UNIFY Financial Credit Union Credit Cards

UNIFY Financial Credit Union was founded as an airline credit union based in California. Presently, it is one of the top credit unions in the United States, with physical branches across the country. It is dedicated to you, the consumer, and strives to make banking stress free no matter where you are.  Browse credit cards today.

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About UNIFY Financial Credit Union

UNIFY Financial Credit Union is a leading credit union that offers credit cards, checking and savings accounts, and other banking products and services for consumers and businesses. The credit union was founded in 1948 and quickly rose in prominence.

Today, UNIFY welcomes members from across the United States.  It currently boasts over 360,000 members and over $3 billion in total assets, making it one of the largest credit unions in the country.

Membership Eligibility

Wondering who can join UNIFY Financial Credit Union? Anyone can join the credit union as long as they are a U.S. citizen. All you need to join is:

  • Social Security Number or tax ID number
  • Current, government-issued (state or federal) ID
  • A valid credit card., debit card, or bank routing number and account number to fund a new UNIFY account.

Branch Locations

UNIFY currently operates approximately 60 branches in 19 U.S. states. Those states are:

  • Arkansas
  • Alabama
  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Michigan
  • Mississippi
  • New Jersey
  • Nevada
  • Pennsylvania
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia

For a complete list of UNIFY Financial Credit Union locations, as well as fee-free ATMs through the CO-OP ATM Network, the Allpoint network, the CUHere network, or the Alliance One ATM Network, please visit the credit union’s locations page.


Here are answers to commonly asked questions about UNIFY Financial Credit Union:

  • UNIFY’s routing number is 322079719.
  • The phone numbers for UNIFY customer service representatives are 877-254-9328 (toll-free), or locally at 310-380-2300 or 479-636-3448. Customer service representatives are available 24/7.
  • UNIFY Financial doe offer Zelle for checking and savings customers.
  • UNIFY Financial Credit Union offers a mobile app through the Apple App Store and the Google Play store.

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