BOK Financial Credit Card Reviews

BOK Financial started in 1910 with deep roots in Tulsa, Oklahoma. It began as a bank servicing the energy industry but now services all sorts of consumers from business owners to stay-at-home parents. This financial institution currently has branches in the Midwestern United States in addition to the Southwest and bills itself as one of the most vibrant banks in the nation.  Browse credit cards below.

Advertiser Disclosure Editorial Disclosure

Showing 9 Cards

Sort By Column Name:

BOK Financial Visa® Business Real Rewards Card

BOK Financial Visa® Business Real Rewards Card
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 1.5x points on all your purchases
  • 2,500 bonus points after first purchase
  • 0% introductory APR for 6 months on purchases and balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 186 days from account opening date
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 28.99% variable based on the Prime Rate
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39
Credit Card Deals

BOK Financial Visa® Business Cash Card

BOK Financial Visa® Business Cash Card
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 3% cash back on office supply and communications purchases
  • 2% cash back on dining and gas
  • 0% Introductory APR for 6 months on purchases and balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 186 days from account opening date
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 28.99% variable based on the Prime Rate
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39
Credit Card Deals

BOK Financial Visa Signature® Real Rewards Card

BOK Financial Visa Signature® Real Rewards Card
  • Regular Purchase APR 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.49% to 23.49% based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn 1.5x points for every dollar spent
  • No annual fee
  • 0% intro APR for 6 months on purchases and balance transfers
  • 2,500 bonus points after first purchase
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 186 days from account opening date
  • Balance Transfer APR: 14.49% to 23.49% based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

BOK Financial Visa® Platinum Card

BOK Financial Visa® Platinum Card
  • Regular Purchase APR 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 20 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases for 20 months
  • 0% introductory APR for 20 months on balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for 20 months from account opening date
  • Regular Purchase APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 20 months on transfers made within 620 days from account opening date
  • Balance Transfer APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

BOK Financial Visa Signature® College Real Rewards Card

BOK Financial Visa Signature® College Real Rewards Card
  • Regular Purchase APR 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for the first 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn unlimited 1.5x rewards points on purchases
  • 2,500 bonus points on first purchase
  • No annual fee
  • 0% introductory APR for 6 months on purchases and balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months from account opening date
  • Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 6 months on transfers made within 186 days from account opening date
  • Balance Transfer APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

BOK Financial Premier Rewards American Express®

BOK Financial Premier Rewards American Express®
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months. After that $99
  • Credit Needed Excellent , Good
  • Processing Network American Express
Best Benefits
  • No foreign transaction fee
  • Earn 4x points on restaurant purchases and 3x points on airline purchases
  • 10,000 bonus points when you spend $1,00 in the first 3 months
  • No annual fee for the first year
Rates & Fees
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the transfer amount, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the cash advance amount, whichever is greater
  • Annual Fee: $0 for the first 12 months. After that $99
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $35
Credit Card Deals

BOK Financial Cash Rewards American Express® Card

BOK Financial Cash Rewards American Express® Card
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network American Express
Best Benefits
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 6 months from account opening date
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

BOK Financial Visa® Business Rewards Plus Card

BOK Financial Visa® Business Rewards Plus Card
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months. After that, $99
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • 3x points on the category you spend the most on: cell phone, hotel, or airline
  • 1.5x points on all other purchases
  • 20,000 bonus points after you spend $2,000 in the first 3 months
  • Annual fee waived your first year
Rates & Fees
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 28.99% variable based on the Prime Rate
  • Annual Fee: $0 for the first 12 months. After that, $99
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39
Credit Card Deals

BOK Financial Secured Visa® Card

BOK Financial Secured Visa® Card
  • Regular Purchase APR 20.99% variable based on the Prime Rate
  • Balance Transfer APR 20.99% variable based on the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee $35
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No credit or poor credit are okay to apply for this card
  • Build your credit history
  • Up to $5,000 credit limit
  • Visa perks, like extended warranty coverage
Rates & Fees
  • Regular Purchase APR: 20.99% variable based on the Prime Rate
  • Balance Transfer APR: 20.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $35
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300
Credit Card Deals

About BOK Financial

BOK Financial is the largest bank in the State of Oklahoma – and one of the largest holding companies in the United States. BOK is an acronym for “Bank of Oklahoma,” an earlier name for the company – and one of the names under which the company operates.

BOK’s history dates to Tulsa, OK, and 1910, when the Exchange National Bank of Tulsa opened its doors. That bank bought the assets of the former Farmers National Bank. The bank was one of the largest sellers of war bonds during the Second World War and is now heavily involves in the petroleum and oil industries.

Today, BOK Financial is the 49th largest bank in the United States in terms of assets. BOK currently has assets worth over $47 billion as of December 2019.

The bank currently owns the naming rights for the BOK Center, the home of professional sports in Tulsa.

BOK Financial Banks

BOK currently operates in eight U.S. states: Arizona, Arkansas, Colorado, Kansas, Missouri, New Mexico, Oklahoma, and Texas.

BOK operates under the following names in these areas:

  • Bank of Oklahoma
  • BOK Financial
  • Bank of Texas
  • Bank of Albuquerque

Branch Locations

BOK operates hundreds of branches throughout the eight states it serves. For an up-to-date listing of Bank of Oklahoma, Bank of Texas, Bank of Albequerque, or BOK location near you, please visit the BOK location finder page.

FAQs About BOK Financial

Here are some of the most commonly asked questions about the banks that make up the BOK Financial family:

  • The Bank of Texas and the Bank of Oklahoma are both parts of the BOK Financial family of banks.
  • The routing number for BOK is 103900036.
  • The Bank of Texas routing number is 111014325.
  • The routing number for Bank Of Albuquerque is 107006606.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.