50%, or 10.90%
  • Cash Advance APR: 9.90%, 10.50%, or 10.90%
  • Cash Advance Transaction Fee: See terms
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: See terms
Credit Card Deals

About Publix Employees Federal Credit Union

Publix Employees Federal Credit Union (PEFCU) is a Florida-based credit union for employees of supermarket chain Publix. The credit union has its headquarters in Lakeland, Florida, and currently has over $1 billion in total assets.

The PEFCU dates to 1957 to help meet the needs of employees of Publix Supermarket employees and their families. PEFCU has a track record of continual excellent, with a five-star rating by the rating agency, Bauer Financial, and an A+ rating for its financial health.

The credit union offers a full range of products and services for members, including credit cards, savings accounts, checking accounts, and loan products.

PEFCU Branch Locations

Publix Employees Federal Credit Union currently operates seven branches throughout the State of Florida. PEFCU members can visit branches in the following locations:

  • Altamonte Springs, FL – 482 East Altamonte Drive, Suite 1010
  • Jacksonville, FL – 101 Scholars Way
  • Lakeland, FL – 3005 New Tampa Highway (Headquarters)
  • Norcross, FL – 59 South Peachtree Street
  • Pembroke Pines, FL – 219 North University Drive
  • Royal Palm Beach, FL – 11957 Southern Boulevard
  • Sarasota, FL – 3564 Clark Road

Who Can Join PEFCU?

Membership with PEFCU is open to select individuals and their families. According to the credit union, the following are eligible for membership:

  • Current and retired Publix associates and their family or household members
  • Lone Palm associates and their family members
  • Bartow Ford associates and their family members
  • City of Lakeland associates and their family members
  • Lakeland Automall associates and their family members
  • Larry Greenwald Insurance associates and their family members
  • Regal Automotive associates of Lakeland, FL, and their family members
  • United Hoist Equipment, Inc. associates and their family members
  • Wilde Honda associates, Sarasota, FL, and their family members
  • Family or household members of current PEFU members

Becoming a member of Publix FCU requires opening a Prime Share Account (savings account) with a deposit of at least $5. New members must also maintain an average daily balance of $50 In that account for six months. After six months, anytime the account balance drops below $50, a $2 monthly fee is charged.

FAQs About PEFCU

Here are answers to frequently asked questions about PEFCU:

  • Those eligible to join PEFCU must open a savings account with a minimum of $50 and maintain an average daily balance of $50 for six months.
  • The routing number for PEFCU is 263179817.

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