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Oregon State Credit Union Credit Cards

Oregon State Credit Union is a leading credit card issuer that offers no-frills personal credit cards for both business and individuals  who need to establish or repair their credit, as well as cards for everyday use. Browse credit cards below.

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Showing 3 Cards

Date Reviewed: August 26, 2019

Oregon State Business Visa

Oregon State Business Visa
  • Regular Purchase APR 9.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 18%
  • Cash Advance APR 18%
  • Annual Fee $25
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No fees for cash advances or balance transfers
  • Annual fee waived if card is used once every 12 months
  • Employee cards with unique spending limits available
Rates & Fees
  • Regular Purchase APR: 9.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 18%
  • Cash Advance APR: 18%
  • Annual Fee: $25
  • Late Payment Penalty Fee: $25

Date Reviewed: August 23, 2019

OSCU Visa Value

OSCU Visa Value
  • Regular Purchase APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Competitive APR on purchases, balance transfers, and cash advances
  • No balance transfer fees
Rates & Fees
  • Regular Purchase APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: $4
  • Cash Advance APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: Up to 1% of transaction amount in US Dollars
  • Late Payment Penalty Fee: $25

Date Reviewed: August 23, 2019

OSCU Visa® Rewards

OSCU Visa® Rewards
  • Regular Purchase APR 10.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 10.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Annual Fee Up to $25
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee depending upon your Member Merits category
  • Earn points for every purchase
  • Competitive APR
Rates & Fees
  • Regular Purchase APR: 10.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 10.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: $4
  • Cash Advance APR: 10.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Annual Fee: Up to $25
  • Foreign Transaction Fee: Up to 1% of transaction amount in US Dollars
  • Late Payment Penalty Fee: $25

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