U.S. Bank recently launched an all-in-one business credit card and travel platform. The new business credit card is aimed at businesses looking for a better way to manage business travel and company expenses. Here’s what you need to know about the launch.
U.S. Bank Introduces New Business Credit Card & Travel Platform
The new U.S. Bank Commercial Rewards Card is powered by TravelBank technology – a corporate expense and travel management platform. TravelBank offers a mobile solution via its app for people on the go and traveling for work. A desktop app is also available for anyone working from an office. In addition to its intuitive booking platform, the app provides an expense system and built-in rewards. As a result, businesses can easily access simple controls for managing business travel and more.
The integration of the TravelBank platform strives to benefit businesses by making travel expenses less time-consuming, more streamlined, and more rewarding. The U.S. Bank Commercial Rewards Card targets emerging middle-market companies with employees that frequently travel for work. Specifically, the card caters to businesses with $10 million to $150 million in annual revenue.
Commercial Rewards Card Features
The new U.S. Bank business credit card features not only a travel platform, but also makes promises to help corporations manage their expenses through automation. The included accounting platform integrates with popular accounting software like QuickBooks Online, Xero, NetSuite, and more. Thus, it provides an easy unification for businesses that use such services.
The expense and travel management offered by the U.S. Bank Commercial Rewards Card only scratches the surface of its benefits. It also features no annual fee and has rebate potential with a lower spend threshold than traditional commercial cards. Additionally, businesses can control employee travel and expense policies by customizing built-in guidelines for booking travel and more per business needs. It is not uncommon for commercial business cards to be liable at a corporate level, so in this case there is no worry about personal liability for business owners.
A Business Card for Companies With Traveling Employee
The U.S. Bank Commercial Rewards Card has many features that can help benefit business owners with frequently traveling employees, such as helping to manage employee expenses, travel bookings, and everyday costs.
However, there are plenty of other small business credit cards to consider for your company if it does not focus on employee travel. Consider these examples:
 Ramp Visa Card |
 Revenued Business Card Visa® |
 BILL Divvy Corporate Card |
 GM Business Card™ |
| Use to shop at any retailer worldwide that accepts Visa cards | Receive $500 in cash back after spending $5,000 on your card in the first 3 months | Ideal for companies that struggle with expense reports, reimbursements, receipts, and expensive annual service contracts | Ideal for companies looking to expand their current business fleet, while taking advantage of special benefits for small businesses. |
| Earn unlimited 1.5% cash back on every purchase | Earn 3% cash back on every purchase | Earn up to 7X on dining purchases, up to 5X on hotels, up to 2X on recurring software subscriptions, and up to 1.5X on all other purchases | Earn 5% back on parts, services & accessories at authorized GM Dealers, 3% back at gas stations, restaurants & office supply stores, 1% back on all other purchases |
| Add virtual cards to your Apple Wallet or Google Pay | Approvals are based on revenue, not your credit score | Combines seamless expense management software with business cards so you never have to process another expense report | Unlimited rewards never expire; Redeem points for the lease or purchase of a GM vehicle |
| Block or restrict spending to a specific vendor – for either a specific card or your entire company | No monthly or annual fees while you use your card or Flex Line | No contract, no obligations | Get approved with no impact to your credit score |
| No fees – including foreign transaction, setup, or replacement fees | No fees or hard credit checks to apply | No interest rates, no annual fee | No annual fee, no foreign transaction fees or cash advance fees |
Related Article: Equifax Introduces New Commercial Credit Score For Small Businesses
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