United Federal Credit Union Credit Cards

United Federal Credit Union is a leading Michigan credit union with branches in more than six states across the United States, that offers low interest credit cards for everyday use. Browse credit cards below.

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About United Federal Credit Union

United Federal Credit Union is a federally chartered credit union that serves its members in six U.S. states. The credit union offers a full selection of products and services to individuals and businesses, including checking and savings accounts, credit cards, home and auto loans, business loans, and more.

United Federal Credit Union traces its history back over 70 years. Both Nineteen Hundred Employee Credit Union and Buchanan Clark Employee Credit Union were originally founded in the 1940s to serve the employees of what would eventually become the Whirlpool Corporation and Clark Equipment Company.

The two credit unions merged in 2006 and continued with the name United Federal Credit Union (a name the then Whirlpool Employees Federal Credit Union has taken almost two decades before). Today, the credit union boasts more than 175,000 members in all 50 U.S. States and the District of Columbia. In total, the credit union has over $3 billion in assets, making it one of the largest credit unions in the country.

Membership Eligibility

Membership in United Federal Credit Union is open to a select group of individuals. These include:

  • Current or retired employees of one of 900+ corporate members
  • Immediate family members of an existing member
  • Those who live, work, worship, or attend school near one of the credit union’s branches
  • Those eligible to join the American Consumer Council in one of the following states: Arkansas, Missouri, Louisiana, Mississippi, Texas, California, Arizona, Nevada, North Carolina, South Carolina, Tennessee, Georgia, Virginia, Oregon, Indiana, Kentucky, Illinois, Michigan, Minnesota, Wisconsin, Ohio, Pennsylvania, West Virginia, Oklahoma, Kansas, New Mexico, or Colorado.

Branch Locations

United Federal Credit Union features members from every U.S. state and the District of Columbia. Despite this, the credit union only operates 38 branches in six U.S. states:

  • Arkansas
  • Michigan
  • Ohio
  • Indiana
  • Nevada
  • North Carolina

For a complete listing of branch locations, including ATM locations, directions, hours of operation, and more, please visit the credit union’s dedicated Locate Us page.

FAQs About United Federal

Here are answers to common questions about United Federal Credit Union:

  • Like other credit unions, United Federal is insured through the National Credit Union Administration (NCUA). The NCUA insures accounts for up to $250,00 – the same as the FDIC.
  • United Federal Credit Union’s routing number is 272484894.
  • United Federal credit cards earn CardPerks reward points. These points are redeemable for travel or gifts cards. To redeem, visit the credit union website, click on the “Services” tab, and then the “CardPerks Rewards” tab.

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