CAMPUS USA Credit Union Credit Cards

CAMPUS USA Credit Union is a leading credit union in Gainesville, Florida that offers credit cards for everyday use. Membership is open to residents of select Florida counties, employees at the University of Florida or UF Health, members in select organizations, and family members of these individuals. Browse credit cards today.

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Childrens Miracle Network Business Visa Platinum

Childrens Miracle Network Business Visa Platinum
  • Regular Purchase APR 9.8% to 12.25% variable based on creditworthiness
  • Balance Transfer APR 9.8% to 12.25% variable based on creditworthiness
  • Cash Advance APR 9.8% to 12.25% variable based on creditworthiness
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: November 05, 2020
Best Benefits
  • No annual fee
  • No balance transfer of cash advance fees
  • Help the Children’s Miracle Network with every transaction
Rates & Fees
  • Regular Purchase APR: 9.8% to 12.25% variable based on creditworthiness
  • Balance Transfer APR: 9.8% to 12.25% variable based on creditworthiness
  • Cash Advance APR: 9.8% to 12.25% variable based on creditworthiness
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $25
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Childrens Miracle Network Visa Platinum

Childrens Miracle Network Visa Platinum
  • Regular Purchase APR 9.8% to 12.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.8% to 12.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.8% to 12.25% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR n/a
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: November 05, 2020
Best Benefits
  • No annual fee
  • No balance transfer of cash advance fees
  • Great low APR
Rates & Fees
  • Intro Purchase APR: n/a
  • Regular Purchase APR: 9.8% to 12.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 9.8% to 12.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 9.8% to 12.25% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 17.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $25
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CAMPUS Visa Business Platinum Rewards

CAMPUS Visa Business Platinum Rewards
  • Regular Purchase APR 11.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: November 05, 2020
Best Benefits
  • No annual fee
  • Earn 1 point for every dollar spent on purchases
  • Receive 10,000 bonus points after making $500 in purchases in the first 90 days
  • No balance transfer fees
Rates & Fees
  • Regular Purchase APR: 11.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 11.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 11.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on Dec 12, 2022 See Details
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CAMPUS Visa Platinum Rewards

CAMPUS Visa Platinum Rewards
  • Regular Purchase APR 10.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 10.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: November 05, 2020
Best Benefits
  • No annual fee
  • 10,000 bonus points after making $500 in purchases in the first 90 days
  • Low APR
  • No balance transfer fees
Rates & Fees
  • Regular Purchase APR: 10.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 10.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 10.15% to 17.15% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 19.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on Dec 12, 2022 See Details
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20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on Aug 08, 2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on Dec 12, 2022 See Details
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20% off + Free Shipping on orders of $49+ Fanatics.com Offer Expires on Aug 08, 2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on Dec 12, 2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Dec 12, 2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on Dec 12, 2022 See Details
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CAMPUS Visa Platinum Card

CAMPUS Visa Platinum Card
  • Regular Purchase APR 7.15% to 15.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.15% to 15.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.15% to 15.15% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: November 05, 2020
Best Benefits
  • No annual fee
  • No balance transfer fees
  • No cash advance fee
Rates & Fees
  • Regular Purchase APR: 7.15% to 15.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.15% to 15.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.15% to 15.15% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 17.99%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on Dec 12, 2022 See Details
card
20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on Aug 08, 2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on Dec 12, 2022 See Details
card
20% off + Free Shipping on orders of $49+ Fanatics.com Offer Expires on Aug 08, 2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on Dec 12, 2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Dec 12, 2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on Dec 12, 2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details

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Join today!

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Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About CAMPUS USA Credit Union

CAMPUS USA is a leading Florida credit union with a long history of dedication and service to its members. The credit union was founded in 1935 as Gainesville Florida Campus Federal Credit Union, seeking to serve those who studied and worked at the University of Florida. The bank was the first credit union on a U.S. college campus.

In 1994, the bank changed its name from Gainesville Florida Campus Federal Credit Union to You Campus Federal Credit Union. This name was retained until the change from a federal to a state-chartered credit union was made under the current name – CAMPUS USA Credit Union.

Today, CAMPUS USA serves a far greater membership and offers a full selection of products and services, such as:

  • Checking and savings accounts
  • Loans
  • Credit cards
  • Business services

CAMPUS USA has over $2 billion in total assets, making it the 136th largest credit union in the United States.

Membership Eligibility

Membership eligibility requirements for CAMPUS USA are broad. Anyone who lives in the following Florida counties can join:

  • Alachua
  • Citrus
  • Clay
  • Columbia
  • Duval
  • Gadsden
  • Hernando
  • Jefferson
  • Lake
  • Leon
  • Madison
  • Marion
  • Orange
  • Pasco
  • Seminole
  • Sumter
  • Suwannee
  • Wakulla

Those who are members of the following organizations are also eligible for CAMPUS USA membership:

  • AAA South
  • Marion County Humane Society
  • Matheson Historical Society
  • University of Florida Alumni Association
  • Employees of UF Health or the University of Florida

Finally, immediate family members of those who are current CAMPUS USA members are also eligible to join.

Branch Locations

CAMPUS USA currently operates over 20 branches in the central and northern Florida area. These locations include several branches in Gainesville, Ocala, and Tallahassee, plus other locations in The villages, Newberry, Summerfield, and Lake City (among others).

CAMPUS USA members also have access to surcharge-free ATMs via the Publix Presto! And CO-OP ATM networks, These programs allow members to check balances, withdraw funds, or make deposits free-free at over 25,000 locations across the United States and Canada.

For a complete listing of CAMPUS USA locations, shared branch information, and ATM details, please visit the bank’s dedicated locations page.

FAQSs About CAMPUS USA

Here are answers to common questions about CAMPUS USA Credit Union:

  • The routing number for CAMPUS USA is 263178478
  • The toll-free number for customer service is (800) 367-6440.

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