The Ultimate MGM Rewards Program

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Last updated on August 3rd, 2022

MGM Grand Resorts is an iconic hotel and resorts brand that is perhaps best known for its resorts and casinos on the Las Vegas Strip. A global leader in both hospitality and entertainment, MGM has set the standard for the industry and features a world-class rewards program for its customers.


About MGM Rewards

The MGM Rewards program from MGM Resorts International is an exclusive loyalty program that allows members to earn valuable benefits, exclusive access, and phenomenal awards when they spend money at resorts and casinos that are part of the MGM brand.

MGM Resorts offers a variety of amenities and exclusive perks, including unique experiences like on-site concerts, luxury day spas, fine dining options, as well as casinos, pools, beaches, and cabanas. Check out the razzle-dazzle of Las Vegas or try a property in Massachusetts, Washington, D.C., Atlantic City, Manhattan, Ohio, Detroit, Biloxi, or Tunica.

MGM Resort Locations

The MGM Rewards loyalty program applies to the following international and domestic MGM owned-or-operated properties:

Las Vegas, NV

  • The Mirage (sale pending, expected to finalize in Q2 2022)
  • Bellagio
  • CityCenter
    • Aria Resort & Casino
    • Vdara
  • Park MGM
  • New York-New York
  • T-Mobile Arena
  • MGM Grand Las Vegas
    • MGM Grand Garden Arena
    • Skylofts at MGM Grand
    • The Mansion at MGM Grand
    • The Signature at MGM Grand
  • Excalibur
  • Luxor
  • Mandalay Bay
    • Delano Las Vegas
    • Mandalay Bay Convention Center
    • Mandalay Bay Events Center
  • The Cosmopolitan

Other U.S. Properties

  • Borgata – Atlantic City, N.J.
  • Yonkers Raceway & Empire City Casino – Yonkers, N.Y.
  • MGM Northfield Park – Northfield, O.H.
  • MGM Springfield – Springfield, M.A.
  • MGM National Harbor – National Harbor, M.D.
  • MGM Grand Detroit – Detroit, M.I.
  • Beau Rivage – Biloxi, M.S.
  • Gold Strike Casino Resort – Tunica Resorts, M.S.


  • Diaoyutai MGM Hospitality
    • Bellagio Shanghai – Shanghai
    • Diaoyutai Boutique Hotel Chengdu – Chengdu
    • Diaoyutai Hotel Hangzhou – Hangzhou
    • MGM Grand Sanya – Sanya
  • MGM China – Macau
  • MGM Cotai – Cotai
  • MGM Macau – Sé

For official rules regarding the eligibility of MGM properties in the MGM Rewards Program, please check out the program’s terms and conditions.

MGM Rewards Membership Tiers

Joining MGM Rewards opens the door to discounts of up to 10% off on rooms at MGM properties, exclusive pre-sale ticket offers for concerts and entertainment, discounts at participating retail shops, and access to unique MGM Moments.

MGM Rewards members earn Tier Credits for virtually all spending at MGM Grand Resorts and properties. Anyone can sign up online, and joining the program is free. To qualify, you must be at least 21 years of age. Four tiers can be achieved through spending and one ultra-exclusive, invite-only level.

Here is a breakdown of the tiers in the MGM Rewards loyalty program and the benefits each tier provides. Successive tiers also enjoy the benefits of the status levels below them – so Pearl status enjoys the benefits of Sapphire, and so forth.


Earn MGM Rewards points when you play, dine and stay at all MGM Rewards destinations. Earn Slot Dollars when you play slots, video poker, and video lottery at all MGM Rewards destinations. Discounts to select shows, subject to availability. Guaranteed lowest room rates for MGM Rewards members when booking direct and exclusive offers.


Invitations to member-only events, tournaments, and promotions. Complimentary self-parking, subject to availability. Complimentary tickets to select MGM Rewards concerts in Las Vegas.


Resort fee waived, for up to two rooms, when booking direct. $100 tier achievement celebration dining experience for qualifying members. Complimentary enhanced room upgrade at check-in, based on availability. Dedicated line at hotel check-in and participating restaurants.


Up to $600 air travel credit to Las Vegas once per year for qualifying members. $200 tier achievement celebration dining experience for qualifying members. Expedited valet and taxi service.


Up to $1,200 air travel credit to Las Vegas once per year for qualifying members. $500 tier achievement celebration dining experience for qualifying members. Complimentary transportation service to and from the nearest airport with a hotel stay. Guaranteed hotel, restaurant, and show reservations with 24-hour notice.

Reaching Elite Tiers

Here are the requirements for reaching each tier in the MGM Rewards Program:

  • Sapphire: No requirements
  • Pearl: 20,000 tier credits or the MGM Rewards Mastercard
  • Gold: 75,000 tier credits
  • Platinum: 200,000 tier credits
  • NOIR: Invite-only

How to Earn Rewards in MGM Rewards

As mentioned, members in MGM Rewards earn tier credits and points. Here is how to earn points in the program:

MGM Stays

The easiest way to earn rewards points is through eligible stays at MGM-operated properties worldwide. 

MGM Rewards Mastercard

The MGM Rewards Mastercard® (formerly the M life® Rewards Mastercard®) is a no annual fee hotel and gaming reward credit card from MGM and FNBO. The card provides automatic Peral status, no foreign transaction fees, and the chance to earn MGM Rewards points and tier credits on every purchase.

The MGM Rewards Mastercard® earns reward points in the following categories:

  • 3X points and tier credits per $1 spent at MGM Rewards destinations
  • 2X points and tier credits per $1 spent on gas and supermarket purchases
  • 1X points and tier credits per $1 spent on all other purchases

BetMGM Rewards Points

MGM Rewards members can also earn rewards points via gaming through BetMGM and its associated mobile app. Loyalty program members earn MRM Rewards points for the following activities:

  • Playing slots, video lottery terminals, or video poker
  • When gaming based on your time played, average bet, and game type
  • On hotel and dining spend

Do MGM Rewards Points Expire?

MGM Rewards points expire after six months of inactivity on the member’s account. That said, points never expire for Pearl tier members or higher. And, since the MGM Rewards Mastercard provides this feature, it is a great way to keep points from expiring while enjoying the best of Las Vegas with elite perks and discounts.

What Are MGM Rewards Points Worth?

cents per point

How to Redeem MGM Rewards Points

Points can be turned into comped rooms, free tickets to shows, unique dining experiences, entertainment, spa treatments, and more. Tier Credits are used to achieve a higher status level within the rewards program. They can open the door to exclusive benefits and perks that are not available to standard program members.

About: Cory
Cory Santos

Cory is's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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