Last updated on September 6th, 2023
Amazon and Chase are making the Amazon Visa and Prime Visa credit cards even more rewarding. The two popular retail cards now enjoy the option of Equal Monthly Payments when using Amazon Pay during checkout at tens of thousands of participating online retail sites. Here’s everything you need to know about this appealing new Amazon Pay promotion:
Mobile Wallets Offer Greater Security & More
Mobile wallets are a secure third-party payment solution that allows consumers to save vulnerable data, like credit card information, with third-party companies to streamline the purchasing process at millions of retailers worldwide. These mobile wallets offer a more secure, faster way to make purchases without the need to provide credit card numbers, CVV codes, or expiration dates to foreign sellers or merchants you are unfamiliar with and may not trust with those details.
Examples of popular third-party payment services include options like PayPal, Apple Pay, and Google Pay (formerly Android Pay). Another popular option growing in scale is Amazon Pay, a mobile wallet that works under the Amazon umbrella. And now Amazon Pay is becoming even more rewarding for eligible Amazon credit cardmembers.
Amazon Visa Credit Cards Now Enjoy Broader 0% APR Offers
Amazon Pay will now offer shoppers the convenience of equal monthly payment options on eligible purchases of $50 or more, regardless of where they make their purchases. You can take advantage of 0% APR financing for 6 or 12 months at thousands of retailers when you select Amazon Pay and use your Amazon Visa or Prime Visa credit card from Chase at checkout.
In addition to the equal monthly payment options you get as an Amazon Visa or Prime Visa cardmember, you’ll also have the convenience of Amazon Pay when you shop at thousands of online retailers. With Amazon Pay, your payment and shipping information remain securely stored, allowing you easy, secure checkout without extra forms to fill out or additional accounts to create. Plus, your purchases are protected by Amazon Pay’s A-to-Z Guarantee.
Where is Amazon Pay accepted?
While Amazon Pay might not be as universal as Apple Pay, Google Pay, or the ever-popular PayPal, the service is still expanding, with over 10,000 retailers accepting the mobile wallet service as of July 2023. Here is a brief mention of some of the more noteworthy brands taking part in the new 0% APR promotion with Amazon Pay:
The list above is simply illustrative, and over 10,000+ brands currently offer Amazon Pay access. Visit Amazon’s dedicated service page for more information on the service and eligible retailers.
Which Amazon Credit Cards are Eligible?
As mentioned, the new Amazon Pay 0% APR promotional financing applies to Chase co-branded Amazon credit cards. There are currently two consumer credit cards from Amazon and Chase, both of which also earn impressive rewards at Whole Foods Markets, Amazon Fresh, Kindle, and more.
Here’s how Chase’s two Amazon credit cards measure up:
|Amazon Prime membership required?||Yes||No|
|Rewards||Earn 5% back on Amazon.com and Whole Foods Market purchases||Earn 3% back on Amazon.com and Whole Foods Market purchases|
|Earn 5% back on purchases made through Chase Travel||Earn 3% back on purchases made through Chase Travel|
|Earn 3% back on purchases at restaurants, gas stations, and drug stores||Earn 2% back on purchases at restaurants, gas stations, and drug stores|
|Earn 2% back on local transit and commuting, including rideshares||Earn 2% back on local transit and commuting, including rideshares|
|Earn 1% back on all other purchases||Earn 1% back on all other purchases|
|Annual fee||No annual fee||No annual fee|
“Offering More Choice and Convenience”
Both Chase and Amazon quickly praised the latest developments with Amazon Pay and Chase credit cards, highlighting the impressive value proposition the new offers add to the already exciting Amazon credit cards.
“Amazon is always looking to offer customers more choice and convenience when it comes to paying for their order,” said Omar Soudodi, Director of Amazon Pay. “We’re excited to offer the millions of Prime Visa and Amazon Visa cardmembers the option to split their payments across six or 12 months at 0% interest when shopping with Amazon Pay. What’s more, Amazon Pay merchants now have yet another way to seamlessly reach new customers, offering them more choice and convenience in how they pay.”
“This expansion of our work with Amazon allows Prime Visa and Amazon Visa cardmembers to use their existing card features in a new way,” added William Mahoney, General Manager of Amazon Visa cards at Chase. “We’re excited cardmembers will now be able to utilize 0% APR equal monthly payment options on purchases at a range of retailers, made possible by this advancement from Amazon Pay.”
Related Article: The Best Credit Cards for Amazon Prime Day