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BrightStar Credit Union Credit Cards

BrightStar Credit Union is a Florida-based credit union with over half a billion dollars in assets. BrightStar offers a wide variety of credit card products designed to fit every lifestyle and budget. Browse a selection of credit card offers below.

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Showing 5 Cards

Date Reviewed: February 20, 2020

BrightStar Business Elite Rewards Credit Card

BrightStar Business Elite Rewards Credit Card
  • Regular Purchase APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for the first 12 months
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 1X points on every purchase
  • 0% Intro APR for the first 12 months on purchases
  • 3.88% intro APR on balance transfers for 12 months
  • No penalty fees and no balance transfer fees
Rates & Fees
  • Intro Purchase APR: 0% for the first 12 months
  • Regular Purchase APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 3.99% for the first 12 months
  • Balance Transfer APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: February 18, 2020

The Educator's Rewards Visa Platinum Card

The Educator's Rewards Visa Platinum Card
  • Regular Purchase APR 10.49% to 16.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.49% to 16.49% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 0% introductory APR for 12 months on purchases
  • Reduced introductory APR for 6 months with no fee on balance transfers
  • Earn points on your purchases
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 10.49% to 16.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 3.99% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 10.49% to 16.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: $1
  • Foreign Transaction Fee: 0.80% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: February 18, 2020

BrightStar Credit Union Visa Platinum Secured

BrightStar Credit Union Visa Platinum Secured
  • Regular Purchase APR 8.99% variable based the Prime Rate
  • Balance Transfer APR 8.99% variable based the Prime Rate
  • Cash Advance APR 8.99% variable based the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Same APRs as a regular credit card
  • Reduced introductory balance transfer APR for 6 months on balance transfers
  • Cash advance APR equal to regular purchase APR
Rates & Fees
  • Regular Purchase APR: 8.99% variable based the Prime Rate
  • Intro Balance Transfer APR: 3.99% for 6 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 8.99% variable based the Prime Rate
  • Cash Advance APR: 8.99% variable based the Prime Rate
  • Cash Advance Transaction Fee: $1
  • Foreign Transaction Fee: 0.80% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $550
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: February 17, 2020

BrightStar Credit Union Visa Platinum Card

BrightStar Credit Union Visa Platinum Card
  • Regular Purchase APR 10.99% variable based on the Prime Rate
  • Balance Transfer APR 10.99% variable based on the Prime Rate
  • Cash Advance APR 10.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair , Poor
  • Processing Network Visa
Best Benefits
  • 3.99% introductory APR for 6 months on balance transfers
  • Low regular APR
  • No annual fee
  • No balance transfer fees
  • Credit limits of up to $50,000
  • Low cash advance and foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 10.99% variable based on the Prime Rate
  • Intro Balance Transfer APR: 3.99% for 6 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 10.99% variable based on the Prime Rate
  • Cash Advance APR: 10.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: $1 at ATMs
  • Foreign Transaction Fee: 0.8% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: February 17, 2020

BrightStar Credit Union Visa Platinum Cash Rewards Card

BrightStar Credit Union Visa Platinum Cash Rewards Card
  • Regular Purchase APR 12.49% to 17.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.49% to 17.49% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee, no balance transfer fee
  • Low, competitive standard APR for purchases
  • 0% introductory APR for balance transfers for first 6 months after account approval
  • Earn 1.5% cash back rewards on all purchases
Rates & Fees
  • Regular Purchase APR: 12.49% to 17.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 6 billing cycles, on balance transfers made within 60 days of account approval
  • Balance Transfer APR: 12.49% to 17.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: $1 at an ATM
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

About BrightStar Credit Union

BrightStar Credit Union is a South Florida credit union with its headquarters in Broward County’s Fort Lauderdale. The association began life in 1946, with just 26 educators from Broward County Public Schools. Today, the credit union boasts over 56,000 members and over $0.5 billion in assets.

The BrightStar core values place a heavy emphasis on education. After all, many of the union’s members are educators in Broward County. The bank offers a variety of fo outreach programs, including volunteer work, sponsorship, and scholarships for students and teachers to further their education.

BrightStar Branch Locations

BrightStar (BSCU) currently has a small number of branches, located throughout Broward County. These branches include locations in:

  • Davie (2400 Davie Rd, Davie, FL 33317)
  • Hollywood (4743 Hollywood Blvd, Hollywood, FL 33021)
  • Lauderhill (1879 FL-7, Lauderhill, FL 33313)
  • Margate (3175 FL-7, Margate, FL 33063)
  • Pembroke Pines (12405 Taft St, Pembroke Pines, FL 33028)
  • Pompano Beach (1600 South, Federal Hwy, Pompano Beach, FL 33062)

The credit union also operates fee-free ATMs with the CU24 program. Like the CO-OP network of ATMs, the CU24 system provides no-fee cash withdrawals for all members at any of their thousands of ATMs across the U.S.

Who Can Join BrightStar Credit Union?

Membership in BrightStar is open to anyone who lives, works, or attends school in the following Florida counties:

Broward, Collier, Lee, Martin, Miami-Dade, Palm Beach, St. Lucie, Pinellas, Hillsborough, Polk, Ocala, Brevard, Manatee, Hardee, Highlands, Okeechobee, Indian River, Sarasota, DeSoto, Charlotte, Glades, Hendry, or Monroe.

BrightStar Credit Cards

BSCU offers a variety of credit cards for every use and need. The options include a low APR card, a balance transfer credit card, a business rewards card, and a secured card.

The rewards cards, including the Educator’s Rewards Visa Platinum Card and the Business Elite Rewards Credit Card, both earn reward points through the Scorecard Rewards program. The Scorecard Rewards program is a loyalty program combining hundreds of credit unions throughout the country.

All rewards cards in the program earn a single point for every dollar spent, with award options including:

  • Cash back
  • Gift cards
  • Statement credits
  • Merchandise
  • Travel

All BrightStar credit cards feature the following benefits:

  • No penalty rates
  • No balance transfer fees
  • Auto rental insurance
  • Lost luggage protection
  • Visa cardmember services
  • No annual fees

FAQs About BrightStar Credit Union

Here are answers to some of the most frequently asked questions about BrightStar Credit Union and their credit card offers:

Can I get a cosigner for the BrightStar secured card?

  • Unfortunately, BrightStar does not accept cosigners for their secured cards.

Can I make a balance transfer with the BrightStar Platinum Secured?

  • Secured credit cards typically don’t offer the option of a balance transfer, and the BrightStar offer is no different.

What credit score do I need to get a BrightStar credit card?

  • Like other credit unions, BSCU provides cards for all credit score profiles. The Educator’s Rewards is ideal for individuals with an excellent or good credit score in the 700s. The Platinum Secured Card, on the other hand, is perfect for anyone with bad credit or no credit that wants to improve their credit score.

What is the BSCU routing number?

  • The BSCU routing number is: 267078299.