Showing 1 Card
Sort By Column Name:
Unity Visa Secured Credit Card
Unity Visa Secured Credit Card
- 17.99% fixed rate through the expiration date of the card. Regular Purchase APR
- 17.99% fixed rate through the expiration date of the card. Balance Transfer APR
- 17.99% fixed rate through the expiration date of the card. Cash Advance APR
At a Glance
The Unity Visa Secured Card by OneUnited Bank is a secured credit card that is looking to make a difference. Issued by OneUnited, the largest black-owned bank in the United States, the card seeks to help holders “make a comeback” with sound financial use (and without the need for debit cards or prepaid cards). The card features a fixed-rate APR on purchases, balance transfers, and cash advances, plus a special introductory rate on balance transfers for the first six months – all for a $39 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Get a second chance at credit
- Support the nation’s largest back-owned bank
- 9.95% intro APR on balance transfers for the first 6 months
- Regular Purchase APR: 17.99% fixed rate through the expiration date of the card.
- Intro Balance Transfer APR: 9.95% for 6 months from account opening date
- Balance Transfer APR: 17.99% fixed rate through the expiration date of the card.
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 17.99% fixed rate through the expiration date of the card.
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
- Annual Fee: $39
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $10
- Return Payment Penalty Fee: Up to $37
- Minimum Deposit Required: $250
- You’re looking to rebuild your credit with the major credit bureaus
- You want to empower your community by contributing to OneUnited’s education projects
- You plan to pay your entire statement balance each month
You’ve viewed 5 of 1 credit cards
Find the Best Card for You
The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.