Members First Credit Union of Florida Credit Cards

Members First Credit Union of Florida is a leading credit union in Florida Panhandle that offers credit cards for everyday use. Browse Members First credit cards today.

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Members First Visa Platinum With No Annual Fee

Members First Visa Platinum With No Annual Fee
  • Regular Purchase APR 12.9% variable based on creditworthiness
  • Balance Transfer APR 12.9% variable based on creditworthiness
  • Cash Advance APR 12.9% variable based on creditworthiness
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Enjoy a special 2x bonus points on every purchase
  • Easily redeem points for a variety of rewards
Rates & Fees
  • Regular Purchase APR: 12.9% variable based on creditworthiness
  • Balance Transfer APR: 12.9% variable based on creditworthiness
  • Cash Advance APR: 12.9% variable based on creditworthiness
  • Foreign Transaction Fee: 1% of the transaction in U.S. Dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

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Members First Visa Platinum With Annual Fee

Members First Visa Platinum With Annual Fee
  • Regular Purchase APR 10.9% variable based on creditworthiness
  • Balance Transfer APR 10.9% variable based on creditworthiness
  • Cash Advance APR 10.9% variable based on creditworthiness
  • Annual Fee $12
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Best Benefits
  • Enjoy special 2x bonus points on every purchase
  • Easily redeem points for a variety of rewards
  • Mobile wallet comparability
Rates & Fees
  • Regular Purchase APR: 10.9% variable based on creditworthiness
  • Balance Transfer APR: 10.9% variable based on creditworthiness
  • Cash Advance APR: 10.9% variable based on creditworthiness
  • Annual Fee: $12
  • Foreign Transaction Fee: 1% of the transaction in U.S. Dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

About Members First Credit Union of Florida

Members First Credit Union of Florida (sometimes stylized as Members First CU of Florida) is a community-owned and operated financial institution with its headquarters in Escambia County, Florida.

The credit union’s history dates to May 1954 and Escambia County Teachers Credit Union. The initially stated goal of the credit union was encouraging savings by offering a good return on member investments.

Membership was initially open to school district administrative, instructional, and instructional-support employees. These criteria were soon expanded include both current and former students of the geographical area. This expansion of membership also resulted in a new name: Education Credit Union of Northwest Florida.

In 1996, the current name, Members First Credit Union of Florida, was adopted. The credit union continues its mission of providing exceptional service to members, including those who work, live, or attend school in Escambia, Santa Rosa, or Okaloosa counties.

Membership Eligibility

Membership with Members First Credit Union of Florida is based on geographic location and employment and educational status. Membership is currently available to anyone who:

  • Resides, works, or studies (including former students) in Escambia, Santa Rosa, or Okaloosa County, Florida
  • Is an employee or retiree of any educational institution in Escambia, Santa Rosa, or Okaloosa County, Florida
  • Holds membership – or associate membership – with the Escambia Retired Educators Association
  • Is an Immediate family member of any individual named above

Membership is also open to any groups within Santa Rosa County with 20 or more employees whose function is construction, manufacturing or industrial.

Additionally, any current, former, and retired employees or groups on retainer or who hold a contract with Sterling Fibers (Pace Plant), Cytec Industries, American Cyanamid, or Cyanamid Employees Credit Union, may join Members First CU.

To join the credit union, an applicant must open a Regular Savings Account (also known as a Shared Savings Account) and maintain a minimum balance of $5.

Branch Locations

Members First Credit Union of Florida currently operates five branches: four in Pensacola and one in Pace, FL. For more information on credit union locations, including ATMs, directions, and more, please visit the dedicated locations and contact us page.

FAQs About Members First Credit Union of Florida

Here you’ll find answers to common questions concerning Members First CU of Florida:

  • The ABA routing number is 263281624.
  • You can call Members First at 850-434-2211 locally, or toll-free at 877-434-6328.

Members First Credit Union of Florida currently operates five branches: four in Pensacola and one in Pace, FL. The current branch locations are:

  • Pensacola, FL
    • 251 West Garden St. Bldg. I (Downtown)
    • 4240 West Fairfield Dr. (Across from Lowes Home Improvement)
    • 7176 North 9th Ave. (Across from Eastgate Shopping Center)
    • 250 West Airport Blvd. (At the corner of Airport and W Street)
  • Pace, FL
    • 5005 Hwy. 90 (Next to Walmart)

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