Discover recently announced its 2021 5% Cashback Calendar. Now the credit card issuer is making changes to its 2020 Calendar by adding Best Buy to Q4’s bonus categories – but only for a limited time.
Discover Adds Best Buy to Q4 2020 Cashback Calendar
Discover is adding a limited-time bonus to the 2020 Cashback Calendar. The Q4 5% cash back categories of Amazon.com, Walmart.com, and Target.com are now joined by Best Buy – but only for a little more than a month.
From November 25th through December 31st, 2020, purchases at Best Buy will earn 5% back when you use a Discover It card that earns cash back. Unlike the other three stores in the Q4 category, Best Buy purchases aren’t limited to online purchases. Best Buy purchases eligible for the 5% cash back include:
- Online at BestBuy.com
- Through the Best Buy mobile app
- In-store at all Best Buy locations
Discover Best Buy Cash Back Promotion Fine Print
As with all Cashback Calendar bonus categories, the limited-time Discover Best Buy offer also comes with certain conditions. Discover’s official language reads as follows:
Activate to earn 5% Cashback Bonus at Amazon.com, Walmart.com and Target.com from 10/1/20 (or the date on which you activate 5%, whichever is later) through 12/31/20, and at Best Buy from 11/25/20 (or the date on which you activate 5%, whichever is later) through 12/31/20, on up to $1,500 in combined purchases. Best Buy purchases include only purchases made in-store at Best Buy, online at bestbuy.com, or through the Best Buy app. Cell phone purchases only includes the portion of the balance amount paid in-store at Best Buy, online at bestbuy.com, or through the Best Buy app. It does not include cell phone installment plans. Individual merchants and stand-alone stores within physical Best Buy locations, or on bestbuy.com, may not be eligible in this category.
2020 Discover 5% Calendar
Here is the full 2020 Discover Cashback Calendar, including the new Best Buy bonus category for December:
Grocery stores, Walgreens, and CVS
Applies to the first $1,500 in purchases at stand-alone grocery stores, Walgreens, or CVS locations.
Home Depot (June only), gas stations, Uber, Lyft, and wholesale clubs
Applies to the first $1,500 in purchases at stand-alone gas stations, or with Lyft or Uber rides (including Uber Eats).
Restaurants and PayPal
Applies to the first $1,500 in purchases at restaurants classified as full-services restaurants, or on PayPal purchases.
Best Buy, Amazon.com, Target.com, and Walmart.com
Offer applies to the first $1,500 in purchases at Best Buy (online or instore), Amazon, Walmart, or Target websites.
How to Activate Cashback Categories
Discover requires cardholders to activate the 5% cashback categories before beginning to earn cash back. Discover It cardholders can visit the Discover website to log in and activate their bonus categories a few weeks before the new quarter begins.
The 5% cash back categories only apply to the first $1,500 in purchases made during that quarter. Once a user exceeds $1,500 in spending in the bonus categories, all other purchases earn an unlimited 1% back.
Related Article: Chase, Discover, & ABOC 5% Cash Back Calendars 2020