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Showing 5 Cards
Date Reviewed: March 15, 2021
BrightStar Business Elite Rewards Credit Card
- Regular Purchase APR 10.99% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 10.99% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 10.99% to 18% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 0% for the first 12 months
- Processing Network Visa
- No annual fee
- Earn 1X points on every purchase
- 0% Intro APR for the first 12 months on purchases
- 3.88% intro APR on balance transfers for 12 months
- No penalty fees and no balance transfer fees
- Intro Purchase APR: 0% for the first 12 months
- Regular Purchase APR: 10.99% to 18% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 3.99% for the first 12 months
- Balance Transfer APR: 10.99% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 10.99% to 18% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: Up to $35
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- View All Deals -
Date Reviewed: March 15, 2021
The Educator's Rewards Visa Platinum Card
- Regular Purchase APR 8.99% to 16.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 8.99% to 16.49% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Intro Purchase APR 0% for 12 months from account opening date
- Processing Network Visa
- No annual fee
- 0% introductory APR for 12 months on purchases
- Reduced introductory APR for 6 months with no fee on balance transfers
- Earn points on your purchases
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 8.99% to 16.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 3.99% for 12 months on transfers made within 60 days from account opening date
- Balance Transfer APR: 8.99% to 16.49% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: $1
- Foreign Transaction Fee: 0.80% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- View All Deals -
Date Reviewed: June 11, 2020
BrightStar Credit Union Visa Platinum Secured
- Regular Purchase APR 8.99% variable based the Prime Rate
- Balance Transfer APR 8.99% variable based the Prime Rate
- Cash Advance APR 8.99% variable based the Prime Rate
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network Visa
- No annual fee
- Same APRs as a regular credit card
- Reduced introductory balance transfer APR for 6 months on balance transfers
- Cash advance APR equal to regular purchase APR
- Regular Purchase APR: 8.99% variable based the Prime Rate
- Intro Balance Transfer APR: 3.99% for 6 months on transfers made within 60 days from account opening date
- Balance Transfer APR: 8.99% variable based the Prime Rate
- Cash Advance APR: 8.99% variable based the Prime Rate
- Cash Advance Transaction Fee: $1
- Foreign Transaction Fee: 0.80% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
- Minimum Deposit Required: $550
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- View All Deals -
Date Reviewed: March 15, 2021
BrightStar Credit Union Visa Platinum Card
- Regular Purchase APR 8.99% variable based on the Prime Rate
- Balance Transfer APR 8.99% variable based on the Prime Rate
- Cash Advance APR 8.99% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Good , Fair , Poor
- Processing Network Visa
- 3.99% introductory APR for 6 months on balance transfers
- Low regular APR
- No annual fee
- No balance transfer fees
- Credit limits of up to $50,000
- Low cash advance and foreign transaction fees
- Regular Purchase APR: 8.99% variable based on the Prime Rate
- Intro Balance Transfer APR: 3.99% for 6 months on transfers made within 60 days from account opening date
- Balance Transfer APR: 8.99% variable based on the Prime Rate
- Cash Advance APR: 8.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: $1 at ATMs
- Foreign Transaction Fee: 0.8% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- View All Deals -
Date Reviewed: March 15, 2021
BrightStar Credit Union Visa Platinum Cash Rewards Card
- Regular Purchase APR 10.99% to 17.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 10.99% to 17.49% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Fair
- Processing Network Visa
- No annual fee, no balance transfer fee
- Low, competitive standard APR for purchases
- 0% introductory APR for balance transfers for first 6 months after account approval
- Earn 1.5% cash back rewards on all purchases
- Regular Purchase APR: 10.99% to 17.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for the first 6 billing cycles, on balance transfers made within 60 days of account approval
- Balance Transfer APR: 10.99% to 17.49% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: $1 at an ATM
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
- Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
- View All Deals -
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1About BrightStar Credit Union
BrightStar Credit Union is a South Florida credit union with its headquarters in Broward County’s Fort Lauderdale. The association began life in 1946, with just 26 educators from Broward County Public Schools. Today, the credit union boasts over 56,000 members and over $0.5 billion in assets.
The BrightStar core values place a heavy emphasis on education. After all, many of the union’s members are educators in Broward County. The bank offers a variety of fo outreach programs, including volunteer work, sponsorship, and scholarships for students and teachers to further their education.
BrightStar Branch Locations
BrightStar (BSCU) currently has a small number of branches, located throughout Broward County. These branches include locations in:
- Davie (2400 Davie Rd, Davie, FL 33317)
- Hollywood (4743 Hollywood Blvd, Hollywood, FL 33021)
- Lauderhill (1879 FL-7, Lauderhill, FL 33313)
- Margate (3175 FL-7, Margate, FL 33063)
- Pembroke Pines (12405 Taft St, Pembroke Pines, FL 33028)
- Pompano Beach (1600 South, Federal Hwy, Pompano Beach, FL 33062)
The credit union also operates fee-free ATMs with the CU24 program. Like the CO-OP network of ATMs, the CU24 system provides no-fee cash withdrawals for all members at any of their thousands of ATMs across the U.S.
Who Can Join BrightStar Credit Union?
Membership in BrightStar is open to anyone who lives, works, or attends school in the following Florida counties:
Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach, St. Lucie, Pinellas, Hillsborough, Polk, Ocala, Brevard, Manatee, Hardee, Highlands, Okeechobee, Indian River, Sarasota, DeSoto, Charlotte, Glades, Hendry, or Monroe.
BrightStar Credit Cards
BSCU offers a variety of credit cards for every use and need. The options include a low APR card, a balance transfer credit card, a business rewards card, and a secured card.
The rewards cards, including the Educator’s Rewards Visa Platinum Card and the Business Elite Rewards Credit Card, both earn reward points through the Scorecard Rewards program. The Scorecard Rewards program is a loyalty program combining hundreds of credit unions throughout the country.
All rewards cards in the program earn a single point for every dollar spent, with award options including:
- Cash back
- Gift cards
- Statement credits
- Merchandise
- Travel
All BrightStar credit cards feature the following benefits:
- No penalty rates
- No balance transfer fees
- Auto rental insurance
- Lost luggage protection
- Visa cardmember services
- No annual fees
FAQs About BrightStar Credit Union
Here are answers to some of the most frequently asked questions about BrightStar Credit Union and their credit card offers:
Can I get a cosigner for the BrightStar secured card?
- Unfortunately, BrightStar does not accept cosigners for their secured cards.
Can I make a balance transfer with the BrightStar Platinum Secured?
- Secured credit cards typically don’t offer the option of a balance transfer, and the BrightStar offer is no different.
What credit score do I need to get a BrightStar credit card?
- Like other credit unions, BSCU provides cards for all credit score profiles. The Educator’s Rewards is ideal for individuals with an excellent or good credit score in the 700s. The Platinum Secured Card, on the other hand, is perfect for anyone with bad credit or no credit that wants to improve their credit score.
What is the BSCU routing number?
- The BSCU routing number is: 267078299.
