Citizens Trust Bank Credit Cards

Citizens Trust Bank is a bank and credit card issuer located in Atlanta, GA. The bank issues personal and business credit cards for everyday use. Browse credit card offers below.

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Citizens Trust Bank VISA Prestige Elite Credit Card

Earn SCORECard Points with Every Purchase

Citizens Trust Bank VISA Prestige Elite Credit Card
  • Regular Purchase APR 9.50% to 12.50% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.50% to 12.50% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.50% to 12.50% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Earn 1 point for every dollar spent on purchases
Rates & Fees
  • Regular Purchase APR: 9.50% to 12.50% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 9.50% to 12.50% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Cash Advance APR: 9.50% to 12.50% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Penalty APR: 21%
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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Citizens Trust Bank VISA Classic Secured Credit Card

Establish or Rebuild Your Credit

Citizens Trust Bank VISA Classic Secured Credit Card
  • Regular Purchase APR 19.99% variable based on the Prime Rate
  • Balance Transfer APR 19.99% variable based on the Prime Rate
  • Cash Advance APR 19.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Poor , No Credit Required
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Rebuild your credit with on-time payments
  • Enjoy Visa benefits and protections
Rates & Fees
  • Regular Purchase APR: 19.99% variable based on the Prime Rate
  • Balance Transfer APR: 19.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: There is a $10 or 4% whichever greater balance transfer fee for this card
  • Cash Advance APR: 19.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: There is a $10 or 4% whichever greater cash advance fee for this card
  • Penalty APR: 21%
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
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Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
card
$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Citizens Trust Bank Visa Privilege Credit Card

Rebuild Your Credit While Getting a Low APR

Citizens Trust Bank Visa Privilege Credit Card
  • Regular Purchase APR 13.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 13.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee $25
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Fair
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • Rebuild credit with on-time payments
  • Great low APR for purchases, balance transfers, and cash advances
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 13.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Cash Advance APR: 13.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Penalty APR: 25%
  • Annual Fee: $25
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
card
Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
card
Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

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Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About Citizens Trust Bank

Citizens Trust Bank is a regional bank centered in the Greater Atlanta area, but with branches as far afield as Alabama. The bank prides itself on its community involvement – and its dedication to customers.

Citizens Trust Bank offers a full assortment of services and products for small businesses and consumers. These products and services include loans, mortgages, HELOC loans, credit cards, and savings and checking accounts.

Citizens Trust Bank Locations

Citizens Trust Bank currently operates ten branches in Alabama and Georgia, with most branches in the Greater Atlanta Metropolitan Area.

Georgia branches are located in:

  • Atlanta
  • East Point
  • South Fulton
  • Stonecrest
  • Stone Mountain

Alabama branches are located in:

  • Birmingham
  • Eutaw

For a complete listing of Citizens Trust Bank branches, including directions, hours, and ATM locations, please visit the bank’s dedicated locations page.

FAQs About Citizens Trust Bank

Here you’ll find answers to common questions about Citizens Trust Bank:

  • The routing number for Citizens Trust Bank is 061010220.
  • Customers can call Citizens Trust Bank customer service agents at 678-406-4000 or 1-888-214-3099 toll-free.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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