CAMPUS USA Credit Union Credit Cards

CAMPUS USA Credit Union is a leading credit union in Gainesville, Florida that offers credit cards for everyday use. Membership is open to residents of select Florida counties, employees at the University of Florida or UF Health, members in select organizations, and family members of these individuals. Browse credit cards today.

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Childrens Miracle Network Business Visa Platinum

Help the Children’s Miracle Network with Every Purchase

Childrens Miracle Network Business Visa Platinum
  • Regular Purchase APR 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer of cash advance fees
  • Help the Children’s Miracle Network with every transaction
Rates & Fees
  • Regular Purchase APR: 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $25
Deals and Discounts

Childrens Miracle Network Visa Platinum

Help the Children’s Miracle Network with Every Purchase

Childrens Miracle Network Visa Platinum
  • Regular Purchase APR 9.8% Fixed
  • Balance Transfer APR 9.8% Fixed
  • Cash Advance APR 9.8% Fixed
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR n/a
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer of cash advance fees
  • Great low APR
Rates & Fees
  • Intro Purchase APR: n/a
  • Regular Purchase APR: 9.8% Fixed
  • Balance Transfer APR: 9.8% Fixed
  • Cash Advance APR: 9.8% Fixed
  • Penalty APR: 17.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $25
Deals and Discounts

CAMPUS Visa Business Platinum Rewards

Earn 10,000 Bonus Points

CAMPUS Visa Business Platinum Rewards
  • Regular Purchase APR 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 1 point for every dollar spent on purchases
  • Receive 10,000 bonus points after making $500 in purchases in the first 90 days
  • No balance transfer fees
Rates & Fees
  • Regular Purchase APR: 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 14.90% to 17.99% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Deals and Discounts

CAMPUS Visa Platinum Rewards

Receive an Introductory 10,000 Bonus Points

CAMPUS Visa Platinum Rewards
  • Regular Purchase APR 13.90% variable based on the Prime Rate
  • Balance Transfer APR 13.90% variable based on the Prime Rate
  • Cash Advance APR 13.90% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 10,000 bonus points after making $500 in purchases in the first 90 days
  • Low APR
  • No balance transfer fees
Rates & Fees
  • Regular Purchase APR: 13.90% variable based on the Prime Rate
  • Balance Transfer APR: 13.90% variable based on the Prime Rate
  • Cash Advance APR: 13.90% variable based on the Prime Rate
  • Penalty APR: 19.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $25
Deals and Discounts

CAMPUS Visa Platinum Card

Enjoy a Great Variable APR

CAMPUS Visa Platinum Card
  • Regular Purchase APR 10.90% variable based on the Prime Rate
  • Balance Transfer APR 10.90% variable based on the Prime Rate
  • Cash Advance APR 10.90% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No balance transfer fees
  • No cash advance fee
Rates & Fees
  • Regular Purchase APR: 10.90% variable based on the Prime Rate
  • Balance Transfer APR: 10.90% variable based on the Prime Rate
  • Cash Advance APR: 10.90% variable based on the Prime Rate
  • Penalty APR: 17.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $25
Deals and Discounts

About CAMPUS USA Credit Union

CAMPUS USA is a leading Florida credit union with a long history of dedication and service to its members. The credit union was founded in 1935 as Gainesville Florida Campus Federal Credit Union, seeking to serve those who studied and worked at the University of Florida. The bank was the first credit union on a U.S. college campus.

In 1994, the bank changed its name from Gainesville Florida Campus Federal Credit Union to You Campus Federal Credit Union. This name was retained until the change from a federal to a state-chartered credit union was made under the current name – CAMPUS USA Credit Union.

Today, CAMPUS USA serves a far greater membership and offers a full selection of products and services, such as:

  • Checking and savings accounts
  • Loans
  • Credit cards
  • Business services

CAMPUS USA has over $2 billion in total assets, making it the 136th largest credit union in the United States.

Membership Eligibility

Membership eligibility requirements for CAMPUS USA are broad. Anyone who lives in the following Florida counties can join:

  • Alachua
  • Citrus
  • Clay
  • Columbia
  • Duval
  • Gadsden
  • Hernando
  • Jefferson
  • Lake
  • Leon
  • Madison
  • Marion
  • Orange
  • Pasco
  • Seminole
  • Sumter
  • Suwannee
  • Wakulla

Those who are members of the following organizations are also eligible for CAMPUS USA membership:

  • AAA South
  • Marion County Humane Society
  • Matheson Historical Society
  • University of Florida Alumni Association
  • Employees of UF Health or the University of Florida

Finally, immediate family members of those who are current CAMPUS USA members are also eligible to join.

Branch Locations

CAMPUS USA currently operates over 20 branches in the central and northern Florida area. These locations include several branches in Gainesville, Ocala, and Tallahassee, plus other locations in The villages, Newberry, Summerfield, and Lake City (among others).

CAMPUS USA members also have access to surcharge-free ATMs via the Publix Presto! And CO-OP ATM networks, These programs allow members to check balances, withdraw funds, or make deposits free-free at over 25,000 locations across the United States and Canada.

For a complete listing of CAMPUS USA locations, shared branch information, and ATM details, please visit the bank’s dedicated locations page.

FAQSs About CAMPUS USA

Here are answers to common questions about CAMPUS USA Credit Union:

  • The routing number for CAMPUS USA is 263178478
  • The toll-free number for customer service is (800) 367-6440.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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