The Ultimate MGM Rewards Guide

Advertiser Disclosure

Last updated on April 3rd, 2024

MGM Grand Resorts is an iconic hotel and resorts brand that is perhaps best known for its resorts and casinos on the Las Vegas Strip. A global leader in both hospitality and entertainment, MGM has set the standard for the industry and features a world-class rewards program for its customers.

About MGM Rewards

The MGM Rewards program from MGM Resorts International is an exclusive loyalty program that allows members to earn valuable benefits, exclusive access, and phenomenal awards when they spend money at resorts and casinos that are part of the MGM brand.

MGM Resorts offers a variety of amenities and exclusive perks, including unique experiences like on-site concerts, luxury day spas, fine dining options, as well as casinos, pools, beaches, and cabanas. Check out the razzle-dazzle of Las Vegas or try a property in Massachusetts, Washington, D.C., Atlantic City, Manhattan, Ohio, Detroit, Biloxi, or Tunica.

Related Article: The Ultimate Guide to Gambling & Credit Cards

MGM Resort Locations

The MGM Rewards loyalty program applies to the following international and domestic MGM owned-or-operated properties:

Las Vegas, NV Properties:
Mirage Bellagio Aria Vdara
Park MGM NY, NY T-Mobile Arena MGM Grand
Excalibur Luxor Mandalay Bay The Cosmopolitan
Other US Properties:
Borgata – Atlantic City, NJ Yonkers Raceway & Empire City Casino – Yonkers, NY MGM Northfield Park – Northfield, OH MGM Springfield – Springfield, MA
MGM National Harbor – National Harbor, MD MGM Grand Detroit – Detroit, MI Beau Rivage – Biloxi, MS Gold Strike Casino Resort – Tunica Resorts, MS
China Properties:
Bellagio Shanghai – Shanghai Diaoyutai Hotel Hangzhou – Hangzhou MGM China – Macau MGM Macau – Sé
Diaoyutai Boutique Hotel Chengdu – Chengdu MGM Grand Sanya – Sanya MGM Cotai – Cotai

MGM Rewards Membership Tiers

Joining MGM Rewards opens the door to discounts of up to 10% off on rooms at MGM properties, exclusive pre-sale ticket offers for concerts and entertainment, discounts at participating retail shops, and access to unique MGM Moments.

MGM Rewards members earn Tier Credits for virtually all spending at MGM Grand Resorts and properties. Anyone can sign up online, and joining the program is free. To qualify, you must be at least 21 years of age. Four tiers can be achieved through spending and one ultra-exclusive, invite-only level.

Here is a breakdown of the tiers in the MGM Rewards loyalty program and the benefits each tier provides. Successive tiers also enjoy the benefits of the status levels below them – so Pearl status enjoys the benefits of Sapphire, and so forth.

MGM Rewards Sapphire
Sapphire is the base level in the MGM Rewards program and offers an excellent level of benefits to help you enjoy your stay:
Earn points on stays and gaming Low rate guarantee Dedicated reservation line MGM show discounts MGM exclusive offers access
Cruise offers Presale tickets to select events 30% Avis discount 5% discount at participating retail shops
MGM Rewards Pearl
Pearl is the next tier in the program and requires 20,000 tier credits or the MGM Rewards Mastercard to reach. Once there, you’ll enjoy the following perks, in addition to those of Sapphire members:
Points don’t expire Invitation to members-only events Dedicated buffet line Complimentary parking 10% slot bonus
Complimentary tickets to select exclusive concerts in Las Vegas 10% discount at participating retail shops
MGM Rewards Gold
Gold is the medium tier in the MGM Rewards program and requires 75,000 tier credits to reach. Once there, you can expect the following in addition to everything already mentioned:
World of Hyatt Explorist status match Expedited reservation line VIP access to select Las Vegas nightclubs for member and a guest Fine dining priority reservations No resort fees
Member appreciation events Priority hotel check-in Complimentary room upgrades 20% slot bonus Dedicated line at restaurants
$100 celebration dining experience
MGM Rewards Platinum
MGM Rewards Platinum is the highest tier you can reach in the program through points. Reaching Platinum tier requires at least 200,000 tier credits each year and offers the following beenfits:
Priority cabana, spa, and salon access Dedicated line at cashier’s cage 30% slot bonus 4 PM late check-out 1 PM early check-in (with notice)
Yearly LV suite upgrade Yearly $600 air travel credit to Las Vegas $200 celebration dining experience Fast pass taxi Priority access at select events
Yearly 5-night complimentary cruise in an oceanview stateroom on Royal Caribbean or Celebrity Cruise Line
MGM Rewards NOIR
NOIR is the highest tier in MGM Rewards and is only reachable by invitation. Here’s what NOIR members can expect:
40% slot bonus $500 celebration dining experience VIP check-in lounge Annual $1,200 air travel credit to Las Vegas 24-hour reservation guarantee
Annual 7-night complimentary cruise in a balcony stateroom on Royal Caribbean or Celebrity Cruise Line Complimentary transportation

How to Earn Rewards in MGM Rewards

As mentioned, members in MGM Rewards earn tier credits and points. Here is how to earn points in the program:

MGM Stays

The easiest way to earn rewards points is through eligible stays at MGM-operated properties worldwide. 

MGM Rewards Mastercard

The MGM Rewards Mastercard® (formerly the M life® Rewards Mastercard®) is a no annual fee hotel and gaming reward credit card from MGM and FNBO. The card provides automatic Peral status, no foreign transaction fees, and the chance to earn MGM Rewards points and tier credits on every purchase.

The MGM Rewards Mastercard® earns reward points in the following categories:

  • 3X points and tier credits per $1 spent at MGM Rewards destinations
  • 2X points and tier credits per $1 spent on gas and supermarket purchases
  • 1X points and tier credits per $1 spent on all other purchases

BetMGM Rewards Points

MGM Rewards members can also earn rewards points via gaming through BetMGM and its associated mobile app. Loyalty program members earn MRM Rewards points for the following activities:

  • Playing slots, video lottery terminals, or video poker
  • When gaming based on your time played, average bet, and game type
  • On hotel and dining spend

Do MGM Rewards Points Expire?

MGM Rewards points expire after six months of inactivity on the member’s account. That said, points never expire for Pearl tier members or higher. And, since the MGM Rewards Mastercard provides this feature, it is a great way to keep points from expiring while enjoying the best of Las Vegas with elite perks and discounts.

What Are MGM Rewards Points Worth?

How to Redeem MGM Rewards Points

Points can be turned into comped rooms, free tickets to shows, unique dining experiences, entertainment, spa treatments, and more. Tier Credits are used to achieve a higher status level within the rewards program. They can open the door to exclusive benefits and perks that are not available to standard program members.

*For official rules regarding the eligibility of MGM properties in the MGM Rewards Program, please check out the program’s terms and conditions.

Check out more

Travel Rewards Credit Cards

Editorial Disclosure – The opinions expressed on's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.