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Jovia Visa® Advantage
- Regular Purchase APR 8.74% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 8.74% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 8.74% to 17.99% variable based on creditworthiness and the Prime Rate
- Annual Fee None
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Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Intro Purchase APR 1.99% for 12 months from account opening date
- Processing Network N/A
Best Benefits
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- No annual fee
- No foreign transaction fees
- No balance transfer fee
- Great low APR
Rates & Fees
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- Intro Purchase APR: 1.99% for 12 months from account opening date
- Regular Purchase APR: 8.74% to 17.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 1.99% for the first 12 months
- Balance Transfer APR: 8.74% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 8.74% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 3% of the transaction amount
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
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FAQs About Jovia Financial Credit Union
Here are answers to frequently asked questions about Nassau Educators Federal Credit Union (NEFCU) and Jovia Financial Credit Union:
- The ABA routing number for Jovia is 221480807.
- Most branches open at 9 am Monday through Saturday, with drive-up hours beginning at 8 am. Both branch lobbies and drive-up services are closed on Sundays.
- The phone number for Jovia’s corporate offices and the main branch is (516) 561-0030.
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