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Pentagon Federal Credit Union Credit Cards

Pentagon Federal Credit Union is a leading credit card issuer that offers personal credit cards with competitive, low APRs and financial tools for easy everyday banking. PenFed’s products are rich on rewards and target customers with strong credit histories. Browse credit cards below.

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Showing 5 Cards

Date Reviewed: January 22, 2020

PenFed Promise Visa® Card

PenFed Promise Visa® Card
  • Regular Purchase APR 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Low APR on balance transfers for 12 months
  • No fees of any kind
  • Competitive regular APR for purchases, cash advances, and balance transfers
Rates & Fees
  • Regular Purchase APR: 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 4.99% for 12 months from account opening date
  • Balance Transfer APR: 12.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 12.49% to 17.99% variable based on creditworthiness and the Prime Rate

Date Reviewed: January 21, 2020

PenFed Gold Visa® Card

PenFed Gold Visa® Card
  • Regular Purchase APR 7.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 17.99%
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • Lowest APR of PenFed credit cards
  • No cash advance fees - ever
  • 0% APR on balance transfer for 12 months
Rates & Fees
  • Regular Purchase APR: 7.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 12 months from account opening date
  • Balance Transfer APR: 7.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transfer
  • Cash Advance APR: 17.99%
  • Penalty APR: 17.99
  • Late Payment Penalty Fee: Up to $28
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: August 15, 2019

PenFed Platinum Rewards VISA Signature® Card

PenFed Platinum Rewards VISA Signature® Card
  • Regular Purchase APR 13.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 17.99%
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • 5x points per dollar spent on gas at the pump, and 3x points on groceries. 1x points on all other purchases
  • $100 statement credit, when you spend $1,500 in first 90 days of card account opening
  • 0% intro APR on balance transfers for 12 months after account opening
  • No annual fees and no foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 13.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 13.49% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% per transaction
  • Cash Advance APR: 17.99%
  • Penalty APR: 17.99%
  • Late Payment Penalty Fee: Up to $28
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: August 15, 2019

PenFed Power Cash Rewards VISA Signature® Card

PenFed Power Cash Rewards VISA Signature® Card
  • Regular Purchase APR 14.99% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99% to 17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 17.99%
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • 1.5% cash back on all purchases made with your card 2% cash back for PenFed Honors Advantage members
  • 0% introductory APR on balance transfers for 12 months
  • Earn a $100 statement credit when you spend $1500 in the first 90 days
  • No annual fees, no foreign transaction fees, no caps, no limits
Rates & Fees
  • Regular Purchase APR: 14.99% to 17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% promotional rate for 12 months on transfers made between now and September 30, 2019.
  • Balance Transfer APR: 14.99% to 17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% per transaction
  • Cash Advance APR: 17.99%
  • Cash Advance Transaction Fee: 5% or $5 minimum per cash advance
  • Penalty APR: 17.99%
  • Late Payment Penalty Fee: Up to $28
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: August 13, 2019

PenFed Pathfinder® Rewards Card

PenFed Pathfinder® Rewards Card
  • Regular Purchase APR 12.74% to 17.99%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.74% to 17.99%, based on creditworthiness and the Prime Rate
  • Cash Advance APR 12.74% to 17.99%
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network American Express
Best Benefits
  • Up to 4x points on all travel purchases (3x points if you're not a member of PenFed Honors Advantage)
  • $100 annual air travel credit
  • $100 Global Entry fee credit, or $85 TSA Precheck fee credit when you use your card to pay
  • 1.5x points on all other, non-travel purchases
Rates & Fees
  • Regular Purchase APR: 12.74% to 17.99%, based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% promotional balance transfer rate for 12 months on transfers made between now and September 30, 2019.
  • Balance Transfer APR: 12.74% to 17.99%, based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% per transaction
  • Cash Advance APR: 12.74% to 17.99%
  • Cash Advance Transaction Fee: 5% or $5 minimum per cash advance
  • Penalty APR: 17.99% if your minimum is not received within 60 days
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

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