Citizens Trust Bank Credit Cards

Citizens Trust Bank is a bank and credit card issuer located in Atlanta, GA. The bank issues personal and business credit cards for everyday use. Browse credit card offers below.

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Showing 3 Cards

Date Reviewed: June 17, 2020

Citizens Trust Bank VISA Prestige Elite Credit Card

Citizens Trust Bank VISA Prestige Elite Credit Card
  • Regular Purchase APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Earn 1 point for every dollar spent on purchases
Rates & Fees
  • Regular Purchase APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Cash Advance APR: 7.25% to 10.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Penalty APR: 25%
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: June 17, 2020

Citizens Trust Bank VISA Classic Secured Credit Card

Citizens Trust Bank VISA Classic Secured Credit Card
  • Regular Purchase APR 17.74% variable based on the Prime Rate
  • Balance Transfer APR 17.74% variable based on the Prime Rate
  • Cash Advance APR 21% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Rebuild your credit with on-time payments
  • Enjoy Visa benefits and protections
Rates & Fees
  • Regular Purchase APR: 17.74% variable based on the Prime Rate
  • Balance Transfer APR: 17.74% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: There is a $10 or 4% whichever greater balance transfer fee for this card
  • Cash Advance APR: 21% variable based on the Prime Rate
  • Cash Advance Transaction Fee: $1.50
  • Penalty APR: 21%
  • Late Payment Penalty Fee: Up to $30
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: June 17, 2020

Citizens Trust Bank Visa Privilege Credit Card

Citizens Trust Bank Visa Privilege Credit Card
  • Regular Purchase APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Annual Fee $25
  • Credit Needed Fair
  • Processing Network Visa
Best Benefits
  • Rebuild credit with on-time payments
  • Great low APR for purchases, balance transfers, and cash advances
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Cash Advance APR: 11.74% to 19.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever greater
  • Penalty APR: 25%
  • Annual Fee: $25
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $32
  • Over Limit Penalty Fee: Up to $30
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

About Citizens Trust Bank

Citizens Trust Bank is a regional bank centered in the Greater Atlanta area, but with branches as far afield as Alabama. The bank prides itself on its community involvement – and its dedication to customers.

Citizens Trust Bank offers a full assortment of services and products for small businesses and consumers. These products and services include loans, mortgages, HELOC loans, credit cards, and savings and checking accounts.

Citizens Trust Bank Locations

Citizens Trust Bank currently operates ten branches in Alabama and Georgia, with most branches in the Greater Atlanta Metropolitan Area.

Georgia branches are located in:

  • Atlanta
  • East Point
  • South Fulton
  • Stonecrest
  • Stone Mountain

Alabama branches are located in:

  • Birmingham
  • Eutaw

For a complete listing of Citizens Trust Bank branches, including directions, hours, and ATM locations, please visit the bank’s dedicated locations page.

FAQs About Citizens Trust Bank

Here you’ll find answers to common questions about Citizens Trust Bank:

What is the routing number for Citizens Trust Bank?

  • The routing number for Citizens Trust Bank is 061010220.

What is the customer service number for Citizens Trust?

  • Customers can call Citizens Trust Bank customer service agents at 678-406-4000 or 1-888-214-3099 toll-free.