University Credit Union Credit Cards

University Credit Union is a South Florida credit union and card issuer that offers a variety of credit cards aimed towards students, businesses, and everyday spenders. University Credit Union’s  products are rich on rewards and ideal for those who want a straightforward, no-fuss rewards card. Browse credit cards below.

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About University Credit Union

University Credit Union is a member-owned-and-operated credit union in Miami-Dade County, Florida. The credit union is the official credit union of the University Miami, its faculty, staff, and alumni – as well as other local universities.

University Credit Union (UCU) began life as the University of Miami Credit Union in 1947. While the credit union formerly served only those associated with the “U,” membership expanded in the proceeding decades to include other South Florida institutions of higher learning.

In 1982, the credit union was renamed to its current name when membership eligibility was extended to Florida International University (FIU). In 1988, membership eligibility was extended further, to include St. Thomas University. Membership was also opened up to students at all campuses of those three universities.

In 2005, UCU merged with Lawyers Credit Union, and the next year the credit union opened the field of membership (FOM) to include all those who live or work in Miami-Dade County.

Branch Locations

University Credit Union operates branches at the following locations in Miami-Dade County, FL:

Miami, FL

  • 13241 SW 136th Street (West Kendall Center)
  • 6250 SW 57th Avenue (Red Road)
  • Park Plaza West, Suite J, 1611 NW 12th Avenue (Medical Center)
  • Blue Parking Garage, 10880 SW 16th Street (FIU Modesto A. Maidique Campus)
  • Kennedy Administration Building, 16400 NW 32 Ave. (St. Thomas University)

North Miami, FL

  • Wolfe University Center, Room 142, 3000 NE 151st Street (FIU Biscayne Bay Campus)

Coral Gables, FL (UM)

  • 1306 Stanford Drive (Whitten University Center – ATM only)

For a list of UCU ATM locations, please visit the bank’s ATM locator page, powered by the CUliance and Co-Op shared branch networks.

Membership Eligibility

Membership eligibility with University Credit Union is broad in scope.  Those eligible for membership include:

  • University of Miami faculty, staff, students, and alumni
  • Florida International University faculty, staff, students, and alumni
  • Thomas University faculty, staff, students, and alumni
  • Immediate family of those who qualify for UCU membership through those three universities
  • Anyone working in the legal community in Miami-Dade, Broward, or Palm Beach County, FL. The legal community includes law firms, including lawyers and paralegals, and the courts system.
  • Anyone who lives or works in Miami-Dade County, Florida

FAQs About University Credit Union

Here are answers to commonly asked questions about University Credit Union:

  • University Credit Union’s routing number is 267077850.
  • UCU appears to use Equifax for credit inquiries.
  • Call UCU’s customer service call center at (786) 425-5000.

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