Pentagon Federal Credit Union Credit Cards

About Pentagon Federal Credit Union (PenFed)

Pentagon Federal Credit Union (also known as PenFed) is one of the largest credit unions in the United States. With over $25 billion in total assets as of 2019, PenFed ranks number three in terms of credit unions – and boasts almost two-million members.

PenFed has its headquarters In McLean, Virginia, home to many government employees, members of Congress, and the Central Intelligence Agency.

PenFed Membership Eligibility

Pentagon Federal Credit Union is, as the name suggests, open to new members from those in the military or U.S. government.

Membership in PenFed is open to the following:

• Active duty members of the U.S. Army, Navy, Marine Corps, Air Force, or Coast Guard
• Reserve or National Guard members (including retirees)
• Current or retired civilian employees of the Department of Defense or the United States Public Health Service
• Current or retired Department of Homeland Security agents
• Employees or volunteers of the American Red Cross
• Employees of the Transpotomac Plaza or Canal Center in Alexandria, VA
• Members of:
  • National Military Fund Association
  • Air Force Association
  • S. Coast Guard Auxiliary
  • Military Officers Association of America
  • Paralyzed Veterans of America
  • United States Army Warrant Officers Association
  • Marine Corps League
  • Navy league of the United States
  • Reserve Officers Association
  • Jewish War Veterans of the United States
  • Veterans of Foreign Wars
  • Vietnam Veterans of America
• Individuals who are assigned to, work at or receive benefits from, any defense or military-based institution
• Immediate family of those who are already a PenFed member

PenFed Branch Locations

PenFed currently operates 50 branches for members in the Virginia, Maryland, and Greater Washington D.C. area. There are also branches in other locations, such as San Diego, CA, and Augusta, GA. For a complete list of current PenFed branches and their hours, please visit the FCU’s dedicated locations page.

PenFed members also have access to tens-of-thousands of surcharge-free (fee-free) ATMs across the United States.

FAQs About PenFed Credit Union

Here are answers to commonly asked questions about Pentagon Federal Credit Union:

What is PenFed’s routing number?

• The routing number for PenFed is 256078446.

Can anyone join PenFed?

• PenFed has very specific membership eligibility criteria. Please see our dedicated section above for more information.

What are the PenFed customer service hours?

• PenFed customer service can be reached at 724-473-6333 (724-4PENFED) or 1-800-247-5626 during the following hours:
  • Monday – Friday: 7:00 am to 11:00 pm Eastern Time
  • Saturday: 8:00 am to 11:00 pm Eastern Time
  • Sunday: 9:00 am to 5:30 pm Eastern Time

Is PenFed FDIC insured?

• Like other credit unions, deposits in PenFed are insured through the National Credit Union Administration (NCUA) for up to $250,000.