Air Force Federal Credit Union

Air Force Federal Credit Union was founded in 1952 and now serves a wide variety of customers, from active service members and veterans to military students and supporters of the Airmen Heritage Foundation. Branches can be found throughout Texas, Louisiana, Mississippi, Arkansas, and Oklahoma. Browse credit cards below.

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Date Reviewed: March 15, 2021

Air Force Federal Credit Union Visa Platinum

Air Force Federal Credit Union Visa Platinum
  • Regular Purchase APR 8.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Low APRs for purchases, balance transfers, and cash advances
  • No annual fee
  • Earn rewards on all purchases
Rates & Fees
  • Regular Purchase APR: 8.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 8.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $2 or 2% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 8.75% to 15.75% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $2 or 2% of the amount of each cash advance, whichever is greater
  • Penalty APR: 17.95%
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $25
  • Over Limit Penalty Fee: Up to $25
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About Air Force Credit Union

Air Force Federal Credit Union is a credit union with its headquarters in San Antonio, Texas. Also known as AFFCU, a Federal Credit Union, the union dates to 1952 and Lackland Federal Credit Union.  The credit union was the creating of just ten servicemen at Lackland Air Force Base.

AFFCU has the majority of its physical branches in and around San Antonio but offers services to a much wider geographic area. Members are found scattered throughout Texas, Louisiana, Mississippi, and Oklahoma.

Why Choose AFFCU?

Air Force Federal Credit Union prides itself on providing integrity and excellent service in every product they offer, including their credit union credit cards. While AFFCU’s membership now totals more than 52,000, they still believe in providing small=-town service and values.

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