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PenFed Pathfinder Rewards American Express Card

BestCards Team

| Last updated on October 24th, 2023


Please note that this credit card offer is currently unavailable. To view more credit card options like this one, please click the link below. 

At a Glance

The PenFed Pathfinder Rewards American Express Card is an enticing credit card offer from the Pentagon Federal Credit Union, combining a generous introductory APR with a 25,000 point introductory bonus that will appeal to anyone looking for a rewards credit card offer. Earn up to 4x points on all travel purchases (3x points if you’re not a member of PenFed Honors Advantage), and 1.5x Reward Points on all other purchases; you don’t need to demonstrate military affiliation in order to apply, and you won’t pay an annual fee or foreign transaction fees either!

Ideal for Those Who:

  • Have, or plan to open, an Access America Checking account from Pentagon Federal Credit Union
  • Can prove active or previous military service (active duty, reserve, honorably discharged, or retired)
  • Want a card with no annual fee and no foreign transaction fees
  • Plan to earn 25,000 bonus points by spending $2,500 in the first three months of opening your account

PenFed Pathfinder Rewards American Express Card Review

For those who travel often and are in the market for a convenient travel credit card with strong travel reward potential, the Pathfinder Rewards American Express Card from PenFed may be a good fit. Earn 3x points on all travel purchases, and 1.5x points per $1 spent on all other charges; PenFed Honors Advantage members will benefit from their cash back program too – you’ll earn 4x Reward Points for travel purchases, instead of 3x. Qualify by having and maintaining a PenFed Access America Checking Account to enjoy the additional rewards, and other perks that make the PenFed Honors Advantage program stand out. Best of all, this card is not just for military members – anyone can apply, when they open their Access America checking account with PenFed.

The PenFed Pathfinder Rewards card offers a generous introductory bonus: when you spend $2,500 within 90 days of opening the account, you’ll automatically earn 25,000 bonus points. Additionally, if you are going to use your new card to pay down existing debt, an APR of 0% on balance transfers is available for 12 months, on transfers made between now and September 30, 2019.

Rewards Points can be redeemed for a variety of goods and services, including air travel, merchandise, and gift cards. Points expire 5 years after they are awarded to the account; cardholders can earn unlimited points.

Globetrotters will love the perks that accompany the PenFed Pathfinder Rewards American Express card: Cardholders will be eligible for an annual air travel credit of $100 towards baggage fees, lounge access and onboard food and beverages. Additionally, if you apply for Global Entry you’ll receive $100 to reimburse your application cost; similarly, if you apply for TSA PreCheck, you’ll receive a reimbursement of $85. Best of all, as you travel the world, you won’t pay any extra fees for purchases – there are no foreign transaction fees for this card.

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