BrightStar Credit Union Credit Cards

BrightStar Credit Union is a Florida-based credit union with over half a billion dollars in assets. BrightStar offers a wide variety of credit card products designed to fit every lifestyle and budget. Browse a selection of credit card offers below.

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BrightStar Credit Union Visa Platinum Card

BrightStar Credit Union Visa Platinum Card
  • Regular Purchase APR 10.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 10.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Good , Fair , Poor
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • 2.99% introductory APR for 12 months on balance transfers
  • Low regular APR
  • No annual fee
  • No balance transfer fees
  • Credit limits of up to $50,000
  • Low cash advance and foreign transaction fees
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 10.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 2.99% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 10.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 10.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: $1 ATM Cash Advance Fee
  • Foreign Transaction Fee: up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
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BrightStar Credit Union Visa Platinum Cash Rewards Card

BrightStar Credit Union Visa Platinum Cash Rewards Card
  • Regular Purchase APR 12.49% to 18.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.49% to 18.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 12.49% to 18.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Fair
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee, no balance transfer fee
  • Low, competitive standard APR for purchases
  • 0% introductory APR for balance transfers for first 12 months after account approval
  • Earn 1.5% cash back rewards on all purchases
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 12.49% to 18.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 12 billing cycles, on balance transfers made within 60 days of account approval
  • Balance Transfer APR: 12.49% to 18.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 12.49% to 18.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: $1 at an ATM
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
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BrightStar Business Elite Rewards Credit Card

BrightStar Business Elite Rewards Credit Card
  • Regular Purchase APR 10.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR See Terms
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for the first 12 months
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 1X points on every purchase
  • 0% Intro APR for the first 12 months on purchases
  • 3.88% intro APR on balance transfers for 12 months
  • No penalty fees and no balance transfer fees
Rates & Fees
  • Intro Purchase APR: 0% for the first 12 months
  • Regular Purchase APR: 10.99% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 3.99% for the first 12 months
  • Balance Transfer APR: 10.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: See Terms
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

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The Educator’s Rewards Visa Platinum Card

The Educator's Rewards Visa Platinum Card
  • Regular Purchase APR 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 0% introductory APR for 12 months on purchases
  • Reduced introductory APR for 12 months with no fee on balance transfers
  • Earn points on your purchases
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 2.49% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: $1 ATM Cash Advance Transaction Fee
  • Foreign Transaction Fee: up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

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BrightStar Credit Union Visa Platinum Secured

BrightStar Credit Union Visa Platinum Secured
  • Regular Purchase APR 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Same APRs as a regular credit card
  • Reduced introductory balance transfer APR for 6 months on balance transfers
  • Cash advance APR equal to regular purchase APR
Rates & Fees
  • Regular Purchase APR: 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 2.99% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: $1 ATM Cash Advance Fee
  • Foreign Transaction Fee: up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $550
Credit Card Deals

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About BrightStar Credit Union

BrightStar Credit Union is a South Florida credit union with its headquarters in Broward County’s Fort Lauderdale. The association began life in 1946, with just 26 educators from Broward County Public Schools. Today, the credit union boasts over 56,000 members and over $0.5 billion in assets.

The BrightStar core values place a heavy emphasis on education. After all, many of the union’s members are educators in Broward County. The bank offers a variety of fo outreach programs, including volunteer work, sponsorship, and scholarships for students and teachers to further their education.

BrightStar Branch Locations

BrightStar (BSCU) currently has a small number of branches, located throughout Broward County. These branches include locations in:

  • Davie (2400 Davie Rd, Davie, FL 33317)
  • Hollywood (4743 Hollywood Blvd, Hollywood, FL 33021)
  • Lauderhill (1879 FL-7, Lauderhill, FL 33313)
  • Margate (3175 FL-7, Margate, FL 33063)
  • Pembroke Pines (12405 Taft St, Pembroke Pines, FL 33028)
  • Pompano Beach (1600 South, Federal Hwy, Pompano Beach, FL 33062)

The credit union also operates fee-free ATMs with the CU24 program. Like the CO-OP network of ATMs, the CU24 system provides no-fee cash withdrawals for all members at any of their thousands of ATMs across the U.S.

Who Can Join BrightStar Credit Union?

Membership in BrightStar is open to anyone who lives, works, or attends school in the following Florida counties:

Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach, St. Lucie, Pinellas, Hillsborough, Polk, Ocala, Brevard, Manatee, Hardee, Highlands, Okeechobee, Indian River, Sarasota, DeSoto, Charlotte, Glades, Hendry, or Monroe.

BrightStar Credit Cards

BSCU offers a variety of credit cards for every use and need. The options include a low APR card, a balance transfer credit card, a business rewards card, and a secured card.

The rewards cards, including the Educator’s Rewards Visa Platinum Card and the Business Elite Rewards Credit Card, both earn reward points through the Scorecard Rewards program. The Scorecard Rewards program is a loyalty program combining hundreds of credit unions throughout the country.

FAQs About BrightStar Credit Union

Here are answers to some of the most frequently asked questions about BrightStar Credit Union and their credit card offers:

  • Unfortunately, BrightStar does not accept cosigners for their secured cards.
  • Secured credit cards typically don’t offer the option of a balance transfer, and the BrightStar offer is no different.

What credit score do I need to get a BrightStar credit card?

  • The BSCU routing number is: 267078299.

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