Establishing a positive credit history isn’t the most stylish of endeavors – but that doesn’t mean you can’t look like a heavy hitter. Chime, the issuers of the popular credit builder product, are offering select Chime Visa® Secured Cardholders the opportunity to an all-metal card design.
About Chime’s Go Metal Promotion
Chime Credit Builder Visa® Secured Credit Cardholders can opt for a shiny new metal card through the fintech’s Go Metal promotion and Metal Card Challenge. Cardholders complete the challenge and earn their metal Chime Card when they use their current (and sadly, plastic) Chime Visa to make 40 purchases in 60 days.
To be eligible for the contest, a Chime cardholder must receive a promotional email with the subject line “Want a Metal credit card?” Once they enter the challenge, cardholders must use their Chime Visa to make at least 40 qualifying purchases of $1 or more in 60 days. Chime has also placed a limit of five (5) transactions per day. Check out the terms and conditions below for the full breakdown of eligible transactions and other rules and regulations.
Official Terms & Conditions
Here are the full terms and conditions for Chime’s Go Metal Card Challenge:
In order for a Chime Member (“Member”) to receive a Limited-Edition Metal Chime Visa® Credit Card (“Metal Card”), the following conditions must be met: Must receive an announcement email with the subject line [Credit Builder] Want a Metal credit card? Look inside (“Email”) regarding the Metal Card Challenge (“email”) and must make a total of forty (40) qualifying transactions of at least $1.00 using the Chime Credit Builder Visa® Credit Card (“Credit Card”) within 60 days from receiving the Email (“Promotion Period”); with a maximum of five (5) qualifying transactions in a calendar day based on Member’s local time zone. The qualifying transaction is a debit of $1.00 or more to your Credit Builder Account using your Credit Card number; excluding transfers to, from, or through services such as PayPal, Facebook Pay, Apple Pay, Google Pay, Cash App, or Venmo. Payment of your Credit Builder balance, adding money to the Credit Builder Secured Deposit Account, or credits, cash advances, refunds, or transactions using your Credit Builder account number are not qualifying transactions. If Member makes more than five (5) transactions a day, any additional transactions will not count toward the total of forty (40) qualifying transactions. Each Member who meets the conditions will be awarded a Metal Card. Metal Card offer is valid only during the Promotion Period. The Metal Card will be shipped within approximately ten (10) business days after completion of the forty transactions. The Metal Card will take up to approximately fourteen (14) business days from shipping to be delivered. We’ll email you when your card is shipped! Member receiving the Metal Card will keep the same card number, but its expiration date and security code (CVV) will be different. Member must provide this updated information to merchants to ensure auto-payments and recurring payment activity continues uninterrupted. Upon its expiration or if the Metal Card is lost, stolen, or damaged, Member will receive Chime’s standard replacement card. Chime reserves the right to cancel or modify the terms of this offer or terminate Member’s eligibility, at any time with or without prior notice.
Only purchases and payments with Credit Builder Credit Card count towards the forty (40) transactions. Paying your Credit Builder monthly statement balance or adding money to the Credit Builder secured account will not count toward the required transactions.
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