Citizens Trust Bank Credit Cards

Citizens Trust Bank is a bank and credit card issuer located in Atlanta, GA. The bank issues personal and business credit cards for everyday use. Browse credit card offers below.

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Citizens Trust Bank VISA Prestige Elite Credit Card

Citizens Trust Bank VISA Prestige Elite Credit Card
  • Regular Purchase APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Read Review Visit Card Site Terms & Conditions
Date Reviewed: December 01, 2021
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Earn 1 point for every dollar spent on purchases
Rates & Fees
  • Regular Purchase APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Cash Advance APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Penalty APR: 25%
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on Dec 12, 2022 See Details
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20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on Aug 08, 2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on Mar 03, 2022 See Details
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Employee pricing with everyday savings up to 35% HP INC. Offer Expires on May 05, 2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Dec 12, 2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on Mar 03, 2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
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Get $30 off your first order of Nom Nom fresh pet food Nom Nom Offer Expires on Apr 04, 2022 See Details
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30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
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30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

Citizens Trust Bank VISA Classic Secured Credit Card

Citizens Trust Bank VISA Classic Secured Credit Card
  • Regular Purchase APR 17.74% variable based on the Prime Rate
  • Balance Transfer APR 17.74% variable based on the Prime Rate
  • Cash Advance APR 21% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Read Review Visit Card Site Terms & Conditions
Date Reviewed: December 01, 2021
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Rebuild your credit with on-time payments
  • Enjoy Visa benefits and protections
Rates & Fees
  • Regular Purchase APR: 17.74% variable based on the Prime Rate
  • Balance Transfer APR: 17.74% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: There is a $10 or 4% whichever greater balance transfer fee for this card
  • Cash Advance APR: 21% variable based on the Prime Rate
  • Cash Advance Transaction Fee: There is a $10 or 4% whichever greater cash advance fee for this card
  • Penalty APR: 21%
  • Late Payment Penalty Fee: Up to $30
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on Dec 12, 2022 See Details
card
20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on Aug 08, 2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on Mar 03, 2022 See Details
card
Employee pricing with everyday savings up to 35% HP INC. Offer Expires on May 05, 2022 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Dec 12, 2022 See Details
card
Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on Mar 03, 2022 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
card
Get $30 off your first order of Nom Nom fresh pet food Nom Nom Offer Expires on Apr 04, 2022 See Details
card
30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
card
30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

Citizens Trust Bank Visa Privilege Credit Card

Citizens Trust Bank Visa Privilege Credit Card
  • Regular Purchase APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Annual Fee $25
  • Credit Needed Fair
  • Processing Network Visa
Read Review Visit Card Site Terms & Conditions
Date Reviewed: December 01, 2021
Best Benefits
  • Rebuild credit with on-time payments
  • Great low APR for purchases, balance transfers, and cash advances
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Cash Advance APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Penalty APR: 25%
  • Annual Fee: $25
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on Dec 12, 2022 See Details
card
20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on Aug 08, 2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on Mar 03, 2022 See Details
card
Employee pricing with everyday savings up to 35% HP INC. Offer Expires on May 05, 2022 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on Dec 12, 2022 See Details
card
Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on Mar 03, 2022 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on Dec 12, 2024 See Details
card
Get $30 off your first order of Nom Nom fresh pet food Nom Nom Offer Expires on Apr 04, 2022 See Details
card
30% Off Sitewide at Totes.com Totes Offer Expires on Apr 04, 2022 See Details
card
30% Off sitewide at Isotoner.com Isotoner Offer Expires on Apr 04, 2022 See Details

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Terms & Conditions

Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About Citizens Trust Bank

Citizens Trust Bank is a regional bank centered in the Greater Atlanta area, but with branches as far afield as Alabama. The bank prides itself on its community involvement – and its dedication to customers.

Citizens Trust Bank offers a full assortment of services and products for small businesses and consumers. These products and services include loans, mortgages, HELOC loans, credit cards, and savings and checking accounts.

Citizens Trust Bank Locations

Citizens Trust Bank currently operates ten branches in Alabama and Georgia, with most branches in the Greater Atlanta Metropolitan Area.

Georgia branches are located in:

  • Atlanta
  • East Point
  • South Fulton
  • Stonecrest
  • Stone Mountain

Alabama branches are located in:

  • Birmingham
  • Eutaw

For a complete listing of Citizens Trust Bank branches, including directions, hours, and ATM locations, please visit the bank’s dedicated locations page.

FAQs About Citizens Trust Bank

Here you’ll find answers to common questions about Citizens Trust Bank:

  • The routing number for Citizens Trust Bank is 061010220.
  • Customers can call Citizens Trust Bank customer service agents at 678-406-4000 or 1-888-214-3099 toll-free.

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