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New York Community Bank Credit Cards

New York Community Bank (NYCB) is a small community bank located in New York City. The bank is part of the much-larger New York Community Bank brand, which includes several other smaller banks throughout the region. The bank issues several credit cards through First National Bank of Omaha (First Bankcard), designed for everyday use. Browse a selection of credit card offers below.

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Showing 3 Cards

Date Reviewed: January 09, 2020

NYCB Secured Card

NYCB Secured Card
  • Regular Purchase APR 24.24% variable based on the Prime Rate
  • Balance Transfer APR 24.24% variable based on the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Credit limits between $300 and $5,000
  • Qualify for credit limit increases in as little as 7 months
  • Possibility to upgrade to an unsecured card
Rates & Fees
  • Regular Purchase APR: 24.24% variable based on the Prime Rate
  • Balance Transfer APR: 24.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $29
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300

Date Reviewed: January 09, 2020

NYCB Platinum Edition Card

NYCB Platinum Edition Card
  • Regular Purchase APR 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • $25 statement credit when you make a purchase within the first 3 months
  • Introductory 3% balance transfer fee for the first 15 months
  • 0% intro APR on balance transfers for 15 months
Rates & Fees
  • Regular Purchase APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 15 months
  • Balance Transfer APR: 14.24% to 23.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the transfer for the first 15 months; 5% of the transfer or $15, whichever is greater after that
  • Cash Advance APR: 26.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash equivalent transaction, whichever is greate
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

Date Reviewed: January 09, 2020

NYCB 2% Cash Back Visa® Card

NYCB 2% Cash Back Visa® Card
  • Regular Purchase APR 20.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 20.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Automatically redeem your rewards into your checking or savings account with ACH Deposit
  • Cash back rewards earned are good for 3 years before they expire
Rates & Fees
  • Regular Purchase APR: 20.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 20.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35

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