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New York Community Bank Credit Cards

New York Community Bank (NYCB) is a small community bank located in New York City. The bank is part of the much-larger New York Community Bank brand, which includes several other smaller banks throughout the region. The bank issues several credit cards through First National Bank of Omaha (First Bankcard), designed for everyday use. Browse a selection of credit card offers below.

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Showing 3 Cards

Date Reviewed: January 09, 2020

NYCB Secured Card

NYCB Secured Card
  • Regular Purchase APR 24.24% variable based on the Prime Rate
  • Balance Transfer APR 24.24% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Credit limits between $300 and $5,000
  • Qualify for credit limit increases in as little as 7 months
  • Possibility to upgrade to an unsecured card
Rates & Fees
  • Regular Purchase APR: 24.24% variable based on the Prime Rate
  • Balance Transfer APR: 24.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: January 09, 2020

NYCB Platinum Edition Card

NYCB Platinum Edition Card
  • Regular Purchase APR 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • $25 statement credit when you make a purchase within the first 3 months
  • Introductory 3% balance transfer fee for the first 15 months
  • 0% intro APR on balance transfers for 15 months
Rates & Fees
  • Regular Purchase APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months from account opening date
  • Balance Transfer APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the transfer for the first 15 months; 5% of the transfer or $15, whichever is greater, after that
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash equivalent transaction, whichever is greate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: January 09, 2020

NYCB 2% Cash Back Visa® Card

NYCB 2% Cash Back Visa® Card
  • Regular Purchase APR 20.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 20.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Automatically redeem your rewards into your checking or savings account with ACH Deposit
  • Cash back rewards earned are good for 3 years before they expire
Rates & Fees
  • Regular Purchase APR: 20.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 20.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

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About New York Community Bank

New York Community Bank (NYCB) is one of the largest banks in the United States. The Bank, which features several different brands, has over $53 billion in assets as of 2020, making it the 45th largest Bank in the country in terms of total assets.

NYCB dates to 1859 and the Queens County Savings Bank – a name it still uses in certain parts of New York City. The Bank changed its name to its current moniker in 2000 to better reflect its various brands – and geographical reach.

The NYCB brand operates branches throughout New York, New Jersey, Ohio, Florida, and Arizona. These branches are operated under the following names within the NYCB Family of Banks:

New York

  • Community Bank of New York
  • Queens County Savings Bank
  • Roslyn Savings Bank
  • Richmond County Savings Bank
  • Roosevelt Savings Bank
  • Atlantic Bank

New Jersey

  • Garden State Community Bank

Ohio

  • Ohio Savings Bank

Arizona and Florida

  • AmTrust Bank

NYCB Branch Locations

NYCB currently operates 225 branches in five states. For a complete listing of NYCB Family of Banks branch locations, hours, and contact numbers, please visit the Bank’s location page at www.mynycb.com.

FAQs About NYCB Credit Cards and Services

Here are answers to some frequently asked questions about NYCB credit cards, products, and services:

Who bought Ohio Savings Bank?

  • Ohio Savings Bank was purchased by New York Community Bank. Ohio Savings Bank, which also operated under the name AmTrust, closed in 2009, with the assets purchased by NYCB.

 What is the routing number for NYCB?

  • The routing number for New York Community Bank is 226071004.

Does NYCB offer a mobile banking app?

Is NYCB FDIC insured?

  • Yes, all members of the NYCB Family of Banks are fully FDIC insured.