Pacific Service Credit Union Credit Cards

Pacific Service Credit Union is a leading credit card issuer  that offers credit cards for everyday use. Browse credit cards below.

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Pacific Service Secured Visa Platinum Rewards

Rebuild Credit While Earning Rewards

Pacific Service Secured Visa Platinum Rewards
  • Regular Purchase APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Poor , No Credit Required
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: May 24, 2022
Best Benefits
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $10
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $500
Credit Card Deals
card
Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
card
$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
card
Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Pacific Service Visa Platinum Rewards Starter Card

Build Your Credit Score With a Low APR

Pacific Service Visa Platinum Rewards Starter Card
  • Regular Purchase APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good , Fair
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: May 24, 2022
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Establish credit with a low APR
  • Manageable credit limit
Rates & Fees
  • Regular Purchase APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: $10
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
card
Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
card
$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
card
Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Pacific Service Visa Platinum Rewards

Earn Rewards for Daily Purchases

Pacific Service Visa Platinum Rewards
  • Regular Purchase APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: May 24, 2022
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Low APR
Rates & Fees
  • Regular Purchase APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.5% to 12.5% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $10
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
card
Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
card
$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
card
Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Offer Details

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About This Offer

Terms & Conditions

Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About Pacific Service Credit Union

Pacific Service Credit Union is a California-based credit union with its headquarters in Concord, CA. The credit union is the official credit union of the Pacific Gas & Electric Company (PG&E) from which it gets its name.

The history of the credit union dates to 1936. While initially only for employees of PG&E, today membership is a much broader range of members, including anyone who lives, works, worships, or attends school in 12 California counties.

Membership Eligibility

Membership eligibility in Pacific Service Credit Union is available to anyone who meets one of the following criteria:

  • Current employees and retirees of Pacific Gas and Electric Company or any of its subsidiaries
  • Employees of any of Pacific Services’ partner companies
  • Employees of any company that is served by PG&E, including:
    • Temporary employees
    • Contractors
    • Vendors associated with Corestaff
  • Anyone who lives, works, worships, or attends school in the following California counties:
    • Alameda
    • Contra Costa
    • Fresno
    • Marin
    • Napa
    • Placer
    • Sacramento
    • San Francisco
    • San Mateo
    • Santa Clara
    • Solano
    • Sonoma
  • The immediate family and household members (including roommates) of a current Pacific Service CU member
  • Employees (or employers) of public or private energy-based entities located in California or Texas

To join Pacific Services Credit Union, an eligible individual must open an account (no fee required) and present the following information:

  • Social Security Number or Individual Tax ID Number
  • A valid form of State identification (current ID card or driver’s license)

Branch Locations

While Pacific Service Credit Union has a large geographic footprint, the credit union only has six branches. The credit union also offers members access to shared ATMs and branches at over 5,000 locations across the United States. For more information on branch locations, including directions, opening hours, and more, please visit the credit union’s ATM and Branch Locator page.

FAQs About Pacific Service Credit Union

Here are answers to commonly asked questions about Pacific Service CU:

The ABA routing number for PSCU is 121181743.

Yes, the credit union provides mobile banking access.

  • Representatives are reachable by the following phone numbers:
    • (855) 491-3693 (local, main branch)
    • (925) 406-3358 (direct)
    • (855) 491-3693 (after-hours, 24/7 support)
  • Concord, CA
    • 3000 Clayton Road – 1-(855) 491-3693
  • Fresno, CA
    • 102 East Nees Avenue – 1-(855) 491-3693
  • Livermore, CA
    • 2800 Kitty Hawk Road – 1-(855) 491-3693
  • Pleasant Hill, CA
    • 1600 Contra Costa Boulevard, Suite E – 1-(855) 491-3693
  • San Francisco, CA
    • 245 Market Street, Suite 1A – 1-(855) 491-3693
  • San Ramon, CA
    • 2005 Crow Canyon Place, Suite 150 – 1-(855) 491-3693

Browse the Best Credit Union Cards Today

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Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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