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Oregon State Business Visa
- Regular Purchase APR 9.99% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 18%
- Cash Advance APR 18%
- Annual Fee $25
- Credit Needed Excellent , Good
- Processing Network Visa
- No fees for cash advances or balance transfers
- Annual fee waived if card is used once every 12 months
- Employee cards with unique spending limits available
- Regular Purchase APR: 9.99% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 18%
- Cash Advance APR: 18%
- Annual Fee: $25
- Late Payment Penalty Fee: $25
OSCU Visa Value
- Regular Purchase APR 6.75% to 16.75% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 6.75% to 16.75% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 6.75% to 16.75% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network Visa
- No annual fee
- Competitive APR on purchases, balance transfers, and cash advances
- No balance transfer fees
- Regular Purchase APR: 6.75% to 16.75% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 6.75% to 16.75% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: $4
- Cash Advance APR: 6.75% to 16.75% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: $25
OSCU Visa® Rewards
- Regular Purchase APR 9.25% to 14.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 9.25% to 14.25% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 9.25% to 14.25% variable based on creditworthiness and the Prime Rate
- Annual Fee Up to $25
- Credit Needed Excellent , Good
- Processing Network Visa
- No annual fee depending upon your Member Merits category
- Earn points for every purchase
- Competitive APR
- Regular Purchase APR: 9.25% to 14.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 9.25% to 14.25% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: $4
- Cash Advance APR: 9.25% to 14.25% variable based on creditworthiness and the Prime Rate
- Annual Fee: Up to $25
- Foreign Transaction Fee: Up to 1% of transaction amount in U.S. dollars
- Late Payment Penalty Fee: $25
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1About Oregon State Credit Union
Oregon State Credit Union is a leading Oregon credit union and serves as the credit union for the Oregon State University.
OSCU, as it is also known, dates to 1954 and Bob Coyle, an associate professor at the then Oregon State College. Coyle, the assistant professor of agriculture, created Oregon State Credit Union with just $25 in a shoebox to serve the unmet financial needs of Oregon State faculty. By 1960, the credit union had over $1 million in deposits.
Today, OSCU serves members in 24 Oregon counties. It also still echoes the original philosophy of its founding: “Your credit union is in business for one purpose only — to serve the needs of its members.”
Membership Eligibility
Who can join Oregon State Credit Union? Membership is open to anyone who lives in the following Western Oregon counties:
- Benton
- Clackamas
- Clatsop
- Columbia
- Coos
- Crook
- Curry
- Deschutes
- Douglas
- Hood River
- Jackson
- Jefferson
- Josephine
- Klamath
- Lane
- Lincoln
- Linn
- Marion
- Multnomah
- Polk
- Tillamook
- Washington
- Wasco
- Yamhill
Locations
Oregon State Credit Union currently operates 15 branches in 12 Oregon towns and cities. These locations include two branches in Albany, OR, and three in Corvallis, including the headquarters and a location at the university. Other communities that feature an OSCU branch include:
- Dallas
- Keizer
- Lebanon
- Lincoln City
- McMinnville
- Monmouth
- Newport
- Philomath
- West Salem
- Woodburn
For a complete listing of OSCU branches, including ATMs, fee-free ATMs in the CO-OP network, and shared branches, please visit the credit union’s dedicated locations page.
FAQs About Oregon State Credit Union
Have a question about OSCU? Here are answers to some of the most common questions about Oregon State Credit Union:
What is the routing number for OSCU?
- Oregon State Credit Union’s (OSCU) ABA routing number is 323274270.
What is the contact phone number for Oregon State Credit Union?
- The easiest way to contact OSCU is by calling toll-free at 1-800-732-0173.
Where is OSCU headquartered?
- OSCU has its headquarters in Corvallis, Oregon. The address for the main office is Sunset Operations Center, 4800 SW Research Way, Corvallis, OR 97333.
Are credit unions FDIC insured?
- Credit unions are not FDIC insured. Instead, credit union accounts are insured for up to $250,000 by the National Credit Union Administration (NCUA).
