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Los Angeles Federal Credit Union Credit Cards

Los Angeles Federal Credit Union is a Southern California credit union with branches in multiple counties across the state, that offers low interest credit cards and secured cards for everyday use. Browse credit cards below.

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Date Reviewed: December 17, 2019

Los Angeles Federal Credit Union Platinum Visa Credit Card

Los Angeles Federal Credit Union Platinum Visa Credit Card
  • Regular Purchase APR 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Balance Transfer APR 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Cash Advance APR 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 2.9% for 6 months, for transactions made during the first 90 days
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Introductory APR of 2.9% for first 6 months of account approval, on purchases and balance transfers for transactions made within the first 90 days of opening account
  • Low interest rates for a personal credit card
  • EMV Chip protection, mobile wallet compatibility
Rates & Fees
  • Intro Purchase APR: 2.9% for 6 months, for transactions made during the first 90 days
  • Regular Purchase APR: 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Intro Balance Transfer APR: 2.9% for 6 months, for transactions made during the first 90 days
  • Balance Transfer APR: 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Balance Transfer Transaction Fee: 3.00% of the amount transferred ($10 minumum and $250 maximum)
  • Cash Advance APR: 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Cash Advance Transaction Fee: Either $10.00, or 2.00% of the amount advanced plus $2.50, whichever is greater (for advances at ATMs owned by Los Angeles Federal Credit Union) Either $10.00, or 2.00% of the amount advanced, whichever is greater (for advances at ATMs not owned by Los Angeles Federal Credit Union)
  • Penalty APR: 17.90%
  • Foreign Transaction Fee: 1.00% of each foreign currency transaction in U.S. dollars. 1.00% of each U.S. Dollar transaction that occurs in a foreign country.
  • Late Payment Penalty Fee: Up to $20.00
  • Return Payment Penalty Fee: Up to $26.00
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: December 16, 2019

Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card

Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card
  • Regular Purchase APR 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer APR 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance APR 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0.00% for 6 months (for transactions during the first 90 days)
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 0% APR for first 6 months on all transactions made within 90 days of opening account
  • Spend $3,000 in the first 90 days of opening account to earn 6,000 bonus points
  • Earn 2 points per dollar spent on gas, groceries, restaurants and travel
  • Earn 1 point per dollar spent on net purchases
Rates & Fees
  • Intro Purchase APR: 0.00% for 6 months (for transactions during the first 90 days)
  • Regular Purchase APR: 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Intro Balance Transfer APR: 0.00% for 6 months (for transactions during the first 90 days)
  • Balance Transfer APR: 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer Transaction Fee: 3.00% of the amount transferred ($10 minumum and $250 maximum)
  • Cash Advance APR: 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance Transaction Fee: Either $10.00, or 2.00% of the amount advanced plus $2.50, whichever is greater (for advances at ATMs owned by Los Angeles Federal Credit Union) Either $10.00, or 2.00% of the amount advanced, whichever is greater (for advances at ATMs not owned by Los Angeles Federal Credit Union)
  • Penalty APR: 17.90%
  • Foreign Transaction Fee: 1.00% of each foreign currency transaction in U.S. dollars. 1.00% of each U.S. Dollar transaction that occurs in a foreign country.
  • Late Payment Penalty Fee: Up to $20.00
  • Return Payment Penalty Fee: Up to $26.00
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

About Los Angeles Federal Credit Union

Los Angeles Federal Credit Union (LAFCU) is a federally chartered credit union that traces its roots to the Great Depression.

In 1936, 12 Los Angeles City employees formed the Los Angeles City Employees Credit Union with just $60 in deposits. By the end of the year, membership had grown to 18, and a federal charter granted. For the next 50+ years, the credit union operated out of the same location: a room inside Los Angeles City Hall at 200 North Spring Street.

In 1987, the name of the credit union changed to its present incarnation, Los Angeles Federal Credit Union. This name change reflected the growing scope of members and the union itself. Today, the credit union boasts over 69,000 members, 160 employees, and 7 locations in Greater Los Angeles.

Membership Eligibility

Who can join LAFCU? Membership is currently open to the following individuals:

  • Residents of Southern California who want to join via the Los Angeles Charitable Association (LACA). Those opting to join through the LACA can select from a one-time $10 donation, or an on-going $10 annual donation, which maintains their LACA membership.
  • Los Angeles City employees, volunteers, or retirees
  • Employees of Los Angeles Federal Credit Union
  • Immediate family of a current LAFCU member. Immediate family means an individual is a:
    • Parent
    • Stepparent
    • Grandparent
    • Spouse
    • Sibling
    • Stepsibling
    • Child
    • Stepchild
    • Adopted child
    • Foster child
    • Grandchild

To join Los Angeles Federal Credit Union, an aspiring member is required to open a Share Savings account. The minimum deposit is $20.

Branch Locations

LAFCU currently operates seven branches in the Greater Los Angeles area. These branches are at the following locations:

  • Cerritos (Express Branch)
    • 11306 South Street
  • Culver City
    • 3850 Culver Center Dr.
  • El Monte
    • 9204 Flair Dr., Suite A
  • Gardena
    • 1352 W. Artesia Blvd.
  • Glendale
    • 300 S Glendale Ave
  • LA Mall (Downtown LA)
    • 201 N. Los Angeles St., Space 201
  • Van Nuys
    • 8008 Van Nuys Boulevard

The credit union also offers fee-free ATMs and shared branch locations through the Co-Op Network of credit unions.

FAQs About LAFCU

Here are answers to commonly asked questions about Los Angeles Federal Credit Union:

What is the routing number for LAFCU?

  • LAFCU’s ABAB routing number is 322078370.

What does LAFCU stand for?

  • LAFCU stands for Los Angeles Federal Credit Union.

How can I contact customer service?

  • If you need to speak with a LAFCU customer service representative, call 1-517-622-6600.