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Showing 5 Cards
Date Reviewed: January 22, 2020
PenFed Promise Visa® Card
- Regular Purchase APR 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network Visa
Best Benefits
- Low APR on balance transfers for 12 months
- No fees of any kind
- Competitive regular APR for purchases, cash advances, and balance transfers
Rates & Fees
- Regular Purchase APR: 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 4.99% for 12 months from account opening date
- Balance Transfer APR: 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
Date Reviewed: January 21, 2020
PenFed Gold Visa® Card
- Regular Purchase APR 7.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 7.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 17.99%
- Annual Fee None
- Credit Needed Good , Fair
- Processing Network Visa
Best Benefits
- Lowest APR of PenFed credit cards
- No cash advance fees - ever
- 0% APR on balance transfer for 12 months
Rates & Fees
- Regular Purchase APR: 7.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for the first 12 months from account opening date
- Balance Transfer APR: 7.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: 3% of the amount of each transfer
- Cash Advance APR: 17.99%
- Penalty APR: 17.99
- Late Payment Penalty Fee: Up to $28
- Return Payment Penalty Fee: Up to $25
Date Reviewed: August 15, 2019
PenFed Platinum Rewards VISA Signature® Card
- Regular Purchase APR 13.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 13.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 17.99%
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network Visa
Best Benefits
- 5x points per dollar spent on gas at the pump, and 3x points on groceries. 1x points on all other purchases
- $100 statement credit, when you spend $1,500 in first 90 days of card account opening
- 0% intro APR on balance transfers for 12 months after account opening
- No annual fees and no foreign transaction fees
Rates & Fees
- Regular Purchase APR: 13.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 13.49% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: 3% per transaction
- Cash Advance APR: 17.99%
- Penalty APR: 17.99%
- Late Payment Penalty Fee: Up to $28
- Return Payment Penalty Fee: Up to $25
Date Reviewed: August 15, 2019
PenFed Power Cash Rewards VISA Signature® Card
- Regular Purchase APR 14.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 14.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 17.99%
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network Visa
Best Benefits
- 1.5% cash back on all purchases made with your card 2% cash back for PenFed Honors Advantage members
- 0% introductory APR on balance transfers for 12 months
- Earn a $100 statement credit when you spend $1500 in the first 90 days
- No annual fees, no foreign transaction fees, no caps, no limits
Rates & Fees
- Regular Purchase APR: 14.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% promotional rate for 12 months on transfers made between now and September 30, 2019.
- Balance Transfer APR: 14.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: 3% per transaction
- Cash Advance APR: 17.99%
- Cash Advance Transaction Fee: 5% or $5 minimum per cash advance
- Penalty APR: 17.99%
- Late Payment Penalty Fee: Up to $28
- Return Payment Penalty Fee: Up to $25
Date Reviewed: August 13, 2019
PenFed Pathfinder® Rewards Card
- Regular Purchase APR 12.74% to 17.99%, based on creditworthiness and the Prime Rate
- Balance Transfer APR 12.74% to 17.99%, based on creditworthiness and the Prime Rate
- Cash Advance APR 12.74% to 17.99%
- Annual Fee None
- Credit Needed Good , Fair
- Processing Network American Express
Best Benefits
- Up to 4x points on all travel purchases (3x points if you're not a member of PenFed Honors Advantage)
- $100 annual air travel credit
- $100 Global Entry fee credit, or $85 TSA Precheck fee credit when you use your card to pay
- 1.5x points on all other, non-travel purchases
Rates & Fees
- Regular Purchase APR: 12.74% to 17.99%, based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% promotional balance transfer rate for 12 months on transfers made between now and September 30, 2019.
- Balance Transfer APR: 12.74% to 17.99%, based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: 3% per transaction
- Cash Advance APR: 12.74% to 17.99%
- Cash Advance Transaction Fee: 5% or $5 minimum per cash advance
- Penalty APR: 17.99% if your minimum is not received within 60 days
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
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