Alaska USA Federal Credit Union

Alaska USA Federal Credit Union is one of the largest credit unions in the United States by assets. Headquartered in Anchorage, Alaska FCU issues a variety of credit products designed to suit the needs of all its members. Browse credit card offers below.

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Alaska USA Visa Credit Card

Alaska USA Visa Credit Card
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$50 Annual Fee

Alaska USA Visa Credit Card

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  • 10.5%, 12.5%, or 14.5% variable based on creditworthiness Regular Purchase APR
  • 10.5%, 12.5%, or 14.5% variable based on creditworthiness Balance Transfer APR
  • 10.5%, 12.5%, or 14.5% variable based on creditworthiness Cash Advance APR

At a Glance

The Alaska USA Visa Credit Card earns cardholders points on all their purchases. This credit card waives the annual fee for cardholders who also have an Alaska USA Federal Credit Union checking account. There is also no foreign transaction fee with this card. Furthermore, cardholders enjoy the same APR for purchases, cash advances, and balance transfers.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No foreign transaction fee
  • The same APR for all transactions
  • Annual fee waived if you have an Alaska USA Federal Credit Union checking account
  • Earn points on your purchases
  • Regular Purchase APR: 10.5%, 12.5%, or 14.5% variable based on creditworthiness
  • Balance Transfer APR: 10.5%, 12.5%, or 14.5% variable based on creditworthiness
  • Cash Advance APR: 10.5%, 12.5%, or 14.5% variable based on creditworthiness
  • Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
  • Annual Fee: $50
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $20
  • You want to earn points on their purchases
  • You have a checking account with Alaska USA Federal Credit Union
  • You don’t want to pay foreign transaction fees
  • You want a single APR for all credit card transactions, including balance transfers and cash advances
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About Alaska USA Federal Credit Union

Alaska USA Federal Credit Union is a leading Alaska-based credit union with roots that date back to before Alaska’s statehood.

The credit union was formed in 1948 – some 11 years before Alaska becoming a U.S. state. While the bank has Alaska in the name, it operates branches in several U.S. states, including Alaska, Arizona, California, and Washington.

The credit union is one of the largest not-for-profit banks in the nation, with over $8.95 billion in assets as of December 2019. The bank also boasts more than 675,000 members in all 50 states and countries across the globe.

Alaska USA Federal Credit Union offers a full suite of banking services and products, including checking and savings accounts, mortgages and other loans, business solutions, and credit cards.

Alaska USA Branch Locations

Alaska USA FCU operates dozens of branches throughout Alaska, including major financial centers in Fairbanks, Anchorage, Kenai, Soldotna, and Wasilla, Alaska. The credit union also has branches in other Alaska locations, such as Bethel, North Pole, Ketchikan, Juneau, and Kodiak.

The credit union also operates branches in other U.S. locations, including Glendale, Arizona, and Spokane, Washington. Alaska USA also serves locations in Southern California, such as Rancho Cucamonga, Big Bear, and four branches in the Victorville/ Apple Valley area.

Alaska USA members also have access to 55,000 surcharge-free ATMs worldwide with the Allpoint® ATM network. For a complete listing of Alaska USA FCU’s 62 branches, click here.

Who Can Join?

Membership eligibility in Alaska USA FCU extends beyond the Alaskan frontiers. If you live in Alaska, Washington, California’s San Bernardino County, and Arizona’s Maricopa County, you are eligible to join Alaska USA.

Alaska USA FCU FAQs

Here are answers to some commonly asked questions about Alaska USA:

  • The routing number for Alaska USA is 325272021.
  • ClickSWITCH is a tool that makes it easy for customers to quickly transfer direct deposits and automatic payments from other banks to Alaska USA accounts.
  • Credit unions are not FDIC insured. Instead, all credit unions – including Alaska USA are insured through the National Credit Union Administration (NCUA). The NCUA offers up to $250,000 in insurance for accounts.

Browse the Best Credit Union Cards Today

Looking for the best credit card offers from the leading credit unions in the United States? BestCards has impartial credit card reviews of the top credit unions. Find you Best Card today!

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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