Charles Schwab Bank Credit Cards

Charles Schwab is a leading investment bank that also acts as a credit card issuer that offers financial tools for easy everyday banking. Charles Schwab Bank’s products are rich on rewards and target customers with strong credit histories. Browse credit cards below.

Advertiser Disclosure Editorial Disclosure

Showing 2 Cards

Sort By Column Name:

American Express Platinum Card® for Schwab

American Express Platinum Card® for Schwab
  • Regular Purchase APR See Pay Over Time APR
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee $695
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent
  • Processing Network American Express
Visit Card Site Read Review Terms & Conditions ,
Terms Apply
Date Reviewed: December 16, 2021
Best Benefits
  • $100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000
  • $200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000
  • 5X points on bookings through Amextravel.com
Rates & Fees
  • Regular Purchase APR: See Pay Over Time APR
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greate
  • Annual Fee: $695
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Spend $300 or more, get $60 back Boll & Branch Offer Expires on May 05, 2022 See Details
card
Spend $100 or more, get $20 back FILA.com Offer Expires on Jun 06, 2022 See Details
card
Spend $75 or more, get $15 back EstéeLauder.com – Makeup, Skincare + Fragrances Offer Expires on Jun 06, 2022 See Details
card
Spend $75 or more, get $15 back Laura Mercier Offer Expires on Jun 06, 2022 See Details
card
Spend $75 or more, get $15 back. Up to 2 times (total of $30) Zazzle Offer Expires on May 05, 2022 See Details
card
Spend $80 or more, get $20 back fresh Beauty Offer Expires on May 05, 2022 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Schwab Investor Card® from American Express

Schwab Investor Card® from American Express
  • Regular Purchase APR 13.99% to 16.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent
  • Intro Purchase APR 0% for the first 6 months
  • Processing Network American Express
Visit Card Site Read Review Terms & Conditions ,
Terms Apply
Date Reviewed: December 16, 2021
Best Benefits
  • No annual fee
  • 0% introductory APR for the first 6 months after opening account
  • $200 statement credit after making $1,000 in purchases within the first 90 days
  • 1.5% cashback on all purchases
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 13.99% to 16.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals
card
Spend $300 or more, get $60 back Boll & Branch Offer Expires on May 05, 2022 See Details
card
Spend $100 or more, get $20 back FILA.com Offer Expires on Jun 06, 2022 See Details
card
Spend $75 or more, get $15 back EstéeLauder.com – Makeup, Skincare + Fragrances Offer Expires on Jun 06, 2022 See Details
card
Spend $75 or more, get $15 back Laura Mercier Offer Expires on Jun 06, 2022 See Details
card
Spend $75 or more, get $15 back. Up to 2 times (total of $30) Zazzle Offer Expires on May 05, 2022 See Details
card
Spend $80 or more, get $20 back fresh Beauty Offer Expires on May 05, 2022 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Offer Details

×

Expires On:

How to redeem

About This Offer

Terms & Conditions

Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

Loading…

About Charles Schwab

Charles Schwab is a financial services company founded and based out of San Francisco, California. The firm, founded in 1971 by Charles Schwab, is the 14th largest financial institution worldwide, with over $3.1 trillion in assets as of 2019.

Schwab offers a variety of banking and financial services and products. These products and services include wealth management, stock brokerage services, commercial banking, and more.

While mostly online, the Charles Schwab brand also operates a variety of in-person branches, mostly in major financial hubs across the United States and Europe. In total, Schwab has more than 345 branches worldwide, with the vast majority in the United States and the United Kingdom.

Charles Schwab Investor Cards

Despite mainly focusing on wealth management, Charles Schwab also offers two credit cards through a partnership with American Express. Schwab investor credit cards allow current Schwab wealth management customers to earn rewards with everyday purchases – rewards they can then pump into their Schwab accounts.

The American Express Platinum Card® for Schwab is the highlight of the Schwab credit card lineup, offering the purchasing power of the Amex payment network, the sheer luxury of the Platinum Card, and the ability to earn Schwab bonuses with frequent use.

Charles Schwab FAQs

Here are answers to some frequently asked questions about Charles Schwab:

  • While Charles Schwab investment accounts are free to open, you can’t do anything with one until you fund it with at least $1,000. To begin using a Schwab investment account, you must fund the account with $1,000 or more.
  • Both Schwab and Fidelity are great brokerages, but Fidelity often receives better reviews for new investors. Schwab, on the other hand, is more expert-oriented, or geared towards those with more funds.
  • No, cash cannot be deposited at Schwab’s 345 branches.
  • Schwab’s banking accounts are FDIC insured for up to $250,000.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.