BrightStar Credit Union Credit Cards

About BrightStar Credit Union

BrightStar Credit Union is a South Florida credit union with its headquarters in Broward County’s Fort Lauderdale. The association began life in 1946, with just 26 educators from Broward County Public Schools. Today, the credit union boasts over 56,000 members and over $0.5 billion in assets.

The BrightStar core values place a heavy emphasis on education. After all, many of the union’s members are educators in Broward County. The bank offers a variety of fo outreach programs, including volunteer work, sponsorship, and scholarships for students and teachers to further their education.

BrightStar Branch Locations

BrightStar (BSCU) currently has a small number of branches, located throughout Broward County. These branches include locations in:

• Davie (2400 Davie Rd, Davie, FL 33317)
• Hollywood (4743 Hollywood Blvd, Hollywood, FL 33021)
• Lauderhill (1879 FL-7, Lauderhill, FL 33313)
• Margate (3175 FL-7, Margate, FL 33063)
• Pembroke Pines (12405 Taft St, Pembroke Pines, FL 33028)
• Pompano Beach (1600 South, Federal Hwy, Pompano Beach, FL 33062)

The credit union also operates fee-free ATMs with the CU24 program. Like the CO-OP network of ATMs, the CU24 system provides no-fee cash withdrawals for all members at any of their thousands of ATMs across the U.S.

Who Can Join BrightStar Credit Union?

Membership in BrightStar is open to anyone who lives, works, or attends school in the following Florida counties:

Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach, St. Lucie, Pinellas, Hillsborough, Polk, Ocala, Brevard, Manatee, Hardee, Highlands, Okeechobee, Indian River, Sarasota, DeSoto, Charlotte, Glades, Hendry, or Monroe.

BrightStar Credit Cards

BSCU offers a variety of credit cards for every use and need. The options include a low APR card, a balance transfer credit card, a business rewards card, and a secured card.

The rewards cards, including the Educator’s Rewards Visa Platinum Card and the Business Elite Rewards Credit Card, both earn reward points through the Scorecard Rewards program. The Scorecard Rewards program is a loyalty program combining hundreds of credit unions throughout the country.

All rewards cards in the program earn a single point for every dollar spent, with award options including:

• Cash back
• Gift cards
• Statement credits
• Merchandise
• Travel

All BrightStar credit cards feature the following benefits:

• No penalty rates
• No balance transfer fees
• Auto rental insurance
• Lost luggage protection
• Visa cardmember services
• No annual fees

FAQs About BrightStar Credit Union

Here are answers to some of the most frequently asked questions about BrightStar Credit Union and their credit card offers:

Can I get a cosigner for the BrightStar secured card?

• Unfortunately, BrightStar does not accept cosigners for their secured cards.

Can I make a balance transfer with the BrightStar Platinum Secured?

• Secured credit cards typically don’t offer the option of a balance transfer, and the BrightStar offer is no different.

What credit score do I need to get a BrightStar credit card?

• Like other credit unions, BSCU provides cards for all credit score profiles. The Educator’s Rewards is ideal for individuals with an excellent or good credit score in the 700s. The Platinum Secured Card, on the other hand, is perfect for anyone with bad credit or no credit that wants to improve their credit score.

What is the BSCU routing number?

• The BSCU routing number is: 267078299.