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Popular Bank Credit Cards

Popular Bank is the U.S. subsidiary of Banco Popular, a Puerto Rico-based bank with over 120 years in business. Its first branch in the mainland United States opened over 50 years ago in the Bronx, New York. It currently has more than 50 branches in New York, New Jersey, and Florida in addition to being the premier bank in Puerto Rico. Popular bank offers a variety of credit card options for its customers in Puerto Rico and the mainland United States. Browse credit cards today.

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Showing 3 Cards

Date Reviewed: January 06, 2020

Popular Bank Platinum Card

Popular Bank Platinum Card
  • Regular Purchase APR 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • 0% introductory APR on purchases for the first 12 months
  • 0% introductory APR for 12 months on balance transfers made within the first 90 days
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 2% of the amount of each transfer
  • Cash Advance APR: 25.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 2% of the amount of each cash advance
  • Penalty APR: 29.99%
  • Foreign Transaction Fee: 1.4% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $10

Date Reviewed: January 06, 2020

Popular Bank Rewards Card

Popular Bank Rewards Card
  • Regular Purchase APR 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Annual Fee $25
  • Credit Needed Fair , Good
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • 0% introductory APR for 12 months on purchases
  • 0% introductory APR for 12 months on balance transfers made within 90 days of account opening date
  • Up to 1.5% cash rewards on purchases
  • Cash rewards don't expire
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 2% of the amount of each transfer
  • Cash Advance APR: 25.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 2% of the amount of each cash advance
  • Penalty APR: 29.99%
  • Annual Fee: $25
  • Foreign Transaction Fee: 1.4% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $10

Date Reviewed: January 06, 2020

Popular Bank Preferred World Mastercard®

Popular Bank Preferred World Mastercard®
  • Regular Purchase APR 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Annual Fee $95
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • 0% introductory APR for 12 months on purchases
  • 0% intro APR for 12 months on balance transfers made within the first 90 days
  • 2% cash rewards on purchases
  • Cash rewards don't expire
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 2% of the amount of each transfer
  • Cash Advance APR: 25.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 2% of the amount of each cash advance
  • Penalty APR: 29.99%
  • Annual Fee: $95
  • Foreign Transaction Fee: 1.4% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $10

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Popular Bank Credit Cards

Popular Bank, also known as Banco Popular de Puerto Rico, is a 125-year-old financial giant. Operating in the mainland United States, as well as Puerto Rico and the U.S. Virgin Islands, the bank issues a wide variety of credit card products for consumers and businesses alike. These cards include the ever-popular Avianca LifeMiles credit cards.

Avianca LifeMiles Guide

LifeMiles is the frequent flyer program of leading Latin American carrier, Avianca. The LifeMiles is an underutilized tool that is quickly gaining popularity among die-hard travelers. This is because the program offers significant benefits and lower costs when redeeming miles.  These benefits include incredibly flexible payment options, including “cash and points,” which are familiar with hotel loyalty programs.

Benefits of Avianca LifeMiles Program

The LifeMiles frequent flyer program offers unique benefits to members. These include:

  • Ability to book with almost any Star Alliance partner online
  • No close-in booking fees. This means members don’t have to pay higher prices the closer it gets to departure.
  • No fuel surcharges on reward flights.
  • Regular sales of bonus miles through the Avianca website. Additional miles are earnable on top of these sale bonuses when using Avianca LifeMiles credit cards.
  • Perfect for those who regularly fly to Central or South America, the Caribbean, or prefer to fly with Star Alliance.

Best Ways to Earn LifeMiles

Use Avianca Credit Cards

The best – and fastest – way to earn LifeMiles is by using Avianca co-branded credit cards to purchase flights. The Avianca Vuela Visa® Card, for example, earns 3X miles for every dollar spent on Avianca purchases. It also comes with an impressive 40,000-mile bonus for making the first purchase. With everyday use, the card earns 2X LifeMiles on gas and grocery purchases, plus 1X on every other purchase. Additionally, cardholders receive a 15% discount on LifeMiles purchases.

The Avianca Vida Visa® Card receives a 20,000-mile bonus for making a first purchase, 2X miles on Avianca flights, and 1X on every other purchase. The card also gets the same 15% discount on miles purchases – all for a low annual fee. Either option is an ideal way to maximize LifeMiles.

Shopping Partners

LifeMiles members can earn miles when shopping through the LifeMiles shopping portal. Buying with these partners earns up to five LifeMiles per dollar spent. More miles are earnable by using a co-branded Avianca credit card. One word of caution, however. Be sure to switch the filter from “Colombia” to the United States when browsing – otherwise, you may feel a bit lost.

Dining

Members also earn miles when dining at select Avianca restaurant partners in the United States. The options here are slim, but members earn 3X miles per dollar spent, with Avianca cardholders earning an additional 2X miles per dollar.

Hotels

Participating stays with Avianca partner hotels earn LifeMiles. Additionally, points with some hotel loyalty programs can be converted into LifeMiles. One example of this is Hilton Honors, where 10,000 Honors points equal 1,000 LifeMiles.

Avianca hotel partners include:

  • Accor
  • Best Western
  • Hilton
  • IHG
  • La Quinta
  • Marriott
  • Melia
  • Wyndham

You can also earn additional LifeMiles when booking through booking sites, such as Rocket Travel and Boking.com.

Multiply Your Miles

Avianca’s Multiply Your Miles program allows members to double or triple their LifeMiles by purchasing additional miles at a discounted rate. Avianca Vuela Visa or Avianca Vida Visa Cardholders also receive a 15% discount on Multiply Your Miles purchases, making them a great option for those who want to get the absolute most out of the LifeMiles.

Value of Avianca LifeMiles

Avianca LifeMiles are a valuable commodity in the frequent flyer world. This value comes from the ease of earning miles (particularly with Avianca credit card signup bonuses), the lack of fuel surcharges on award flights, and the ability to use miles with any Star Alliance member.

Star Alliance members include:

  • Air Canada
  • Air New Zealand
  • All Nippon Airways (ANA)
  • Asiana
  • Copa Airlines
  • Lufthansa
  • Singapore Airlines
  • Turkish Airlines United Airlines

All told, there are 26 member carriers in the alliance, making LifeMiles a valuable currency for booking flights worldwide. The current value of Avianca LifeMiles is 1.7 cents per mile.

Do LifeMiles Expire?

LifeMiles expire after 12 months of inactivity on the account. While these may seem like a burden, simply making a purchase is enough to keep the account active. This is one of the best benefits of an Avianca credit card. Using the Vida Visa, for example, to make purchases earns up to 2X miles per dollar – and keeps the account active.

How to Redeem LifeMiles

The best use of LifeMiles is for award flights with Avianca or other Star Alliance carriers. Because LifeMiles don’t charge a fuel surcharge fee, they are the perfect tool for booking flights with United Airlines, Air Canada, Lufthansa, or a host of other major airlines. This allows you to travel the world at a significantly reduced cost compared with other programs.

Looking for the Best Popular Bank or Avianca Credit Cards for 2020?

Finding your ideal Avianca or Popular Bank Credit Card isn’t easy. That’s where the team at BestCards comes in. We’ve compiled over 800 credit card reviews to date, covering issuers large and small. We offer impartial and insightful analysis to help you find precisely what you want. Browse our comprehensive reviews. Read our credit card news and advice, and find your best card today.