First Bank Credit Cards

First Bank is a leading bank and credit card issuer in California and the American Midwest that offers credit cards for everyday use. Browse credit cards from our partners below.

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First Bank Business Edition® Secured Mastercard®

First Bank Business Edition® Secured Mastercard®
  • Regular Purchase APR 25.24% variable based on the Prime Rate
  • Balance Transfer APR 25.24% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $39
  • Credit Needed Poor , No Credit Required
  • Processing Network N/A
Best Benefits
  • Build credit with on-time payments
  • Reward yourself with interest earned on your security deposit
  • $39 annual fee
Rates & Fees
  • Regular Purchase APR: 25.24% variable based on the Prime Rate
  • Balance Transfer APR: 25.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $39
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39
  • Minimum Deposit Required: $2,200

First Bank Business Edition® Mastercard® with Reward Simplicity

First Bank Business Edition® Mastercard® with Reward Simplicity
  • Regular Purchase APR 14.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 12 months
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Earn unlimited 1.5% Cash Back rewards on every purchase
  • 0% Intro APR for the first 12 months on purchases and balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for 12 months
  • Regular Purchase APR: 14.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months
  • Balance Transfer APR: 14.24% to 20.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greateR
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction in U.S. dollars
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39
Credit Card Deals

First Bank Secured Mastercard®

First Bank Secured Mastercard®
  • Regular Purchase APR 24.24% variable based on the Prime Rate
  • Balance Transfer APR 24.24% variable based on the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee $35
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Improve your credit rating
  • Get unlimited access to your credit score
  • Enjoy free 24/7 fraud protection
Rates & Fees
  • Regular Purchase APR: 24.24% variable based on the Prime Rate
  • Balance Transfer APR: 24.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each advance, whichever is greater
  • Annual Fee: $35
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $300
Credit Card Deals

First Bank Maximum Rewards® World Mastercard®

First Bank Maximum Rewards® World Mastercard®
  • Regular Purchase APR 16.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 16.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 12 months
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Unlimited 1.5% cash back on every purchase
  • 0% Intro APR for the first 12 months on purchases and balance transfers
  • Redeem points for cash, travel, and more
Rates & Fees
  • Intro Purchase APR: 0% for 12 months
  • Regular Purchase APR: 16.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months
  • Balance Transfer APR: 16.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

About First Bank

First Bank is a Missouri-based bank that provides a full suite of banking products for personal use and businesses. FB Crop owns the bank., the bank’s holding company, itself owned by the Dierberg family, who have operated the bank for multiple generations.

First Bank currently operates in four U.S. states: California, Illinois, Missouri, and Kansas. The latter state features only mortgage services, while the former all offer a full range of banking products and services. The bank also used to have locations in Florida, though those branches were sold off in the early 2010s.

Branch Locations

First Bank operates over 50 locations across the four states in which it conducts business. These locations include two mortgage centers near Kansas City and several dozen in California. For a full a full breakdown of First Bank branch locations, as well as ATM locations and hours of operation, please visit the bank’s dedicated locations page.

FAQs About First Bank

Here are some frequently asked questions about First Bank, along with answers to those questions:

  • First Bank’s ACH routing number is 081009428
  • The toll-free customer service number for First Bank is 1-800-760-2265. Customer service agents are available Monday through Friday from 7 am to 9 pm CST and Saturday from 9 am to 5:30 pm CST.
  • The Dierberg family owns the bank, which has had a controlling interest in the bank for over 100 years.

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