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Air Force Federal Credit Union Visa Platinum
Air Force Federal Credit Union Visa Platinum
- 12.75% to 18% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 12.75% to 18% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 12.75% to 18% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Air Force Federal Credit Union Visa Platinum card wants to make credit simple, so it offers the same low rates across all its features. If you join this credit union, you’ll have one APR for purchases, balance transfers, and cash advances for maximum convenience. Not to mention, you’ll earn steady rewards to cash in for merchandise. Though there are membership qualifications to meet, military affiliation is not necessarily required to join.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Low APRs for purchases, balance transfers, and cash advances
- No annual fee
- Earn rewards on all purchases
- Regular Purchase APR: 12.75% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 12.75% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $2 or 2% of the amount of each transfer, whichever is greater
- Cash Advance APR: 12.75% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $2 or 2% of the amount of each cash advance, whichever is greater
- Penalty APR: 18%
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $25
- Over Limit Penalty Fee: Up to $25
- You live or work in Texas, Mississippi, Louisiana, Arkansas, or Oklahoma
- You meet the membership qualifications or are willing to join the Airmen Heritage Foundation
- You want the same interest rates for purchases, balance transfers, and cash advances
- You need a card with no annual fee and low additional fees, but still want to earn rewards
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Why Choose AFFCU?
Air Force Federal Credit Union prides itself on providing integrity and excellent service in every product they offer, including their credit union credit cards. While AFFCU’s membership now totals more than 52,000, they still believe in providing small=-town service and values.
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