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Kern Schools Federal Credit Union

Kern Schools Federal Credit Union serves customers in Kern County California. You must be a resident of Kern County or worth there to be eligible for membership. Immediate relatives of current members can also qualify for membership. Kern Schools FCU offers its members low interest rates and a personal approach to banking. Browse credit card offers below.

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Showing 2 Cards

Date Reviewed: December 20, 2019

Kern Schools FCU Visa Rewards Credit Card

Kern Schools FCU Visa Rewards Credit Card
  • Regular Purchase APR 14% to 17.90%, variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14% to 17.90%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 16% to 17.90%, variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer fees
  • Earn 1% cash back on every purchase
Rates & Fees
  • Regular Purchase APR: 14% to 17.90%, variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14% to 17.90%, variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 16% to 17.90%, variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $15
  • Return Payment Penalty Fee: Up to $30

Date Reviewed: December 20, 2019

Kern Schools FCU Visa Platinum Credit Card

Kern Schools FCU Visa Platinum Credit Card
  • Regular Purchase APR 10.50% to 17.90%, variable based on credit worthiness and the Prime Rate
  • Balance Transfer APR 10.50% to 17.90%, variable based on credit worthiness and the Prime Rate
  • Cash Advance APR 12.50% to 17.90%, variable based on credit worthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer fee
  • Competitive interest rates
Rates & Fees
  • Regular Purchase APR: 10.50% to 17.90%, variable based on credit worthiness and the Prime Rate
  • Balance Transfer APR: 10.50% to 17.90%, variable based on credit worthiness and the Prime Rate
  • Cash Advance APR: 12.50% to 17.90%, variable based on credit worthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $15
  • Return Payment Penalty Fee: Up to $30

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