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Los Angeles Federal Credit Union Credit Cards

Los Angeles Federal Credit Union is a Southern California credit union with branches in multiple counties across the state, that offers low interest credit cards and secured cards for everyday use. Browse credit cards below.

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Showing 2 Cards

Date Reviewed: December 17, 2019

Los Angeles Federal Credit Union Platinum Visa Credit Card

Los Angeles Federal Credit Union Platinum Visa Credit Card
  • Regular Purchase APR 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Balance Transfer APR 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Cash Advance APR 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 2.9% for 6 months, for transactions made during the first 90 days
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Introductory APR of 2.9% for first 6 months of account approval, on purchases and balance transfers for transactions made within the first 90 days of opening account
  • Low interest rates for a personal credit card
  • EMV Chip protection, mobile wallet compatibility
Rates & Fees
  • Intro Purchase APR: 2.9% for 6 months, for transactions made during the first 90 days
  • Regular Purchase APR: 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Intro Balance Transfer APR: 2.9% for 6 months, for transactions made during the first 90 days
  • Balance Transfer APR: 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Balance Transfer Transaction Fee: 3.00% of the amount transferred ($10 minumum and $250 maximum)
  • Cash Advance APR: 9.24% to 18.00%, depending on creditworthiness. Variable with the Prime Rate.
  • Cash Advance Transaction Fee: Either $10.00, or 2.00% of the amount advanced plus $2.50, whichever is greater (for advances at ATMs owned by Los Angeles Federal Credit Union) Either $10.00, or 2.00% of the amount advanced, whichever is greater (for advances at ATMs not owned by Los Angeles Federal Credit Union)
  • Penalty APR: 17.90%
  • Foreign Transaction Fee: 1.00% of each foreign currency transaction in U.S. dollars. 1.00% of each U.S. Dollar transaction that occurs in a foreign country.
  • Late Payment Penalty Fee: Up to $20.00
  • Return Payment Penalty Fee: Up to $26.00

Date Reviewed: December 16, 2019

Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card

Los Angeles Federal Credit Union Signature Rewards Platinum Credit Card
  • Regular Purchase APR 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer APR 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance APR 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0.00% for 6 months (for transactions during the first 90 days)
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 0% APR for first 6 months on all transactions made within 90 days of opening account
  • Spend $3,000 in the first 90 days of opening account to earn 6,000 bonus points
  • Earn 2 points per dollar spent on gas, groceries, restaurants and travel
  • Earn 1 point per dollar spent on net purchases
Rates & Fees
  • Intro Purchase APR: 0.00% for 6 months (for transactions during the first 90 days)
  • Regular Purchase APR: 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Intro Balance Transfer APR: 0.00% for 6 months (for transactions during the first 90 days)
  • Balance Transfer APR: 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer Transaction Fee: 3.00% of the amount transferred ($10 minumum and $250 maximum)
  • Cash Advance APR: 11.24% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance Transaction Fee: Either $10.00, or 2.00% of the amount advanced plus $2.50, whichever is greater (for advances at ATMs owned by Los Angeles Federal Credit Union) Either $10.00, or 2.00% of the amount advanced, whichever is greater (for advances at ATMs not owned by Los Angeles Federal Credit Union)
  • Penalty APR: 17.90%
  • Foreign Transaction Fee: 1.00% of each foreign currency transaction in U.S. dollars. 1.00% of each U.S. Dollar transaction that occurs in a foreign country.
  • Late Payment Penalty Fee: Up to $20.00
  • Return Payment Penalty Fee: Up to $26.00

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