Citizens Trust Bank Credit Cards

Citizens Trust Bank is a bank and credit card issuer located in Atlanta, GA. The bank issues personal and business credit cards for everyday use. Browse credit card offers below.

Advertiser Disclosure Editorial Disclosure

Showing 3 Cards

Sort By Column Name:

Citizens Trust Bank VISA Prestige Elite Credit Card

Citizens Trust Bank VISA Prestige Elite Credit Card
  • Regular Purchase APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Earn 1 point for every dollar spent on purchases
Rates & Fees
  • Regular Purchase APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Cash Advance APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Penalty APR: 25%
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami – Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

Citizens Trust Bank VISA Classic Secured Credit Card

Citizens Trust Bank VISA Classic Secured Credit Card
  • Regular Purchase APR 17.74% variable based on the Prime Rate
  • Balance Transfer APR 17.74% variable based on the Prime Rate
  • Cash Advance APR 21% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Rebuild your credit with on-time payments
  • Enjoy Visa benefits and protections
Rates & Fees
  • Regular Purchase APR: 17.74% variable based on the Prime Rate
  • Balance Transfer APR: 17.74% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: There is a $10 or 4% whichever greater balance transfer fee for this card
  • Cash Advance APR: 21% variable based on the Prime Rate
  • Cash Advance Transaction Fee: $1.50
  • Penalty APR: 21%
  • Late Payment Penalty Fee: Up to $30
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami – Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

Citizens Trust Bank Visa Privilege Credit Card

Citizens Trust Bank Visa Privilege Credit Card
  • Regular Purchase APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Annual Fee $25
  • Credit Needed Fair
  • Processing Network Visa
Best Benefits
  • Rebuild credit with on-time payments
  • Great low APR for purchases, balance transfers, and cash advances
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Cash Advance APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Penalty APR: 25%
  • Annual Fee: $25
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami – Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

About Citizens Trust Bank

Citizens Trust Bank is a regional bank centered in the Greater Atlanta area, but with branches as far afield as Alabama. The bank prides itself on its community involvement – and its dedication to customers.

Citizens Trust Bank offers a full assortment of services and products for small businesses and consumers. These products and services include loans, mortgages, HELOC loans, credit cards, and savings and checking accounts.

Citizens Trust Bank Locations

Citizens Trust Bank currently operates ten branches in Alabama and Georgia, with most branches in the Greater Atlanta Metropolitan Area.

Georgia branches are located in:

  • Atlanta
  • East Point
  • South Fulton
  • Stonecrest
  • Stone Mountain

Alabama branches are located in:

  • Birmingham
  • Eutaw

For a complete listing of Citizens Trust Bank branches, including directions, hours, and ATM locations, please visit the bank’s dedicated locations page.

FAQs About Citizens Trust Bank

Here you’ll find answers to common questions about Citizens Trust Bank:

  • The routing number for Citizens Trust Bank is 061010220.
  • Customers can call Citizens Trust Bank customer service agents at 678-406-4000 or 1-888-214-3099 toll-free.

.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.