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Date Reviewed: September 24, 2020
Pacific Service Secured Visa Platinum Rewards
- Regular Purchase APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network Visa
- No annual fee
- No balance transfer fee
- No cash advance fee
- No foreign transaction fees
- Regular Purchase APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Late Payment Penalty Fee: Up to $10
- Return Payment Penalty Fee: Up to $25
- Minimum Deposit Required: $500
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- View All Deals -
Date Reviewed: September 24, 2020
Pacific Service Visa Platinum Rewards Starter Card
- Regular Purchase APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good , Fair
- Processing Network Visa
- No annual fee
- No foreign transaction fees
- Establish credit with a low APR
- Manageable credit limit
- Regular Purchase APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Late Payment Penalty Fee: $10
- Return Payment Penalty Fee: Up to $25
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- View All Deals -
Date Reviewed: September 24, 2020
Pacific Service Visa Platinum Rewards
- Regular Purchase APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network Visa
- No annual fee
- No foreign transaction fees
- Low APR
- Regular Purchase APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 7.25% to 12.25% variable based on creditworthiness and the Prime Rate
- Late Payment Penalty Fee: Up to $10
- Return Payment Penalty Fee: Up to $25
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- View All Deals -
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1About Pacific Service Credit Union
Pacific Service Credit Union is a California-based credit union with its headquarters in Concord, CA. The credit union is the official credit union of the Pacific Gas & Electric Company (PG&E) from which it gets its name.
The history of the credit union dates to 1936. While initially only for employees of PG&E, today membership is a much broader range of members, including anyone who lives, works, worships, or attends school in 12 California counties.
Membership Eligibility
Membership eligibility in Pacific Service Credit Union is available to anyone who meets one of the following criteria:
- Current employees and retirees of Pacific Gas and Electric Company or any of its subsidiaries
- Employees of any of Pacific Services’ partner companies
- Employees of any company that is served by PG&E, including:
- Temporary employees
- Contractors
- Vendors associated with Corestaff
- Anyone who lives, works, worships, or attends school in the following California counties:
- Alameda
- Contra Costa
- Fresno
- Marin
- Napa
- Placer
- Sacramento
- San Francisco
- San Mateo
- Santa Clara
- Solano
- Sonoma
- The immediate family and household members (including roommates) of a current Pacific Service CU member
- Employees (or employers) of public or private energy-based entities located in California or Texas
To join Pacific Services Credit Union, an eligible individual must open an account (no fee required) and present the following information:
- Social Security Number or Individual Tax ID Number
- A valid form of State identification (current ID card or driver’s license)
Branch Locations
While Pacific Service Credit Union has a large geographic footprint, the credit union only has six branches. These locations are:
- Concord, CA
- 3000 Clayton Road – 1-(855) 491-3693
- Fresno, CA
- 102 East Nees Avenue – 1-(855) 491-3693
- Livermore, CA
- 2800 Kitty Hawk Road – 1-(855) 491-3693
- Pleasant Hill, CA
- 1600 Contra Costa Boulevard, Suite E – 1-(855) 491-3693
- San Francisco, CA
- 245 Market Street, Suite 1A – 1-(855) 491-3693
- San Ramon, CA
- 2005 Crow Canyon Place, Suite 150 – 1-(855) 491-3693
The credit union also offers members access to shared ATMs and branches at over 5,000 locations across the United States. For more information on branch locations, including directions, opening hours, and more, please visit the credit union’s ATM and Branch Locator page.
FAQs About Pacific Service Credit Union
Here are answers to commonly asked questions about Pacific Service CU:
What is Pacific Service’s ABA routing number?
The ABA routing number for PSCU is 121181743.
Does Pacific Service CU offer mobile banking?
Yes, the credit union provides mobile banking access.
How can I contact Pacific Service customer service representatives?
- Representatives are reachable by the following phone numbers:
- (855) 491-3693 (local, main branch)
- (925) 406-3358 (direct)
- (855) 491-3693 (after-hours, 24/7 support)
