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Mid Cities Credit Union Credit Cards

Mid Cities Credit Union issues credit cards with low interest rates and low monthly payments. See BestCards’ selection of Mid Cities Credit Union cards below.

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Date Reviewed: December 13, 2019

Mid Cities Platinum Visa Credit Card

Mid Cities Platinum Visa Credit Card
  • Regular Purchase APR 8.70% to 23.99%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance APR 8.70% to 23.99%, based on creditworthiness and variable with the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Low APR for purchases and cash advances
  • Credit limit up to $15,000
  • No interest for 25 days
  • Low minimum payments (just 3% of the outstanding balance)
Rates & Fees
  • Regular Purchase APR: 8.70% to 23.99%, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer Transaction Fee: See terms
  • Cash Advance APR: 8.70% to 23.99%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance Transaction Fee: 3.0% of the amount of the cash advance, or $5, whichever is greater
  • Penalty APR: 12.70% to 28.99%, based on creditworthiness
  • Foreign Transaction Fee: See terms
  • Late Payment Penalty Fee: $7 each billing period for which the minimum monthly payment is not received by five (5) days after due date
  • Return Payment Penalty Fee: See terms
  • Over Limit Penalty Fee: See terms

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