Last Chance to Activate Chase 5% Cash Back Categories

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Chase Freedom Flex and Chase Freedom cardmembers are running out of time to take advantage of Q4 2021’s 5% cash back categories. The bank is alerting customers that they only have until December 14 to activate 5% savings at Walmart and PayPal this holiday season.

Time Running Out to Activate Chase Freedom 2021 5% Cash Back Categories

Chase has a holiday message for Freedom Flex and Freedom cardmembers: activate your Q4 5% cash back categories before it’s too late.  The deadline to register for Q4s 5% back categories is December 14, meaning cardholders only have a few days left to register and save this holiday season.

The 2021 Chase Freedom Cash Back Calendar runs until December 31, 2021, with the Q4 categories being Walmart and PayPal. Both categories offer exceptional value for cardmembers – especially with holiday shopping in full swing.

Eligible cardmembers earn 5% on up to $1,500 in combined purchases in these categories, with PayPal earning even more. As an extra bonus for savvy spenders, Chase is upping the ante with even more cash back: purchases through the top spend category of PayPal will earn a total of 9% cash back.

Chase’s Month of More

Chase cardmembers are also running out of time to take advantage of Chase’s special Pay Yourself Back promotion. Cardmembers enjoy 10% more value when they redeem for wholesale club and department store purchases via Pay Yourself Back. This promotion runs through the end of 2021 and only applies up to a maximum of $500 in each category.

The special Pay Yourself Back bonus is the final remnant of Chase’s Month of More promotion from November. That promotional push provided eligible Chase cardholders with exclusive savings on Apple products when using Ultimate Rewards points, special cash back bonuses with select retailers, and more.

Related Article: Discover Announces 2022 5% Cashback Calendar

Featured image by Nicole De Khors/Burst

About: Cory
Cory Santos

Cory is's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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