Chase Makes Changes to Sapphire Reserve; launches Sapphire Business Card

Chase has officially launched its revamped Chase Sapphire Reserve and introduced the first-ever Chase Sapphire Reserve for Business card. The banking giant reports these premium offerings deliver annual values exceeding $2,700 for personal cardholders and $2,500 for business customers.

New Features and Benefits

The updated Sapphire Reserve and new business version both feature comprehensive travel benefits on the Visa Infinite network. Both cards include an industry-leading suite of travel protections that cover a wider range of travel setbacks than other cards on the market. 

Cardmembers also receive access to a dedicated Sapphire Reserve customer service team available 24/7, specially trained to provide support tailored to cardmembers needs.

Points Boost: A New Redemption Program

Chase is introducing “Points Boost,” a redemption program that allows cardmembers to redeem Ultimate Rewards points at up to twice their standard value on select travel offerings through Chase Travel. This applies to premium air cabin tickets and select hotels, including properties in “The Edit by Chase Travel” – a collection of over 1,100 hand-selected luxury accommodations worldwide.

For Chase Travel purchases not eligible for Points Boost offers, points can be redeemed at a 1:1 rate on Chase Travel, replacing the previous 1.5x on all Chase Travel purchases. 

Points earned prior to October 26, 2025, by existing Sapphire Reserve cardmembers can still be redeemed at 1.5x on Chase Travel until October 26, 2027. During this transition period, cardmembers will automatically receive the best offer available, whether it’s Points Boost or 1.5x on Chase Travel.

Expanded Airport Lounge Network

Both cards provide access to Chase’s expanding airport lounge network, Chase Sapphire Lounge by The Club, which currently includes award-winning locations at Boston Logan International Airport, LaGuardia Airport, and Philadelphia International Airport. Additional locations are in development.

Cardmembers also receive entry to over 1,300 lounges with Priority Pass Select and more than 20 select Air Canada Maple Leaf Lounges and Air Canada Cafés when traveling on a Star Alliance airline.

Updated Sapphire Reserve Personal Card Benefits

The Sapphire Reserve annual fee is now $795— a significant climb. For the personal card, authorized users will pay $195 annually, an increase from the previous fee. 

The new fee means new features, however. The refreshed personal Sapphire Reserve card includes:

• 8x points on Chase Travel purchases, replacing the previous 5x on flights and 10x on hotels and car rentals
• 4x points on flights and hotels booked directly, replacing 3x on all travel
• $300 annual travel credit, which remains the most flexible travel credit available
• New $300 annual dining credit
• $500 annual credit for bookings at The Edit collection hotels
• $300 annual StubHub credit for concerts and event tickets
• $250 annual value through complimentary subscriptions to Apple TV+ and Apple Music
• $120 Global Entry, TSA Precheck, or Nexus credit every four years
• $120 in annual Lyft in-app credits (up to $10 monthly), plus 5x total points on eligible Lyft rides
• $300 annually in monthly DoorDash promotions and complimentary DashPass membership worth $120 annually
• 10x points on eligible Peloton equipment and accessory purchases and up to $120 in annual statement credits toward Peloton memberships
• Complimentary IHG One Rewards Platinum Elite Status
• Exclusive reservations at Sapphire Reserve Exclusive Tables, available for booking on OpenTable
• Access to Reserve Travel Designers with end-to-end travel planning from custom itinerary to trip support

The launch offer includes 100,000 bonus points and a $500 Chase Travel credit after spending $5,000 in the first three months.

Premium Benefits Unlocked with Spending

Personal cardmembers who spend $75,000 in a calendar year unlock additional benefits:

• IHG One Rewards Diamond Elite Status
• Southwest Airlines A-List Status and a $500 Southwest Airlines credit when booked through Chase Travel
• $250 credit to The Shops at Chase, a new online shopping experience designed exclusively for cardmembers

New Chase Sapphire Business Card Features

The new Sapphire Reserve for Business includes:

• 8x points on Chase Travel purchases
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases with social media sites and search engines
• $300 annual travel credit
• $500 annual credit for bookings at The Edit collection hotels
• $400 ZipRecruiter credit to discover new talent
• $200 Google Workspace credit toward AI tools for business
• $100 Giftcards.com credit for flexible employee appreciation
• $120 Global Entry, TSA Precheck, or Nexus credit every four years
• $120 in annual Lyft in-app credits (up to $10 monthly), plus 5x total points on eligible Lyft rides
• $300 annually in monthly DoorDash promotions and complimentary DashPass membership
• Complimentary IHG One Rewards Platinum Elite Status

Business cardmembers can earn 200,000 bonus points after spending $30,000 in the first six months. The card features a high spending pay-in-full limit and Flex for Business, a credit line which allows payments over time with interest.

Premium Benefits for Business Cards

Business cardmembers who spend $120,000 in a calendar year unlock additional benefits:

• IHG One Rewards Diamond Elite Status
• Southwest Airlines A-List Status and a $500 Southwest Airlines credit when booked through Chase Travel
• $500 credit to The Shops at Chase, double the amount offered to personal cardmembers

Summer, Reserved: Exclusive Cardmember Experiences

To celebrate the launch, Chase is rolling out “Summer, Reserved,” a series of exclusive dining experiences including:

• A Night with Jalen Brunson (July 23) – An evening of drinks and a seated dinner at San Sabino in collaboration with Lucali, featuring a meet-and-greet with New York basketball star Jalen Brunson and an exclusive gift. Reservations are bookable beginning July 1.
• Dinner on the Stage (August 1) – An event at The Public Theater with an appearance by Lin-Manuel Miranda, including a meet-and-greet, cocktail hour, and seated dinner prepared by Colonia Verde, celebrating Hamilton’s 10th Anniversary. Reservations open June 23 on Ultimate Rewards with additional tickets released every Wednesday starting July 2 while supplies last.
• Summer in the Hamptons (August) – An immersive summer experience featuring a pop-up with celebrated Los Angeles venue Delilah, bringing new energy to Hamptons’ nightlife with a restaurant takeover and elevated evenings.
• Restaurant Takeovers (July 23-26) – Exclusive access to reservations at popular restaurants in Chicago, New York City, Los Angeles, and Nashville, featuring unique chef collaborations and special moments. Participating restaurants include Don Angie, Majordomo x Loreto, Mariscos San Pedro x Obelix, and others. Reservations open June 23 on OpenTable.

Transition for Existing Cardholders

Current Sapphire Reserve cardmembers will transition to the new benefits structure on October 26, 2025. Their annual fee will be adjusted to $795 on their next anniversary date following October 26, 2025.

For more information, consumers can visit chase.com/ReserveIt, while business owners can check chase.com/ReserveBusiness.